Comparison

mHPB vs mKovanica

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mHPB

This mobile application provides comprehensive banking services for individuals and businesses. It allows users to manage accounts, make payments, view card transactions, and access various financial tools. The app also offers secure mobile token functionality and direct communication with bank staff.

Highlights
  • Account management
  • Payment processing
  • Card transaction overview
  • Mobile token service
  • Secure login with PIN/biometrics
  • Direct communication with bank
Features
Read full description

mHPB je mobilna aplikacija koja korisnicima nudi: • Uslugu mobilnog bankarstva za fizičke osobe i poslovne subjekte • Uslugu mobilnog tokena (mTokena) za fizičke osobe i poslovne subjekte • Servise i alate • Registraciju korisnika za eGotovinu MOBILNO BANKARSTVO ZA FIZIČKE OSOBE OMOGUĆAVA • Uvid u stanje, promet i detalje računa • Zadavanje svih vrsta platnih naloga • Pregled kartica i akcije po karticama • Kreiranje koda za podizanje gotovog novca bez kartice • ePoslovnicu – izravna komunikacija s djelatnikom Banke • Mogućnost kupovine GSM i ENC bonova • Ugovaranje eRačuna • Izdavanje, zamjenu i otkup udjela u HPB Investu • Zaprimanje obavijesti i notifikacija MOBILNO BANKARSTVO ZA POSLOVNE SUBJEKTE OMOGUĆAVA • Uvid u stanje, promet i detalje računa • Zadavanje svih vrsta platnih naloga • Pregled kartica i akcije po karticama • Pregled i preuzimanje izvoda • Pregled i preuzimanje naknada • Zaprimanje obavijesti i notifikacija Sigurnosne mjere mHPB aplikacija je sigurna i jednostavna za korištenje s instaliranim visokosigurnosnim softverom koji omogućuje bezbrižnost prilikom pristupa i rada u mBanking i mToken aplikacijama. Pristup nije moguć bez unosa PIN-a koji je poznat samo korisniku i/ili korištenjem odabrane metode biometrije. Uzastopnim pogrešnim unosom PIN-a te u slučaju neaktivnosti, aplikacija se zaključava iz sigurnosnih razloga i zahtjeva novu prijavu.

About

mKovanica

Access your accounts anytime, anywhere with this mobile banking app. View balances, transactions, loans, savings, and credit card activity. Make payments, manage templates, and find branches and ATMs.

Highlights
  • Account balance and transaction overview
  • Loan and savings details
  • Credit card transaction viewing
  • Euro and SEPA payment processing
  • Payment templates and saved orders
  • Branch and ATM locator
  • Face recognition login
Read full description

Mobilna aplikacija Banke Kovanica d.d. „mKovanica“ omogućava vremenski i lokacijski neograničen pristup računima fizičkih i pravnih osoba, pregledu stanja, prometa te ostalim uslugama i pogodnostima. Uslugu je potrebno ugovoriti u poslovnicama Banke Kovanica d.d.. Aplikacija omogućava: -Uvid u stanje po svim računima; -Pregled prometa po transakcijskom računu; -Pregled kredita i ostalih plasmana; -Pregled oročene štednje; - Uvid u promet po kreditnim karticama; - plaćanje euro platnih naloga (slikaj i plati, skeniranje uplatnica s bar kodom) - plaćanje SEPA platnih naloga (nacionalne i prekogranične transakcije u EUR-ima) - plaćanje naloga iz spremljenih barkodova - predlošci - kreirajte i editirajte sami svoje predloške za plaćanja ili koristite stare (ukoliko ste već korisnik Internet bankarstva Konet) - pregled naloga - izvršavanje internih naloga - vizualni pregled kartica - VISA+ - mogućnost dijeljenja podataka o računu - pregled važeće tečajne liste - pregled lokacija poslovnica i bankomata banke - statistički prikaz transakcija - prijava prepoznavanjem lica

Screenshots

mHPB4 screens
mKovanica3 screens

Verdict

The call

The clearest difference is rating: mHPB at 4.6 against mKovanica's 2.0. mHPB also leads on ratings volume (145 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

mHPB holds the better App Store score, 4.6 against 2.0. That said, the two scores are not equally well evidenced: mHPB has 145 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

mHPB ships an update every 6 weeks, mKovanica every 2 months. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
mHPB versus mKovanica: the parameters behind the verdict, then further details
ParametermHPBmKovanica
PriceFreeFree
Rating4.6 (145 ratings) — better2.0 (1 ratings)
Positive reviews38.5% of reviews—
Number of ratings145 — better1
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.6 — better
Further details — not scored
Size220 MB61 MB
Age rating4+4+
DeveloperHPB d.d.Banka Kovanica d.d.

In-app purchases

None

mHPB

No in-app purchases

None

mKovanica

No in-app purchases

Questions

Is mHPB free?
mHPB is free to download, with no in-app purchases.
Is mKovanica free?
mKovanica is free to download, with no in-app purchases.
Which has better reviews, mHPB or mKovanica?
mHPB is rated higher. mHPB averages 4.6 out of 5 from 145 ratings, while mKovanica averages 2.0 from 1 ratings.
Do mHPB or mKovanica have ads?
Neither mHPB nor mKovanica shows ads.
Which is updated more often, mHPB or mKovanica?
mHPB ships an update every 6 weeks, and mKovanica every 2 months. Most recently, mHPB was updated on October 20, 2026 and mKovanica on October 24, 2026.

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