Comparison

ATBS vs OTR Clutch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ATBS

This app serves as a financial services hub for independent contractors in trucking, rideshare, and gig driver industries. It offers an easy way to manage finances and access essential services tailored to these professions.

Highlights
  • Financial services hub
  • Independent contractor focus
  • Trucking industry support
  • Rideshare driver tools
  • Gig driver services
Features
Read full description

Easily interact with ATBS, using the best financial services hub for independent contractors in the trucking, rideshare, and gig driver industries.

About

OTR Clutch

This app offers an online banking solution tailored for trucking companies, providing unlimited cash back on debit purchases and helping to build business credit for financing options. It's a secure, FDIC-insured platform with no hidden fees or minimums.

Highlights
  • Unlimited cash back on debit purchases
  • Build business credit
  • Access to financing options
  • FDIC-insured banking
  • No fees, minimums, or credit checks
  • Integrates with OTR Solutions services
Features
Read full description

Shift your business into high gear with OTR Clutch, the first online banking solution designed specifically for trucking companies. Earn unlimited cash back on debit purchases including recurring insurance and finance payments, and build business credit to gain access to credit and financing options. Backed by the Most Trusted Name in Transportation OTR Clutch is the newest innovation from OTR Solutions expanding their reputation as a trusted and reliable factoring provider into the banking world. In partnership with FDIC insured Thread Bank, OTR Clutch delivers unparalleled security and peace of mind where you need it most. Earn on Every Card Swipe on Debit Purchases Earn cash back on your everyday purchases and your high dollar expenses like insurance, equipment financing, and more. No Fees, No Minimums, No Credit Checks Open an account and start spending for free. There are no monthly balance minimums, usage requirements, or fees. Keep Your Current Account Open an OTR Clutch account and use it the way you want to, no need to close out your other accounts. But, we don’t think it will be long until you make OTR Clutch your preferred banking option. Access OTR Solutions' Suite of Services Need a factoring company? How about the best fuel discounts in the industry? With OTR Solutions factoring, OTR Fuel Card, and their vast network of insurance, load board, and compliance partners you won’t have to go far for more deals, savings, and resources.

Screenshots

ATBS4 screens
OTR Clutch4 screens

Verdict

The call

The clearest difference is rating: OTR Clutch at 4.8 against ATBS's 3.9. OTR Clutch also leads on ratings volume (194 vs 46). ATBS's advantage is review sentiment (53% vs 22%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OTR Clutch holds the better App Store score, 4.8 against 3.9. Both are backed by a comparable volume of ratings — 46 and 194 respectively. Written reviews complicate that: 53% of ATBS's written reviews are positive against 22% of OTR Clutch's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on September 26, 2026 and September 16, 2026 respectively.

Scorecard3 real differences · 7 level
ATBS versus OTR Clutch: the parameters behind the verdict, then further details
ParameterATBSOTR Clutch
PriceFreeFree
Rating3.9 (46 ratings)4.8 (194 ratings) — better
Positive reviews53.3% of reviews — better22.2% of reviews
Number of ratings46194 — better
Update frequencyEvery 5 weeksEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better16.4
Further details — not scored
Size43 MB111 MB
Age rating4+4+
DeveloperAMERICAN TRUCK BUSINESS SERVICES, LLCOTR Capital LLC

Customer experience

ATBS

All ratings46 ratings
Positive69.6%
Neutral4.3%
Negative26.1%
Written reviews30 reviews
Positive53.3%
Neutral3.3%
Negative43.3%

OTR Clutch

All ratings194 ratings
Positive94.3%
Neutral3.1%
Negative2.6%
Written reviews9 reviews
Positive22.2%
Neutral44.4%
Negative33.3%

In-app purchases

None

ATBS

No in-app purchases

None

OTR Clutch

No in-app purchases

Questions

Is ATBS free?
ATBS is free to download, with no in-app purchases.
Is OTR Clutch free?
OTR Clutch is free to download, with no in-app purchases.
Which has better reviews, ATBS or OTR Clutch?
OTR Clutch is rated higher. ATBS averages 3.9 out of 5 from 46 ratings, while OTR Clutch averages 4.8 from 194 ratings.
Do ATBS or OTR Clutch have ads?
Neither ATBS nor OTR Clutch shows ads.
Which is updated more often, ATBS or OTR Clutch?
ATBS ships an update every 5 weeks, and OTR Clutch every 5 weeks. Most recently, ATBS was updated on September 26, 2026 and OTR Clutch on September 16, 2026.

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