Comparison

SpendLists vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendLists

This app offers a straightforward way for freelancers and creators to manage their income and expenses without complex spreadsheets. It provides clear monthly summaries and helps reduce financial anxiety by organizing money details simply. Designed for those with irregular income, it offers a clean and trustworthy platform to understand earnings.

Highlights
  • Track income and expenses
  • Organize money details in lists
  • Clear monthly summaries
  • iCloud Sync across Apple devices
  • Multiple currency support
  • Private and secure with Face ID/Touch ID
  • Share lists as images or PDFs
Features
Read full description

Track income, log expenses, and see your monthly totals in one clear place. SpendLists helps freelancers, creators, and anyone with changing income understand where their money goes — without spreadsheets or accounting software. RECORD EVERYDAY MONEY Log a client payment, a coffee, or a project cost in a few taps. Add the details you need and keep moving. KEEP IT ORGANIZED Create simple lists for each month, project, trip, or part of your life. Use dates and tags to find the right items quickly. SEE WHAT ADDS UP Review your totals and spending categories to understand your biggest costs. Keep income and expenses clear even when no two months look alike. USE MULTIPLE CURRENCIES Record items in different currencies within the same list. Keep the original amounts visible when your work or everyday life crosses borders. MORE WAYS TO WORK • Find entries with search. • Share lists as images or PDFs. • Sync your lists with iCloud across iPhone, iPad, and Mac. • Protect the app or individual lists with a passcode or supported biometrics. Some features require SpendLists Pro. No SpendLists account is required. Start with one list and get a clearer view of your money.

About

Spending Tracker

Manage your money with this intuitive expense tracker. Easily record transactions, set budgets, and track savings goals with visual insights. Offers bill splitting and robust privacy features for secure local data storage.

Highlights
  • Track expenses and income
  • Create custom budgets
  • Set and track savings goals
  • Detailed spending insights
  • Manage multiple accounts
  • Split bills with friends
  • Privacy-first local data storage
Features
Read full description

Take control of your finances with Paisa - the beautiful, privacy-first expense tracker that puts you in charge of your money. **TRACK EVERY TRANSACTION** • Add expenses and income in seconds with our intuitive interface • Categorize transactions with custom categories and colorful icons • Support for multiple accounts: bank, cash, credit cards, and wallets • Built-in calculator for quick expense entry • Smart suggestions based on your spending history **STAY WITHIN BUDGET** • Create unlimited budgets for different spending categories • Visual progress bars show exactly where you stand • Get notified when approaching budget limits • Monthly, weekly, and custom budget periods • Compare actual spending vs. planned budgets **REACH YOUR SAVINGS GOALS** • Set financial goals with target amounts and deadlines • Track progress with beautiful visual indicators • Link goals to specific savings accounts • Celebrate milestones as you get closer to your dreams **SMART INSIGHTS & REPORTS** • Understand your spending patterns with detailed charts • Category breakdown shows where your money goes • Trend analysis reveals spending habits over time • Period comparison to track improvement • Export reports to PDF and CSV **ALL ACCOUNTS IN ONE PLACE** • Manage bank accounts, cash, credit cards, and e-wallets • See your total net worth at a glance • Track transfers between accounts • Support for multiple currencies **MAKE FINANCE FUN** • Earn achievement badges for healthy money habits • Build streaks for consistent tracking • Celebrate financial milestones • Gamification keeps you motivated **SPLIT BILLS WITH FRIENDS** • Easily divide expenses among groups • Track who owes what • Mark payments as settled • Perfect for trips, dinners, and shared expenses **PRIVACY FIRST** • All data stored locally on your device • No account required to get started • Optional Google Drive backup for peace of mind • Biometric authentication to protect your data • Your financial data is never shared or sold **BEAUTIFUL & CUSTOMIZABLE** • Material Design 3 with dynamic colors • Light and dark themes • Multiple accent color options • Clean, distraction-free interface **AVAILABLE IN 35+ LANGUAGES** Including English, Spanish, French, German, Portuguese, Italian, Dutch, Russian, Chinese, Japanese, Korean, Arabic, Hindi, and many more. **FREE FEATURES** • Unlimited transactions • Custom categories • Multiple accounts • Basic budgets and goals • Search and filters • CSV export • Biometric security **PREMIUM FEATURES** • Unlimited budgets and goals • Advanced analytics and insights • Achievement system • Cloud backup • Bill splitting • Premium themes • Priority support Privacy Policy: https://paisa-tracker.app/privacy Terms of Use: https://paisa-tracker.app/terms Download Paisa today and start your journey to financial freedom!

Screenshots

SpendLists4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is rating: Spending Tracker at 5.0 against SpendLists's 4.6. Spending Tracker also leads on review sentiment (80% vs 69%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendLists sells 2 one-off in-app purchases and Spending Tracker sells 10 in-app purchases, starting at $0.49 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Spending Tracker holds the better App Store score, 5.0 against 4.6. Both are backed by a comparable volume of ratings — 19 and 7 respectively. Written reviews point the same way: 69% of SpendLists's written reviews are positive against 80% of Spending Tracker's.

UpkeepUpdate frequency

SpendLists ships an update fortnightly, Spending Tracker every 2 weeks. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

Scorecard2 real differences · 8 level
SpendLists versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSpendListsSpending Tracker
PriceFreeFree
Rating4.6 (19 ratings)5.0 (7 ratings) — better
Positive reviews69.2% of reviews80.0% of reviews — better
Number of ratings19 — better7
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS16.1 — better17.6
Further details — not scored
Size44 MB127 MB
Age rating4+4+
DeveloperPhanith NyHemanth Savarala

Customer experience

SpendLists

All ratings19 ratings
Positive89.5%
Neutral0.0%
Negative10.5%
Written reviews13 reviews
Positive69.2%
Neutral7.7%
Negative23.1%

Spending Tracker

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews30 reviews
Positive80.0%
Neutral6.7%
Negative13.3%

In-app purchases

2 purchases

SpendLists

One-time2
  • Unlock Pro$9.99
  • SpendLists Pro Lifetime$9.99
10 purchases

Spending Tracker

Subscriptions8
  • Monthly Premium Access$0.491 Month
  • Premium Monthly Plan$0.991 Month
  • Weekly Subscription$0.997 Days
Show 5 more
  • Yearly Premium Access$1.591 Year
  • Monthly Premium Access$1.991 Month
  • Premium Yearly Plan$4.991 Year
  • Yearly Subscription1 Year trial$8.991 Year
  • Yearly Premium Access$12.991 Year
One-time2
  • Lifetime Access$4.99
  • Lifetime Access$24.99

Questions

Is SpendLists free?
SpendLists is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, SpendLists or Spending Tracker?
Spending Tracker is rated higher. SpendLists averages 4.6 out of 5 from 19 ratings, while Spending Tracker averages 5.0 from 7 ratings.
Do SpendLists or Spending Tracker have ads?
Neither SpendLists nor Spending Tracker shows ads.
Which is updated more often, SpendLists or Spending Tracker?
SpendLists ships an update fortnightly, and Spending Tracker every 2 weeks. Most recently, SpendLists was updated on November 3, 2026 and Spending Tracker on November 8, 2026.

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