Comparison

SpendLists vs ZapSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendLists

This app offers a straightforward way for freelancers and creators to manage their income and expenses without complex spreadsheets. It provides clear monthly summaries and helps reduce financial anxiety by organizing money details simply. Designed for those with irregular income, it offers a clean and trustworthy platform to understand earnings.

Highlights
  • Track income and expenses
  • Organize money details in lists
  • Clear monthly summaries
  • iCloud Sync across Apple devices
  • Multiple currency support
  • Private and secure with Face ID/Touch ID
  • Share lists as images or PDFs
Features
Read full description

Track income, log expenses, and see your monthly totals in one clear place. SpendLists helps freelancers, creators, and anyone with changing income understand where their money goes — without spreadsheets or accounting software. RECORD EVERYDAY MONEY Log a client payment, a coffee, or a project cost in a few taps. Add the details you need and keep moving. KEEP IT ORGANIZED Create simple lists for each month, project, trip, or part of your life. Use dates and tags to find the right items quickly. SEE WHAT ADDS UP Review your totals and spending categories to understand your biggest costs. Keep income and expenses clear even when no two months look alike. USE MULTIPLE CURRENCIES Record items in different currencies within the same list. Keep the original amounts visible when your work or everyday life crosses borders. MORE WAYS TO WORK • Find entries with search. • Share lists as images or PDFs. • Sync your lists with iCloud across iPhone, iPad, and Mac. • Protect the app or individual lists with a passcode or supported biometrics. Some features require SpendLists Pro. No SpendLists account is required. Start with one list and get a clearer view of your money.

About

ZapSpend

Features
Read full description

ZapSpend is the fastest way to track your expenses — just snap a photo of any receipt and our AI instantly extracts the merchant, total, tax and category for you. No more manual data entry. SMART RECEIPT SCANNING Point your camera at any receipt and ZapSpend's AI does the work — extracting merchant name, total amount, tax, date and automatically categorizing the expense. Review and edit before saving with a clean, intuitive interface. VOICE EXPENSE ENTRY Log expenses hands-free. Just say "Spent 15 dollars on coffee at Starbucks" and ZapSpend transcribes your voice, extracts the details and creates the entry. Perfect for quick logging on the go. AI BUDGET INSIGHTS See where your money goes with beautiful animated charts: • Category breakdowns with a colorful donut chart • Weekly spending trends • Month-over-month comparisons • Smart AI observations like "You spent 30% more on dining this week" EXPENSE TIMELINE Browse all your expenses in a clean chronological feed with category-colored icons. Swipe to delete, tap for details and filter by category or date range. Smooth animations make every interaction feel effortless. EXPORT & SHARE Export your expenses to CSV or PDF with a single tap — perfect for taxes, reimbursements or personal budgeting records. PRIVACY-FIRST All receipt processing happens on your device. Your financial data stays private and never leaves your phone unless you choose to export it. SUBSCRIPTION ZapSpend Pro unlocks unlimited receipt scanning, advanced AI insights and ad-free experience. Choose between monthly or annual billing. Cancel anytime. KEY FEATURES • AI receipt scanner — snap, extract, save • Voice expense entry — hands-free logging • Smart auto-categorization • Beautiful animated charts and insights • Weekly and monthly spending comparisons • Export to CSV and PDF • Privacy-first — all processing on-device • Dark mode with premium fintech design Download ZapSpend and make expense tracking effortless. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SpendLists4 screens
ZapSpend4 screens

Verdict

The call

SpendLists and ZapSpend are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendLists sells 4 one-off in-app purchases and ZapSpend sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SpendLists ships an update fortnightly, ZapSpend every 4 weeks. The most recent releases landed on October 25, 2026 and October 12, 2026 respectively.

ScorecardNo meaningful differences
SpendLists versus ZapSpend: the parameters behind the verdict, then further details
ParameterSpendListsZapSpend
PriceFreeFree
Rating4.6 (19 ratings) — better—
Positive reviews75.0% of reviews—
Number of ratings19 — better—
Update frequencyFortnightly — betterEvery 4 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS16.115.1 — better
Further details — not scored
Size44 MB44 MB
Age rating4+4+
DeveloperPhanith NyGianfranco Antenucci

In-app purchases

4 purchases

SpendLists

One-time4
  • Snack-Sized Tip$5.99
  • Lunch-Sized Tip$7.99
  • Unlock Pro$9.99
Show 1 more
  • SpendLists Pro Lifetime$9.99
2 purchases

ZapSpend

Subscriptions2
  • ZapSpend Pro Monthly$4.991 Month
  • ZapSpend Pro Annual$29.991 Year

Questions

Is SpendLists free?
SpendLists is free to download, with in-app purchases available.
Is ZapSpend free?
ZapSpend is free to download, with in-app purchases available.
Do SpendLists or ZapSpend have ads?
Neither SpendLists nor ZapSpend shows ads.
Which is updated more often, SpendLists or ZapSpend?
SpendLists ships an update fortnightly, and ZapSpend every 4 weeks. Most recently, SpendLists was updated on October 25, 2026 and ZapSpend on October 12, 2026.

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