Comparison

ZNBS Mobile Banking vs Natsave

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

ZNBS Mobile Banking

Features
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Manage your money on the move and around the clock with this secure mobile banking application from Zambia National Building Society (ZNBS). With more updates and features on the way, the applications comes with the following features: β€’ Log on to your account around the world β€’ View your account balances and transaction history β€’ Funds transfer ( Internal & External) - Mobile money withdrawal and Deposits To log on to this app you must be an ZNBS banking customer. If you are not yet registered, please visit your local ZNBS branch. β€’ ZNBS helps protect your information by using 128-bit SSL encryption when you are logged on. β€’ Data charges from your mobile service provider may apply. To find out more about the app including details of permissions requested please see http://www.znbs.co.zm/ If you are a customer of ZNBS, Please search for and download ZNBS application and register to access your accounts.

About

Natsave

Features
Read full description

NATSAVE e-Wallet NATSAVE e-Wallet is a virtual account that allows you to keep money in electronic/virtual form and be able to transfer funds to any registered Zambian mobile number, NATSAVE account, any other NATSAVE e-Wallet account, and any other Bank’s account instantly. You can also pay for utilities including but not limited to Electricity, Water, and T.V. (DSTV, ZHUKU, or GOTV) from NATSAVE e-Wallet account. You can deposit cash into the NATSAVE e-wallet account through a NATSAVE Agent. NATSAVE e-Wallet can be opened by anyone who has a registered Zambian mobile number. NATSAVE e-Wallet allows you to transact up to K10,000.00 per day and transaction limit of K5,000.00. Among the various Banking services accessible through NATSAVE e-wallet are: i) Self-registration, ii) Bill payments iii) Funds transfer to mobile money accounts (Airtel, MTN, and Zamtel) iv) Cash deposit into wallet account through an NATSAVE Agent v) Cash withdrawal through a NATSAVE Agent or ATM vi) Wallet Mini statement vii) Wallet Full Statement viii) Payments to any NATSAVE account ix) Payment to other Bank’s account x) Transfer to any other NATSAVE e-wallet account xi) Mobile talk time purchase xii) Bundles purchase NATSAVE DIRECT NATSAVE Direct App which can also be called NATSAVE Agency Banking App is an application for NATSAVE Agents only. NATSAVE Direct app allows NATSAVE Agents to offer Banking services to NATSAVE customers and non-NATSAVE customers in a conveniently. Only registered NATSAVE Agents can download, install, and successfully utilise this app. Services offered through NATSAVE DIRECT (Agency Banking) include but not limited to the following: i) Cardless cash withdrawal from the Natsave Wallet account ii) Cardless cash withdrawal from NATSAVE Bank account iii) Cardless cash deposit into the NATSAVE Bank account iv) Cardless Cash deposit into the Natsave e-Wallet account v) Cardless Bill payment vi) Talk time purchase

Screenshots

ZNBS Mobile Banking3 screens
Natsave4 screens

Verdict

The call

The clearest difference is update cadence: Natsave at every 5 months against ZNBS Mobile Banking's every 15 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ZNBS Mobile Banking ships an update every 15 months, Natsave every 5 months. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

Scorecard1 real difference Β· 5 level
ZNBS Mobile Banking versus Natsave: the parameters behind the verdict, then further details
ParameterZNBS Mobile BankingNatsave
PriceFreeFree
Update frequencyEvery 15 monthsEvery 5 months β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details β€” not scored
Size24 MB141 MB
Age rating4+4+
DeveloperZNBSNational Savnigs and Credit Banking

In-app purchases

None

ZNBS Mobile Banking

No in-app purchases

None

Natsave

No in-app purchases

Questions

Is ZNBS Mobile Banking free?
ZNBS Mobile Banking is free to download, with no in-app purchases.
Is Natsave free?
Natsave is free to download, with no in-app purchases.
Do ZNBS Mobile Banking or Natsave have ads?
Neither ZNBS Mobile Banking nor Natsave shows ads.
Which is updated more often, ZNBS Mobile Banking or Natsave?
ZNBS Mobile Banking ships an update every 15 months, and Natsave every 5 months. Most recently, ZNBS Mobile Banking was updated on October 26, 2026 and Natsave on October 29, 2026.

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