Comparison

Natsave vs mytalu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Natsave

Features
Read full description

NATSAVE e-Wallet NATSAVE e-Wallet is a virtual account that allows you to keep money in electronic/virtual form and be able to transfer funds to any registered Zambian mobile number, NATSAVE account, any other NATSAVE e-Wallet account, and any other Bank’s account instantly. You can also pay for utilities including but not limited to Electricity, Water, and T.V. (DSTV, ZHUKU, or GOTV) from NATSAVE e-Wallet account. You can deposit cash into the NATSAVE e-wallet account through a NATSAVE Agent. NATSAVE e-Wallet can be opened by anyone who has a registered Zambian mobile number. NATSAVE e-Wallet allows you to transact up to K10,000.00 per day and transaction limit of K5,000.00. Among the various Banking services accessible through NATSAVE e-wallet are: i) Self-registration, ii) Bill payments iii) Funds transfer to mobile money accounts (Airtel, MTN, and Zamtel) iv) Cash deposit into wallet account through an NATSAVE Agent v) Cash withdrawal through a NATSAVE Agent or ATM vi) Wallet Mini statement vii) Wallet Full Statement viii) Payments to any NATSAVE account ix) Payment to other Bank’s account x) Transfer to any other NATSAVE e-wallet account xi) Mobile talk time purchase xii) Bundles purchase NATSAVE DIRECT NATSAVE Direct App which can also be called NATSAVE Agency Banking App is an application for NATSAVE Agents only. NATSAVE Direct app allows NATSAVE Agents to offer Banking services to NATSAVE customers and non-NATSAVE customers in a conveniently. Only registered NATSAVE Agents can download, install, and successfully utilise this app. Services offered through NATSAVE DIRECT (Agency Banking) include but not limited to the following: i) Cardless cash withdrawal from the Natsave Wallet account ii) Cardless cash withdrawal from NATSAVE Bank account iii) Cardless cash deposit into the NATSAVE Bank account iv) Cardless Cash deposit into the Natsave e-Wallet account v) Cardless Bill payment vi) Talk time purchase

About

mytalu

Take control of your finances with this personal money assistant. It offers tools and analytics to help you optimize spending and save more effectively. Master your money management with ease.

Highlights
  • Money control
  • Spending optimization
  • Savings tools
  • Personal finance analytics
  • Money management features
Features
Read full description

Download mytalu to take control of your money, optimise spending, and save more. Mytalu is your personal money assistant and is filled with tools, analytics, and features to help you take charge of your spending in no time at all. Time to master your money!

Screenshots

Natsave4 screens
mytalu4 screens

Verdict

The call

The clearest difference is update cadence: mytalu at every 3 weeks against Natsave's every 5 months. Natsave's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Natsave ships an update every 5 months, mytalu every 3 weeks. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
Natsave versus mytalu: the parameters behind the verdict, then further details
ParameterNatsavemytalu
PriceFreeFree
Rating—4.9 (15 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—15 — better
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.4
Further details — not scored
Size141 MB63 MB
Age rating4+4+
DeveloperNational Savnigs and Credit BankingMytalu UK Limited

In-app purchases

None

Natsave

No in-app purchases

None

mytalu

No in-app purchases

Questions

Is Natsave free?
Natsave is free to download, with no in-app purchases.
Is mytalu free?
mytalu is free to download, with no in-app purchases.
Do Natsave or mytalu have ads?
Neither Natsave nor mytalu shows ads.
Which is updated more often, Natsave or mytalu?
Natsave ships an update every 5 months, and mytalu every 3 weeks. Most recently, Natsave was updated on November 3, 2026 and mytalu on November 3, 2026.

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