Comparison

First Citizens vs Paycheck Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Citizens

Manage your finances conveniently and securely from your mobile device. Check account balances, pay bills, transfer funds, and locate branches or ATMs. Requires prior online banking registration.

Highlights
  • View real-time account balances
  • Pay utility bills and credit cards
  • Transfer funds to other accounts
  • Schedule payment transfers
  • Locate branches and ATMs
  • Access support portal
Features
Read full description

EASY BANKING ON THE GO! Bank easier with the First Citizens Mobile app! Download the app today and enjoy the convenience of banking securely from your mobile device anytime, anywhere! Using the First Citizens Mobile App, you can: View real-time account balances, inclusive of your Credit Card balances and other recent transactions. Easily pay your utility bills and Credit Card Transfer funds to other First Citizens accounts and other banks Schedule payment transfers to First Citizens accounts and other banks Locate a First Citizens Branch or ATM nearest to you. Request assistance through our support portal To successfully enrol for the Mobile App, you must be registered for First Citizens Online Banking. If you do not have Online Banking and wish to register, visit our website at https://www.firstcitizensgroup.com/tt/online-banking-registration-3/ to sign-up.

About

Paycheck Calculator

Read full description

Estimate your take-home pay in seconds with clear 2026 federal and state withholding calculations. Paycheck Calculator: Net Pay helps you understand how much of your salary or hourly wage may reach your bank account after estimated taxes and payroll deductions. Enter your income, select your state, filing status, and pay frequency, then instantly see an easy-to-read paycheck breakdown. KEY FEATURES • Estimate your take-home pay • Calculate annual salary or hourly wages • Support for all 50 states and Washington, DC • Weekly, biweekly, semi-monthly, and monthly pay frequencies • Federal income tax withholding estimate • State income tax withholding estimate • Social Security and Medicare calculations • Applicable state payroll deductions • Save a scenario on your device — unlimited with Lifetime Pro • Name and manage saved scenarios • Export any calculation as a PDF summary (Lifetime Pro) • No account or sign-in required • Calculations work without an internet connection CLEAR PAYCHECK BREAKDOWNS See an estimated breakdown of: • Gross pay • Federal withholding • State withholding • Social Security • Medicare • Applicable state deductions • Total deductions • Estimated take-home pay • Total deduction rate BUILT FOR QUICK ANSWERS There is no complicated onboarding, account creation, subscription, or financial dashboard. Open the app, enter your income details, and view your estimated net pay immediately. LIFETIME PRO One payment. No subscription, no account, nothing to cancel. Lifetime Pro unlocks unlimited saved scenarios and PDF export. Save one scenario for free, and upgrade when you need to keep two offers side by side or share a summary. Every paycheck calculation stays free, for all 50 states and DC. Saved scenarios stay on your device and can be given a custom name. PDF summaries are exported through the standard iOS share sheet. PRIVATE BY DESIGN Your salary, filing status, selected state, saved calculations, and tax estimates remain on your device. The app does not require an account and does not transmit your salary inputs or saved calculations to a server. 2026 TAX DATA Calculations use 2026 federal and state tax tables and applicable payroll-deduction rules. Some state-specific assumptions may apply. Local city and county taxes are not included. IMPORTANT INFORMATION All results are estimates for informational purposes only. Actual take-home pay may differ because of dependents, additional withholding, pre-tax benefits, health insurance, retirement contributions, bonuses, commissions, multiple jobs, local taxes, employer payroll methods, and other individual circumstances. Paycheck Calculator: Net Pay does not provide tax, financial, legal, payroll, or accounting advice. Verify important figures with your employer's payroll department, a qualified accountant, or a tax professional before making financial or employment decisions. Privacy Policy: https://chaira23.github.io/paycheck-calculator-legal/privacy/ Terms of Service: https://chaira23.github.io/paycheck-calculator-legal/terms/

Screenshots

First Citizens4 screens
Paycheck Calculator4 screens

Verdict

The call

The clearest difference is update cadence: Paycheck Calculator at every 3 weeks against First Citizens's every 7 months. First Citizens's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

First Citizens ships an update every 7 months, Paycheck Calculator every 3 weeks. The most recent releases landed on October 14, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
First Citizens versus Paycheck Calculator: the parameters behind the verdict, then further details
ParameterFirst CitizensPaycheck Calculator
PriceFreeFree
Rating1.8 (43 ratings) — better—
Positive reviews16.7% of reviews—
Number of ratings43 — better—
Update frequencyEvery 7 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.4
Further details — not scored
Size30 MB38 MB
Age rating4+4+
DeveloperFCISKayra Tozan

In-app purchases

None

First Citizens

No in-app purchases

None

Paycheck Calculator

No in-app purchases

Questions

Is First Citizens free?
First Citizens is free to download, with no in-app purchases.
Is Paycheck Calculator free?
Paycheck Calculator is free to download, with no in-app purchases.
Do First Citizens or Paycheck Calculator have ads?
Neither First Citizens nor Paycheck Calculator shows ads.
Which is updated more often, First Citizens or Paycheck Calculator?
First Citizens ships an update every 7 months, and Paycheck Calculator every 3 weeks. Most recently, First Citizens was updated on October 14, 2026 and Paycheck Calculator on October 2, 2026.

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