CredFlow vs Returnly 2.0

CredFlow - India’s #1 App to help you automate your payment collection, get a 360° overview of your business’ credit line, unparalleled data security and in-depth business analytics. By integrating Tally / Busy® with CredFlow, our customers have reduced payment collection time by over 30%. With CredFlow, you can: ● Access Tally and Busy® data anytime, anywhere on any device. ● Manage multiple companies and users all from a single Tally / Busy®-connected CredFlow account. ● Send automatic reminders to debtors via SMS, WhatsApp, email, and call. ● Collect online payments from customers and make payment to vendors directly with our integrated payment gateway. ● Create receipts, quotations, invoices, and sales orders inside CredFlow and share them with customers through our multi-channel communication feature. ● Entries made on the CredFlow mobile App get automatically updated on your Tally / Busy® ● Get a 360° overview of your business through a comprehensive ageing summary. ● Maximise on-field agent productivity with our in-built ‘Field agent tracking report’. ● Get extensive analytics of your business, customers, and debtors. ● Oversee and manage your product inventory to ensure timely replenishment and avoid losing out on deals. ● Access segmented reports for your top customers, items, inactive customers, and more to make better decisions and a targeted reach out strategy. ● Business reports shared daily on WhatsApp ensuring oversight of your business operations and progress. ● Create your digital business card in seconds. ● Our in-built cash flow prediction module helps you understand your customer’s financial health, probability to pay, and more. ● Gather various business reports like Sales Manager Report, Collection Trends, Sales Repayment/Loan Terms:- Repay in Easy Monthly Installment (EMI) Loan Tenure: 3 months (minimum) to 36 months (maximum) Interest Rate: Ranges from 15% - 24%. Amount: Rs. 1,00,000 to Rs. 35,00,000 Processing fees: 0% to 2.5% An example: Sanction Amount: ₹100,000.00 Drawdown Amount: ₹100,000.00 Platform Fees: ₹1,180.00 Processing Fees: ₹2,360.00 Broken Period Interest: ₹402.74 Interest: ₹11,736.53 Total: ₹115,679.27 Net Disburse: ₹96,057.26 EMI: ₹9,311.38 APR (30): 28.05% APR Normal: 28.88% Other Charges: ₹1,180.00 Upfront Charges Drawdown: ₹3,942.74 Disbursal Amount is Sanctioned Amount - Processing Fees - Platform Fees - Broken Period Charges(If Any) NBFC partners(FLDG): Blacksoil Capital Private Limited, Trillionloans Fintech Private Limited, Ecofy Finance Private LimitedTrends, and more. How CredFlow Works? 1. Download the CredFlow App and register (you can access the app with a demo account post registration) 2. Link your Tally / Busy® by downloading the CredFlow desktop application. 3. You can now start exploring all our features. :) CredFlow has already helped over 1,00,000 businesses collect payments faster and make their finance management easier with automated business reports. Data security is our top priority and the CredFlow mobile app ensures that your data is 100% secure with our end-to- end encryption. CredFlow’s vision and mission is to make SMEs cash rich. With that intent, we strive to provide our customers with the best, most effective and efficient features that can help them grow their business in no time. Download the CredFlow app now. For any queries, WhatsApp us at 080-47181329 or email us at admin@credflow.in.

Returnly is a digital mutual fund investment platform focused on research, portfolio planning and monitoring. It helps investors discover suitable mutual funds, plan portfolio allocation, invest online and track investments with ease. Returnly aims to make mutual fund investing simple, convenient, transparent and secure, all from the comfort of your home. Returnly focus on Research, Portfolio Monitoring, Invest in Mutual funds online and many more. We at Returnly, will enhance your mutual fund investment experience and Safety & Security.