Comparison

Ujjivan EZY Mobile Banking vs Returnly 2.0

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ujjivan EZY Mobile Banking

Manage your finances securely and efficiently with this official mobile banking app. Access accounts, make payments, invest, and track spending with an intuitive design and personalized interface. Features include fingerprint login, bill payments, and video banking.

Highlights
  • Fingerprint and mPIN login
  • Account balance and statement access
  • Open/close Fixed and Recurring Deposits
  • IMPS, NEFT, RTGS transfers
  • Bill payments with auto-pay
  • Debit card management
  • Video Banking feature
Features
Read full description

Ujjivan EZY Mobile Banking is the official mobile banking app from Ujjivan Small Finance Bank. It brings an upgraded, intuitive design and powerful features to help you manage your finances securely and efficiently—right from your iPhone or iPad. Languages Supported: English, Hindi, Kannada, Tamil, Bengali, Marathi, Gujarati, Punjabi, Oriya What You Can Do: Seamless Access - Login using fingerprint or 4-digit mPIN for a smooth and secure experience Accounts Made Simple - View your total balances across accounts - Access account statements and smart summaries Bank Smarter - Open or close Fixed and Recurring Deposits instantly - Manage FD maturity preferences and download FD advice - Invest in the National Pension Scheme (NPS) Easy Payments & Transfers - Send money within Ujjivan or to other banks via IMPS, NEFT or RTGS - Add and manage beneficiaries, favourite transactions and transfer limits - Pay bills with optional auto-pay settings - Pay GST, check TDS, and submit Form 15 G/H Personal Finance Tools - Track your spending, set budgets, and work toward saving goals Debit Card & Cheque Services - Set debit card PIN, block card or request a new one - Request a cheque book or stop payments with ease Personalized Interface - Choose a custom theme based on your account: Maxima, Privilege, or Savings - Use the in-app Video Banking feature to speak with a bank representative directly Why Ujjivan EZY? Because your time is valuable—and banking should be effortless, efficient, and just a tap away.

About

Returnly 2.0

Features
Read full description

Returnly is a digital mutual fund investment platform focused on research, portfolio planning and monitoring. It helps investors discover suitable mutual funds, plan portfolio allocation, invest online and track investments with ease. Returnly aims to make mutual fund investing simple, convenient, transparent and secure, all from the comfort of your home. Returnly focus on Research, Portfolio Monitoring, Invest in Mutual funds online and many more. We at Returnly, will enhance your mutual fund investment experience and Safety & Security.

Screenshots

Ujjivan EZY Mobile Banking4 screens
Returnly 2.04 screens

Verdict

The call

Ujjivan EZY Mobile Banking and Returnly 2.0 are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Ujjivan EZY Mobile Banking versus Returnly 2.0: the parameters behind the verdict, then further details
ParameterUjjivan EZY Mobile BankingReturnly 2.0
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings2 — better—
Update frequencyMonthly—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size271 MB13 MB
Age rating4+4+
DeveloperUjjivan Small Finance BankHARVESTOR FINSERV PRIVATE LIMITED

In-app purchases

None

Ujjivan EZY Mobile Banking

No in-app purchases

None

Returnly 2.0

No in-app purchases

Questions

Is Ujjivan EZY Mobile Banking free?
Ujjivan EZY Mobile Banking is free to download, with no in-app purchases.
Is Returnly 2.0 free?
Returnly 2.0 is free to download, with no in-app purchases.
Do Ujjivan EZY Mobile Banking or Returnly 2.0 have ads?
Neither Ujjivan EZY Mobile Banking nor Returnly 2.0 shows ads.

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