Comparison

CustomerOne vs Waya

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CustomerOne

Manage your Tata Motors Finance account with this official mobile app. View EMI details, make payments, download statements, and check loan eligibility. Register queries and access exclusive offers.

Highlights
  • View EMI details and payments
  • Download statement of account
  • Download repayment schedule
  • Make online payments
  • Register queries/concerns
  • Access new offers
  • Check loan eligibility
Features
Read full description

Customer One is Tata Motors Finance’s official mobile application for users. It is a secure and comprehensive mobile application having the following key features : • View your EMI details & payments made • Download statement of account, repayment schedule • Make online payments • Register a query/concern • Access new offers/check loan eligibility.

About

Waya

Get investment advice for high-growth stocks based on predictive models and back-tested algorithms. Discover stock recommendations with potential for significant returns, short-selling ideas, and market trends. Understand stock market concepts with engaging content and seamlessly execute trades through integrated brokers.

Highlights
  • Stock recommendations with 10% return expectation
  • Multibagger portfolio for 3x-5x returns
  • Short selling trade ideas
  • Market and sectoral trends
  • Key fundamental stock parameters
  • Integrated with 16 top brokers
Features
Read full description

Introducing investment advisory for high-octane stocks. Investment advice is based on predictive models over years of back-tested algos Features: 1. Recommendation of stocks with expectation to give 10% returns within 30 days 2. Multibagger portfolio for 3x to 5x returns 3. Short selling trade ideas when the stock is expected to go down 4. Current Market and Sectoral trends 5. Display of key fundamental parameters of any stock 6. Delightful content for easy understanding of stock market concepts 7. Integrated with top 16 brokers for easy buy and sell This app comes with In App Purchase - • Auto-renewable subscription • Quarterly Plan - 3 months (₹ 1299) and Yearly Plan - 12 months (₹ 2499) • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. Download now and revolutionize your investment journey with us. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CustomerOne4 screens
Waya4 screens

Verdict

The call

The clearest difference is review sentiment: Waya at 59% against CustomerOne's 2%. Waya also leads on update cadence (monthly vs every 2 months). CustomerOne's advantage is in-app purchases (none vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Waya sells 1 in-app purchase, starting at $17.99 per month. CustomerOne asks for nothing beyond the download.

UpkeepUpdate frequency

CustomerOne ships an update every 2 months, Waya monthly. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
CustomerOne versus Waya: the parameters behind the verdict, then further details
ParameterCustomerOneWaya
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews2.0% of reviews59.1% of reviews — better
Number of ratings—1 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterSubscription
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size80 MB64 MB
Age rating4+4+
DeveloperTATA CAPITAL FINANCIAL SERVICES LIMITEDWaya Financial Technologies Private Limited

Customer experience

CustomerOne

Written reviews50 reviews
Positive2.0%
Neutral0.0%
Negative98.0%

Waya

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews22 reviews
Positive59.1%
Neutral18.2%
Negative22.7%

Bugs and requests

CustomerOne

Reported bugs

17 issues
  • App doesn't open, shows loading symbol for hours.
  • App not showing any live accounts.
  • App hangs frequently.
  • App not responding when any option is selected.
  • Contact us option not showing results when case ID is searched.
Show 12 more
  • Receipt option loads and navigates back to main menu.
  • Preclosure statement download not working.
  • App closes immediately after entering OTP.
  • App crashes when trying to login with OTP.
  • App closes abruptly on iPhone during login.
  • App crashes when entering OTP.
  • App disappears after entering OTP.
  • App crashes on submitting OTP.
  • App automatically closed after entering OTP or password.
  • App closes directly without any information after entering OTP.
  • App crashes on login.
  • App not responding, crashes upon entering OTP.

Requested features

8 requests
  • Fix app crashing on login
  • Improve app responsiveness
  • Show customer and contractor details
  • Fix 'Amount not matched' error
  • Fix 'Kindly enter valid UPI id' error
Show 3 more
  • Fix preclosure statement download
  • Make app more user friendly
  • Immediate update needed

Waya

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CustomerOne

No in-app purchases

1 purchases

Waya

Subscriptions1
  • Monthly Subscription$17.991 Month

Questions

Is CustomerOne free?
CustomerOne is free to download, with no in-app purchases.
Is Waya free?
Waya is free to download, with in-app purchases available.
Do CustomerOne or Waya have ads?
Neither CustomerOne nor Waya shows ads.
Which is updated more often, CustomerOne or Waya?
CustomerOne ships an update every 2 months, and Waya monthly. Most recently, CustomerOne was updated on October 24, 2026 and Waya on October 20, 2026.

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