Comparison

Banisi vs Crediviva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banisi

Manage your finances on the go with this mobile banking app. Perform transfers, pay bills, and manage credit cards and loans directly from your smartphone. Enjoy secure access with facial recognition or password login.

Highlights
  • Real-time transactions
  • Multiple transfers and payments
  • Favorite contacts
  • Facial recognition login
  • Account product overview
  • Loan, service, and credit card payments
  • Top-ups
Features
Read full description

La Banca Móvil BANISI permite que a través de tu celular realices diferentes transacciones en tiempo real: Transferencias y pagos a múltiples cuentas a la vez, en un solo TAP Registro de tus contactos “favoritos” desde Banca Móvil Tú elijes el acceso:  reconocimiento facial o por usuario/contraseña En una sola vista ves el estado actual de todos tus productos Pagos de Préstamos Pagos de Servicios Públicos Pago de Tarjetas de Crédito Recargas

About

Crediviva

Acquire desired items through manageable installments with this app. It offers a 4-step digital process to use credit lines at affiliated stores and pay with QR codes. Enjoy flexible payment plans up to 24 months and exclusive 0% APR offers.

Highlights
  • Installment purchases
  • Up to 24 monthly installments
  • 0% APR offers
  • 100% digital process
  • QR code payments
  • Account management
  • Over 25 affiliated stores
Features
Read full description

Descubre la mejor manera de comprar a plazos con Crediviva. En colaboración con los principales Almacenes del país, Crediviva te brinda el poder de cumplir tus sueños al permitirte adquirir lo que siempre has deseado a través de cuotas manejables. Cómo Funciona Crediviva: Nuestro proceso es increíblemente sencillo, consta de solo 4 pasos para hacer realidad tus sueños. 1. Descarga la aplicación Crediviva y regístrate o inicia sesión. 2. Completa nuestro formulario rápido. 3. Utiliza tu línea de crédito en tus tiendas afiliadas favoritas. 4. Paga tus compras en las tiendas usando un código QR, haciendo que el proceso de pago sea fluido y conveniente. Cuotas Flexibles: Compra con comodidad, ya que tienes la flexibilidad de dividir tus pagos en hasta 24 cuotas mensuales, adaptadas a tu presupuesto y preferencias. Ofertas Exclusivas al 0% APR: Desbloquea ofertas inigualables con nuestras ofertas especiales al 0% APR, asegurando que puedas comprar con tranquilidad. Proceso 100% Digital: Experimenta un proceso totalmente digital que elimina la necesidad de una tarjeta de crédito. Tu experiencia con Crediviva es libre de complicaciones y segura. Administra Tu Cuenta: Desde tu panel de inicio, tendrás el poder de: - Verificar el saldo de tu préstamo. - Revisar tu historial de pagos. - Explorar tus tiendas favoritas y ofertas exclusivas. - Comprar en más de 25 tiendas en todo el país.

Screenshots

Banisi3 screens
Crediviva4 screens

Verdict

The call

The clearest difference is review sentiment: Crediviva at 100% against Banisi's 42%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Banisi versus Crediviva: the parameters behind the verdict, then further details
ParameterBanisiCrediviva
PriceFreeFree
Rating—4.7 (7 ratings) — better
Positive reviews42.1% of reviews100.0% of reviews — better
Number of ratings—7 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size106 MB152 MB
Age rating4+17+
DeveloperBanisi, S.A.Crediviva

Customer experience

Banisi

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews19 reviews
Positive42.1%
Neutral0.0%
Negative57.9%

Crediviva

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Banisi

No in-app purchases

None

Crediviva

No in-app purchases

Questions

Is Banisi free?
Banisi is free to download, with no in-app purchases.
Is Crediviva free?
Crediviva is free to download, with no in-app purchases.
Do Banisi or Crediviva have ads?
Neither Banisi nor Crediviva shows ads.
Which is updated more often, Banisi or Crediviva?
Banisi ships an update every 3 weeks, and Crediviva every 3 weeks. Most recently, Banisi was updated on November 3, 2026 and Crediviva on October 30, 2026.

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