Comparison

Yappy vs Crediviva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Yappy

Free

💰 Finance

★ 3.826 ratingsView app →

Crediviva

Free

💰 Finance

★ 5.06 ratingsView app →

About

Yappy

This app streamlines sending money to contacts and businesses. It offers secure biometric authorization for transactions and quick access to QR code payments. Find contacts and merchants easily with a directory and verify recipients with profile photos.

Highlights

Direct app entry
Favorite contacts and merchants
Biometric authorization (fingerprint/face recognition)
QR code payments and sharing
Contact and merchant directory
Profile photo verification

Features

Read full description

Yappy App te permitirá yappear mucho más rápido. Podrás: Tener entrada directa a Yappy. Seleccionar tus contactos y comercios favoritos para enviarles dinero en menos pasos. Autorizar tus transacciones y otras acciones importantes con tu huella o reconocimiento facial. Tener acceso rápido para pagar con códigos QR o compartir el tuyo propio para que te paguen. Buscar rápidamente contactos o comercios en el Directorio. Verificar con foto de perfil a quién le envías dinero. ¡Y mucho más funcionalidades que se irán añadiendo!

About

Crediviva

Acquire desired items through manageable installments with this app. It offers a 4-step digital process to use credit lines at affiliated stores and pay with QR codes. Enjoy flexible payment plans up to 24 months and exclusive 0% APR offers.

Highlights

Installment purchases
Up to 24 monthly installments
0% APR offers
100% digital process
QR code payments
Account management
Over 25 affiliated stores

Features

Read full description

Descubre la mejor manera de comprar a plazos con Crediviva. En colaboración con los principales Almacenes del país, Crediviva te brinda el poder de cumplir tus sueños al permitirte adquirir lo que siempre has deseado a través de cuotas manejables. Cómo Funciona Crediviva: Nuestro proceso es increíblemente sencillo, consta de solo 4 pasos para hacer realidad tus sueños. 1. Descarga la aplicación Crediviva y regístrate o inicia sesión. 2. Completa nuestro formulario rápido. 3. Utiliza tu línea de crédito en tus tiendas afiliadas favoritas. 4. Paga tus compras en las tiendas usando un código QR, haciendo que el proceso de pago sea fluido y conveniente. Cuotas Flexibles: Compra con comodidad, ya que tienes la flexibilidad de dividir tus pagos en hasta 24 cuotas mensuales, adaptadas a tu presupuesto y preferencias. Ofertas Exclusivas al 0% APR: Desbloquea ofertas inigualables con nuestras ofertas especiales al 0% APR, asegurando que puedas comprar con tranquilidad. Proceso 100% Digital: Experimenta un proceso totalmente digital que elimina la necesidad de una tarjeta de crédito. Tu experiencia con Crediviva es libre de complicaciones y segura. Administra Tu Cuenta: Desde tu panel de inicio, tendrás el poder de: - Verificar el saldo de tu préstamo. - Revisar tu historial de pagos. - Explorar tus tiendas favoritas y ofertas exclusivas. - Comprar en más de 25 tiendas en todo el país.

Screenshots

Yappy4 screens

Crediviva4 screens

Verdict

The call

The clearest difference is review sentiment: Crediviva at 100% against Yappy's 45%. Crediviva also leads on rating (5.0 vs 3.8) and iOS requirement (13.0 vs 15.0). Yappy's advantage is ratings volume (26 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Crediviva holds the better App Store score, 5.0 against 3.8. Both are backed by a comparable volume of ratings — 26 and 6 respectively. Written reviews point the same way: 45% of Yappy's written reviews are positive against 100% of Crediviva's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 16, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level

Yappy versus Crediviva: the parameters behind the verdict, then further details
Parameter	Yappy	Crediviva
Price	Free	Free
Rating	3.8 (26 ratings)	5.0 (6 ratings) — better
Positive reviews	45.5% of reviews	100.0% of reviews — better
Number of ratings	26 — better	6
Update frequency	Every 2 weeks	Every 2 weeks
Ads	No	No
In-app purchases	No	No
Monetization	Free	Free
Devices	iPhone, iPad, iPod	iPhone, iPad, iPod
Requires iOS	15.0	13.0 — better
Further details — not scored
Size	74 MB	153 MB
Age rating	4+	17+
Developer	Yappy S.A	Crediviva, S.A

Customer experience

Yappy

All ratings26 ratings

Positive65.4%

Neutral3.8%

Negative30.8%

Written reviews11 reviews

Positive45.5%

Neutral9.1%

Negative45.5%

Crediviva

All ratings6 ratings

Positive100.0%

Neutral0.0%

Negative0.0%

Written reviews2 reviews

Positive100.0%

Neutral0.0%

Negative0.0%

In-app purchases

None

Yappy

No in-app purchases

None

Crediviva

No in-app purchases

Questions

Is Yappy free?

Yappy is free to download, with no in-app purchases.

Is Crediviva free?

Crediviva is free to download, with no in-app purchases.

Which has better reviews, Yappy or Crediviva?

Crediviva is rated higher. Yappy averages 3.8 out of 5 from 26 ratings, while Crediviva averages 5.0 from 6 ratings.

Do Yappy or Crediviva have ads?

Neither Yappy nor Crediviva shows ads.

Which is updated more often, Yappy or Crediviva?

Yappy ships an update every 2 weeks, and Crediviva every 2 weeks. Most recently, Yappy was updated on September 16, 2026 and Crediviva on September 21, 2026.