Comparison

Yappy vs Crediviva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Yappy

This app streamlines sending money to contacts and businesses. It offers secure biometric authorization for transactions and quick access to QR code payments. Find contacts and merchants easily with a directory and verify recipients with profile photos.

Highlights
  • Direct app entry
  • Favorite contacts and merchants
  • Biometric authorization (fingerprint/face recognition)
  • QR code payments and sharing
  • Contact and merchant directory
  • Profile photo verification
Features
Read full description

Yappy App te permitirá yappear mucho más rápido. Podrás: Tener entrada directa a Yappy. Seleccionar tus contactos y comercios favoritos para enviarles dinero en menos pasos. Autorizar tus transacciones y otras acciones importantes con tu huella o reconocimiento facial. Tener acceso rápido para pagar con códigos QR o compartir el tuyo propio para que te paguen. Buscar rápidamente contactos o comercios en el Directorio. Verificar con foto de perfil a quién le envías dinero. ¡Y mucho más funcionalidades que se irán añadiendo!

About

Crediviva

Acquire desired items through manageable installments with this app. It offers a 4-step digital process to use credit lines at affiliated stores and pay with QR codes. Enjoy flexible payment plans up to 24 months and exclusive 0% APR offers.

Highlights
  • Installment purchases
  • Up to 24 monthly installments
  • 0% APR offers
  • 100% digital process
  • QR code payments
  • Account management
  • Over 25 affiliated stores
Features
Read full description

Descubre la mejor manera de comprar a plazos con Crediviva. En colaboración con los principales Almacenes del país, Crediviva te brinda el poder de cumplir tus sueños al permitirte adquirir lo que siempre has deseado a través de cuotas manejables. Cómo Funciona Crediviva: Nuestro proceso es increíblemente sencillo, consta de solo 4 pasos para hacer realidad tus sueños. 1. Descarga la aplicación Crediviva y regístrate o inicia sesión. 2. Completa nuestro formulario rápido. 3. Utiliza tu línea de crédito en tus tiendas afiliadas favoritas. 4. Paga tus compras en las tiendas usando un código QR, haciendo que el proceso de pago sea fluido y conveniente. Cuotas Flexibles: Compra con comodidad, ya que tienes la flexibilidad de dividir tus pagos en hasta 24 cuotas mensuales, adaptadas a tu presupuesto y preferencias. Ofertas Exclusivas al 0% APR: Desbloquea ofertas inigualables con nuestras ofertas especiales al 0% APR, asegurando que puedas comprar con tranquilidad. Proceso 100% Digital: Experimenta un proceso totalmente digital que elimina la necesidad de una tarjeta de crédito. Tu experiencia con Crediviva es libre de complicaciones y segura. Administra Tu Cuenta: Desde tu panel de inicio, tendrás el poder de: - Verificar el saldo de tu préstamo. - Revisar tu historial de pagos. - Explorar tus tiendas favoritas y ofertas exclusivas. - Comprar en más de 25 tiendas en todo el país.

Screenshots

Yappy4 screens
Crediviva4 screens

Verdict

The call

The clearest difference is review sentiment: Crediviva at 100% against Yappy's 45%. Crediviva also leads on rating (5.0 vs 3.9). Yappy's advantage is ratings volume (27 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Crediviva holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 27 and 7 respectively. Written reviews point the same way: 45% of Yappy's written reviews are positive against 100% of Crediviva's.

UpkeepUpdate frequency

Yappy ships an update every 2 weeks, Crediviva every 3 weeks. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 7 level
Yappy versus Crediviva: the parameters behind the verdict, then further details
ParameterYappyCrediviva
PriceFreeFree
Rating3.9 (27 ratings)5.0 (7 ratings) — better
Positive reviews45.5% of reviews100.0% of reviews — better
Number of ratings27 — better7
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size74 MB152 MB
Age rating4+17+
DeveloperYappy S.ACrediviva

Customer experience

Yappy

All ratings27 ratings
Positive66.7%
Neutral3.7%
Negative29.6%
Written reviews11 reviews
Positive45.5%
Neutral9.1%
Negative45.5%

Crediviva

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Yappy

No in-app purchases

None

Crediviva

No in-app purchases

Questions

Is Yappy free?
Yappy is free to download, with no in-app purchases.
Is Crediviva free?
Crediviva is free to download, with no in-app purchases.
Which has better reviews, Yappy or Crediviva?
Crediviva is rated higher. Yappy averages 3.9 out of 5 from 27 ratings, while Crediviva averages 5.0 from 7 ratings.
Do Yappy or Crediviva have ads?
Neither Yappy nor Crediviva shows ads.
Which is updated more often, Yappy or Crediviva?
Yappy ships an update every 2 weeks, and Crediviva every 3 weeks. Most recently, Yappy was updated on October 20, 2026 and Crediviva on October 8, 2026.

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