Balanced Budgets vs Sem
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Balanced Budgets
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Balanced Budget is tool used to take control of your budgets with just a few taps. Easily create and modify budgets to keep track of all your various income and expenses in a simple, intuitive fashion. Key features of the app include: * Full Dark Mode support (for devices running iOS 13 and later). * Create, edit, and remove as many budgets as you like without spending a single cent. * Re-order budgets and financial entries. * Support for multiple languages.
Sem
Easily manage your expenses, categorize spending, and track savings with this intuitive budgeting tool. Receive timely reminders for upcoming bills and generate detailed monthly financial statements to understand your spending habits.
- Add and manage expenses
- Categorize spending
- Monthly budget overviews
- Push notifications for due dates
- Generate monthly statements
- Light and Dark mode
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Take control of your finances with Sem, the user-friendly budgeting app designed for everyday users. Easily add and manage your expenses, categorize them, and stay on top of what matters most. With monthly budget overviews, push notifications to remind you of upcoming expenses, and the ability to generate detailed statements, managing your finances has never been simpler. Whether tracking savings, wants, or needs, Sem helps you see where your money goes. Key Features: • Add and manage expenses with name, status, due date, category, and notes. • Select any month for your budget. • Receive push notifications 3, 2, or 1 day before a expense is due. • Auto-generate and download monthly statements. • Multi-select and swipe to manage expenses. • Light and Dark mode support. • Budget overview by month. • User feedback integration. • Onboarding guide. Developed by a solo creator passionate about financial health, Sem is here to make personal finance easier for you. We welcome all feedback and suggestions through the Feedback button in Settings. Let Sem help you manage your finances effortlessly.
Screenshots
Verdict
The clearest difference is update cadence: Balanced Budgets at every 5 weeks against Sem's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Balanced Budgets ships an update every 5 weeks, Sem every 4 months. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.
| Parameter | Balanced Budgets | Sem |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 2 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | Robert Kapiszka | Mark Mendoza |
In-app purchases
Balanced Budgets
No in-app purchases
Sem
No in-app purchases









