Comparison

Balanced Budgets vs Sem

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balanced Budgets

Features
Read full description

Balanced Budget is tool used to take control of your budgets with just a few taps. Easily create and modify budgets to keep track of all your various income and expenses in a simple, intuitive fashion. Key features of the app include: * Full Dark Mode support (for devices running iOS 13 and later). * Create, edit, and remove as many budgets as you like without spending a single cent. * Re-order budgets and financial entries. * Support for multiple languages.

About

Sem

Easily manage your expenses, categorize spending, and track savings with this intuitive budgeting tool. Receive timely reminders for upcoming bills and generate detailed monthly financial statements to understand your spending habits.

Highlights
  • Add and manage expenses
  • Categorize spending
  • Monthly budget overviews
  • Push notifications for due dates
  • Generate monthly statements
  • Light and Dark mode
Features
Read full description

Take control of your finances with Sem, the user-friendly budgeting app designed for everyday users. Easily add and manage your expenses, categorize them, and stay on top of what matters most. With monthly budget overviews, push notifications to remind you of upcoming expenses, and the ability to generate detailed statements, managing your finances has never been simpler. Whether tracking savings, wants, or needs, Sem helps you see where your money goes. Key Features: • Add and manage expenses with name, status, due date, category, and notes. • Select any month for your budget. • Receive push notifications 3, 2, or 1 day before a expense is due. • Auto-generate and download monthly statements. • Multi-select and swipe to manage expenses. • Light and Dark mode support. • Budget overview by month. • User feedback integration. • Onboarding guide. Developed by a solo creator passionate about financial health, Sem is here to make personal finance easier for you. We welcome all feedback and suggestions through the Feedback button in Settings. Let Sem help you manage your finances effortlessly.

Screenshots

Balanced Budgets3 screens
Sem4 screens

Verdict

The call

The clearest difference is update cadence: Balanced Budgets at every 5 weeks against Sem's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Balanced Budgets ships an update every 5 weeks, Sem every 4 months. The most recent releases landed on October 25, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 9 level
Balanced Budgets versus Sem: the parameters behind the verdict, then further details
ParameterBalanced BudgetsSem
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 5 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.012.0 — better
Further details — not scored
Size2 MB53 MB
Age rating4+4+
DeveloperRobert KapiszkaMark Mendoza

In-app purchases

None

Balanced Budgets

No in-app purchases

None

Sem

No in-app purchases

Questions

Is Balanced Budgets free?
Balanced Budgets is free to download, with no in-app purchases.
Is Sem free?
Sem is free to download, with no in-app purchases.
Do Balanced Budgets or Sem have ads?
Neither Balanced Budgets nor Sem shows ads.
Which is updated more often, Balanced Budgets or Sem?
Balanced Budgets ships an update every 5 weeks, and Sem every 4 months. Most recently, Balanced Budgets was updated on October 25, 2026 and Sem on October 11, 2026.

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