Balanced Budgets vs Cashflow & Payoff
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Balanced Budgets
Read full descriptionHide full description
Balanced Budget is tool used to take control of your budgets with just a few taps. Easily create and modify budgets to keep track of all your various income and expenses in a simple, intuitive fashion. Key features of the app include: * Full Dark Mode support (for devices running iOS 13 and later). * Create, edit, and remove as many budgets as you like without spending a single cent. * Re-order budgets and financial entries. * Support for multiple languages.
Cashflow & Payoff
Read full descriptionHide full description
This is a simple application to track payback against items purchased. It will calculate the needed monthly payments in order to pay off the item by the due date to allow you track how much you are committed to on a monthly basis
Screenshots
Verdict
The clearest difference is update cadence: Cashflow & Payoff at every 4 days against Balanced Budgets's every 5 weeks. Balanced Budgets's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Balanced Budgets ships an update every 5 weeks, Cashflow & Payoff every 4 days. Both last shipped on October 25, 2026.
| Parameter | Balanced Budgets | Cashflow & Payoff |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 2 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Robert Kapiszka | IAN GUNYON |
In-app purchases
Balanced Budgets
No in-app purchases
Cashflow & Payoff
No in-app purchases
Questions
Is Balanced Budgets free?
Is Cashflow & Payoff free?
Do Balanced Budgets or Cashflow & Payoff have ads?
Which is updated more often, Balanced Budgets or Cashflow & Payoff?
Other comparisons
