LDB Trust vs IB Cool
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LDB Trust
Manage your finances with a mobile banking and digital wallet app. Perform transfers, pay bills, track your spending, and secure your credit card. Features a user-friendly interface with quick access to favorite functions.
- Digital wallet functionality
- Interbank transfers via LAPNET
- Extensive bill payment options
- Transaction history and statements
- Credit card blocking/unblocking
- QR code scanning for payments and transfers
- Waste payment functionality
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LDB Trust - Mobile Banking and Digital Wallet at your fingertip. Now comes with a brand new design, easier to use than ever with more banking functionalities combining the security and reliability from LDB Trust with the ease of use and speed of LDB Wallet into a single app. - No need to have LDB Account or Card, just register to get your Wallet - Transfer to LDB and other banks via LAPNET with the Account number or Card number - Bill Payment - Mobile Top-Up, Electricity bill, Water bill, Lao Social Security, Leasing, and many more - Statement/History - Keep track of your money at any time. Instantly block and unblock your credit card anytime for your own safety - Bookmark - Your favorite functions right on the first page - Scan QR Code of both the LDB Trust and LDB Wallet for Transfer, Payment, Cash out with LDB Agency - And many more - The ‘small-b’ function in the app is designated for Waste Payment, allowing users to efficiently handle and complete payments related to waste management.
IB Cool
Manage your bank accounts, fixed deposits, and loans with ease. This finance app helps you pay bills, discover discounts from partners, and take control of your financial life.
- Access savings and current accounts
- Manage fixed deposits and loans
- Pay bills quickly
- Discover merchant discounts
- Financial management tools
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Welcome to our IB Cool mobile banking application which allows quick and easy access to your bank savings and current accounts, fixed deposits, and loans. Our IB Cool application is loaded with features to help you get on with what is important to you, now. It will surely play an important part in your life by helping you manage your finances and paying your bills to get amazing discounts from our numerous merchants and partners.
Screenshots
Verdict
The clearest difference is review sentiment: IB Cool at 90% against LDB Trust's 50%. IB Cool also leads on rating (4.7 vs 4.3). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IB Cool holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 21 and 16 respectively. Written reviews point the same way: 50% of LDB Trust's written reviews are positive against 90% of IB Cool's.
LDB Trust ships an update fortnightly, IB Cool every 3 weeks. The most recent releases landed on September 2, 2026 and July 23, 2026 respectively.
| Parameter | LDB Trust | IB Cool |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (21 ratings) | 4.7 (16 ratings) — better |
| Positive reviews | 50.0% of reviews | 90.0% of reviews — better |
| Number of ratings | 21 — better | 16 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 116 MB | 134 MB |
| Age rating | 17+ | 4+ |
| Developer | LDB MOBILE BANKING | Indochina Bank Ltd. |
Customer experience
LDB Trust
IB Cool
In-app purchases
LDB Trust
No in-app purchases
IB Cool
No in-app purchases
