LDB Trust vs ST Hub
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LDB Trust
Manage your finances with a mobile banking and digital wallet app. Perform transfers, pay bills, track your spending, and secure your credit card. Features a user-friendly interface with quick access to favorite functions.
- Digital wallet functionality
- Interbank transfers via LAPNET
- Extensive bill payment options
- Transaction history and statements
- Credit card blocking/unblocking
- QR code scanning for payments and transfers
- Waste payment functionality
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LDB Trust - Mobile Banking and Digital Wallet at your fingertip. Now comes with a brand new design, easier to use than ever with more banking functionalities combining the security and reliability from LDB Trust with the ease of use and speed of LDB Wallet into a single app. - No need to have LDB Account or Card, just register to get your Wallet - Transfer to LDB and other banks via LAPNET with the Account number or Card number - Bill Payment - Mobile Top-Up, Electricity bill, Water bill, Lao Social Security, Leasing, and many more - Statement/History - Keep track of your money at any time. Instantly block and unblock your credit card anytime for your own safety - Bookmark - Your favorite functions right on the first page - Scan QR Code of both the LDB Trust and LDB Wallet for Transfer, Payment, Cash out with LDB Agency - And many more - The ‘small-b’ function in the app is designated for Waste Payment, allowing users to efficiently handle and complete payments related to waste management.
ST Hub
Manage your finances on the go with this mobile banking app. View account summaries, make bill payments, transfer funds, and earn rewards. It offers secure login options and convenient payment features.
- Account summaries
- Bill payments
- Fund transfers
- Scan to Pay QR
- Earn rewards points
- Card management
- ATM & branch locator
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ST HUB is the official retail mobile banking service of the ST Bank and includes the service in the application, which you can control your finances anytime, anywhere simple easy and fast. ST Hub app can be view account summaries and manage your term deposits accounts summaries; Bill payment; Fund transfer, including transfers to other bank customer by Through the LAPSNET center; Earn Point for Rewards and much, much more. Feature and Functions of ST HUB, Login - Mobile PIN - Fingerprint Scan to Pay - Scan Merchant QR to make Payment - Account transfer - Scan QR transfers Balance Inquiry - Debit Account balance Fund Transfer - Select Prepaid debit card / Own account / Other account to transfer - Transfer to payee in the list - Transfer to new payee – Scan QR, Import QR from image Gallery, input card number / account number. My Card - Add Debit card - Change default card Bill Payment - Electricity payment, Water payment, Mobile payment, Road tax, Land tax, LDTV, Leasing payment, Insurance payment and etc. HUB Point - Earn Point for Rewards Setting - Chang card PIN - Chang Login Mobile PIN - Lock / Unlock card - Toggle Dark / Light Mode - Turn On / Off Touch ID Service - Checking exchange rate and Interest rate - ATM location and Branch location - Service Request
Screenshots
Verdict
The clearest difference is ratings volume: LDB Trust at 21 against ST Hub's 5. LDB Trust also leads on iOS requirement (13.0 vs 15.6). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.3 for LDB Trust against 4.2 for ST Hub. Both are backed by a comparable volume of ratings — 21 and 5 respectively.
LDB Trust ships an update fortnightly, ST Hub every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | LDB Trust | ST Hub |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (21 ratings) — better | 4.2 (5 ratings) |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 21 — better | 5 |
| Update frequency | Fortnightly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 116 MB | 93 MB |
| Age rating | 17+ | 4+ |
| Developer | LDB MOBILE BANKING | ST Bank Ltd |
Customer experience
LDB Trust
ST Hub
In-app purchases
LDB Trust
No in-app purchases
ST Hub
No in-app purchases








