Comparison

LDB Trust vs IB CAP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LDB Trust

Manage your finances with a mobile banking and digital wallet app. Perform transfers, pay bills, track your spending, and secure your credit card. Features a user-friendly interface with quick access to favorite functions.

Highlights
  • Digital wallet functionality
  • Interbank transfers via LAPNET
  • Extensive bill payment options
  • Transaction history and statements
  • Credit card blocking/unblocking
  • QR code scanning for payments and transfers
  • Waste payment functionality
Features
Read full description

LDB Trust - Mobile Banking and Digital Wallet at your fingertip. Now comes with a brand new design, easier to use than ever with more banking functionalities combining the security and reliability from LDB Trust with the ease of use and speed of LDB Wallet into a single app. - No need to have LDB Account or Card, just register to get your Wallet - Transfer to LDB and other banks via LAPNET with the Account number or Card number - Bill Payment - Mobile Top-Up, Electricity bill, Water bill, Lao Social Security, Leasing, and many more - Statement/History - Keep track of your money at any time. Instantly block and unblock your credit card anytime for your own safety - Bookmark - Your favorite functions right on the first page - Scan QR Code of both the LDB Trust and LDB Wallet for Transfer, Payment, Cash out with LDB Agency - And many more - The ‘small-b’ function in the app is designated for Waste Payment, allowing users to efficiently handle and complete payments related to waste management.

About

IB CAP

Manage corporate banking transactions securely from anywhere. Review account balances, transfer funds, pay bills, and recharge mobile services. Supports multiple users and company subsidiaries.

Highlights
  • Account management
  • Fund transfers
  • Bill payments
  • Mobile recharge
  • Payroll uploads
  • Multi-user support
Features
Read full description

IB CAP is a Corporate Banking for companies subsidiary companies with multiple users. could be a multi-national group of companies with several subsidiary companies with multiple users. Say "IB CAP" to Corporate financial transactions on your hand from anywhere and any time plus security in place. Services: Login • via Username and Password • via SMS OTP Manage Your Bank Accounts and Finances • Review activity and balances in checking, savings, current, loan, deposit, and Debit card accounts. • Transfer history, Three month Transfer, view statement. Fund Transfer • Securely send and receive money To own or other IB Accounts. • Can Fund Transfer to another Bank. Bill Pay • Electricity, Water, Telco, Aeon, Insurance • Payment History. Mobile Pay • Recharge your prepaid/postpaid mobile. • Payment History. Payment Upload • can be uploaded multi-account for Fund transfer. Payroll Upload • can be uploaded multi-account for Salary. Settings • Set Profile picture • Change App Login Password

Screenshots

LDB Trust4 screens
IB CAP4 screens

Verdict

The call

The clearest difference is rating: IB CAP at 5.0 against LDB Trust's 4.3. LDB Trust's advantage is update cadence (fortnightly vs every 3 months) and ratings volume (21 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

IB CAP holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: LDB Trust has 21 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

LDB Trust ships an update fortnightly, IB CAP every 3 months. Both last shipped on September 30, 2026.

Scorecard3 real differences · 7 level
LDB Trust versus IB CAP: the parameters behind the verdict, then further details
ParameterLDB TrustIB CAP
PriceFreeFree
Rating4.3 (21 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings21 — better1
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size116 MB64 MB
Age rating17+17+
DeveloperLDB MOBILE BANKINGIndochina Bank Ltd.

Customer experience

LDB Trust

All ratings21 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews22 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

IB CAP

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

LDB Trust

No in-app purchases

None

IB CAP

No in-app purchases

Questions

Is LDB Trust free?
LDB Trust is free to download, with no in-app purchases.
Is IB CAP free?
IB CAP is free to download, with no in-app purchases.
Which has better reviews, LDB Trust or IB CAP?
IB CAP is rated higher. LDB Trust averages 4.3 out of 5 from 21 ratings, while IB CAP averages 5.0 from 1 ratings.
Do LDB Trust or IB CAP have ads?
Neither LDB Trust nor IB CAP shows ads.
Which is updated more often, LDB Trust or IB CAP?
LDB Trust ships an update fortnightly, and IB CAP every 3 months. Most recently, LDB Trust was updated on September 30, 2026 and IB CAP on September 30, 2026.

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