Comparison

PSVB Hi vs IB CAP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PSVB Hi

This digital banking app offers a comprehensive suite of financial services, including payments, transfers, loan applications, and account management. Access your banking needs 24/7 from any device with high security.

Highlights
  • Mobile and online payments
  • QR code transactions
  • Internal and interbank transfers
  • Bill payments
  • Loan applications
  • Account opening
  • Foreign exchange
Features
Read full description

As part of a global trend banking is moving to digital platforms. Phongsavanh Bank is also moving this way to provide more choices in digital banking products and services for its customers. We have mobile and online payment solutions with QR code via Wallet and Internet Banking for individuals, corporate, merchants and agents. With our digital platforms called “Hi App, Hi Agent and Hi Business”, customers can do anywhere and 24/7 banking activities such as internal account transfers, interbank transfers, bill payments, scheduled payments, salary payments. Customers can also open new accounts, pay or apply for loans, request statements, top up mobile, cash in, cash out, foreign exchange, and search for branch/service unit/ATM locations. Customers can use our high security application via Desktop, Tablet and Mobile platform. It will take only a few minutes for customers to apply for new products and services by downloading the app from App Store. We work to build your trust at Phongsavanh Bank.

About

IB CAP

Manage corporate banking transactions securely from anywhere. Review account balances, transfer funds, pay bills, and recharge mobile services. Supports multiple users and company subsidiaries.

Highlights
  • Account management
  • Fund transfers
  • Bill payments
  • Mobile recharge
  • Payroll uploads
  • Multi-user support
Features
Read full description

IB CAP is a Corporate Banking for companies subsidiary companies with multiple users. could be a multi-national group of companies with several subsidiary companies with multiple users. Say "IB CAP" to Corporate financial transactions on your hand from anywhere and any time plus security in place. Services: Login • via Username and Password • via SMS OTP Manage Your Bank Accounts and Finances • Review activity and balances in checking, savings, current, loan, deposit, and Debit card accounts. • Transfer history, Three month Transfer, view statement. Fund Transfer • Securely send and receive money To own or other IB Accounts. • Can Fund Transfer to another Bank. Bill Pay • Electricity, Water, Telco, Aeon, Insurance • Payment History. Mobile Pay • Recharge your prepaid/postpaid mobile. • Payment History. Payment Upload • can be uploaded multi-account for Fund transfer. Payroll Upload • can be uploaded multi-account for Salary. Settings • Set Profile picture • Change App Login Password

Screenshots

PSVB Hi4 screens
IB CAP4 screens

Verdict

The call

The clearest difference is rating: IB CAP at 5.0 against PSVB Hi's 3.0. PSVB Hi's advantage is update cadence (every 5 weeks vs every 3 months) and ratings volume (4 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

IB CAP holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

PSVB Hi ships an update every 5 weeks, IB CAP every 3 months. The most recent releases landed on October 2, 2026 and September 30, 2026 respectively.

Scorecard4 real differences · 6 level
PSVB Hi versus IB CAP: the parameters behind the verdict, then further details
ParameterPSVB HiIB CAP
PriceFreeFree
Rating3.0 (4 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings4 — better1
Update frequencyEvery 5 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS8.0 — better12.0
Further details — not scored
Size130 MB64 MB
Age rating4+17+
DeveloperPhongsavanh BankIndochina Bank Ltd.

Customer experience

PSVB Hi

All ratings4 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews6 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

IB CAP

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

PSVB Hi

No in-app purchases

None

IB CAP

No in-app purchases

Questions

Is PSVB Hi free?
PSVB Hi is free to download, with no in-app purchases.
Is IB CAP free?
IB CAP is free to download, with no in-app purchases.
Which has better reviews, PSVB Hi or IB CAP?
IB CAP is rated higher. PSVB Hi averages 3.0 out of 5 from 4 ratings, while IB CAP averages 5.0 from 1 ratings.
Do PSVB Hi or IB CAP have ads?
Neither PSVB Hi nor IB CAP shows ads.
Which is updated more often, PSVB Hi or IB CAP?
PSVB Hi ships an update every 5 weeks, and IB CAP every 3 months. Most recently, PSVB Hi was updated on October 2, 2026 and IB CAP on September 30, 2026.

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