Comparison

Downeast CU vs Smart Remit AU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Downeast CU

Manage your finances on the go with secure mobile banking. Check balances, view transactions, pay bills, deposit checks, and transfer funds easily from your device. Access your accounts anytime, anywhere with advanced security measures.

Highlights
  • Check account balances
  • View account activity and history
  • Pay bills
  • Deposit checks
  • Make transfers
  • Secure access
Read full description

With the tap of your finger, you have the ability to check balances, view account activity and history, pay bills, deposit checks, and make transfers. Access your account anytime, anywhere. Mobile Banking is as secure as Online Banking, protected by advanced technology. No private data, including your account information, is ever stored on your mobile device. To access Mobile Banking, you must be a current Downeast Credit Union member. While the App is free, there may be certain features available on a fee basis, view the Rate and Fee Schedule here: https://www.downeastcu.com/privacy-notice/documents-disclosures/. Your mobile carrier's standard charges may apply. System availability and response time is subject to market conditions. Downeast Credit Union is Federally Insured by NCUA.

About

Smart Remit AU

Features
Read full description

SmartRemit — Send Money Worldwide with Confidence SmartRemit makes international money transfers simple, secure, and transparent. Whether you’re supporting family overseas, paying bills abroad, or sending funds for business, SmartRemit puts competitive exchange rates and full fee visibility in the palm of your hand. WHY SMARTREMIT? Transparent pricing See live exchange rates and transfer fees before you send. No surprises—what you see is what you pay. Fast, secure transfers Send money to India and destinations across 30+ currencies. Most transfers are processed promptly, often within 24 hours, subject to corridor and compliance checks. Built for Australia Designed for Australians sending money internationally. Complete identity verification in-app with a streamlined KYC process, then send with confidence. Track every transfer Follow your payment from start to finish with real-time status updates and instant push notifications. Manage beneficiaries easily Save your recipients once and send again in just a few taps. Add, edit, and organise beneficiaries from one place. Your wallet, your control View balances, payment instructions, and transaction history—all in one secure dashboard. Security you can trust Protect your account with Face ID or fingerprint login. Bank-grade encryption helps keep your personal and financial information safe. Support when you need it Get help through in-app chat with our support team, available around the clock. KEY FEATURES • Live exchange rates and fee calculator • Send to India and 30+ global currencies • Saved beneficiaries for repeat transfers • Real-time transfer tracking and notifications • Secure identity verification (KYC) • Biometric login (Face ID / Touch ID) • Transaction history and digital receipts • In-app customer support chat • Light and dark mode GET STARTED IN MINUTES Create your free account Verify your identity Add a beneficiary Send money with full transparency SmartRemit is operated by Smart Remittance Pty Ltd, an Australian remittance service provider. All transfers are subject to identity verification and applicable anti-money laundering and counter-terrorism financing (AML/CTF) requirements. Download SmartRemit today and experience a better way to send money abroad. Support: https://www.smartremit.com.au Privacy Policy: https://www.smartremit.com.au/privacy-policy Terms: https://www.smartremit.com.au/terms-and-conditions

Screenshots

Downeast CU4 screens
Smart Remit AU4 screens

Verdict

The call

The clearest difference is ads: Smart Remit AU at none against Downeast CU's shown. Smart Remit AU also leads on iOS requirement (15.1 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
Downeast CU versus Smart Remit AU: the parameters behind the verdict, then further details
ParameterDowneast CUSmart Remit AU
PriceFreeFree
Rating4.7 (945 ratings) — better—
Positive reviews62.5% of reviews—
Number of ratings945 — better—
Update frequencyEvery 3 months—
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS17.015.1 — better
Further details — not scored
Size111 MB32 MB
Age rating4+17+
DeveloperDowneast Credit UnionMytransmit

In-app purchases

None

Downeast CU

No in-app purchases

None

Smart Remit AU

No in-app purchases

Questions

Is Downeast CU free?
Downeast CU is free to download, with no in-app purchases.
Is Smart Remit AU free?
Smart Remit AU is free to download, with no in-app purchases.
Do Downeast CU or Smart Remit AU have ads?
Downeast CU shows ads; Smart Remit AU does not.

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