Keystone Bank mToken vs Ecobank Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Keystone Bank mToken
This security application generates One-Time-Passwords (OTP) to enhance online transaction security. It serves as a second factor for authenticating digital activities on banking platforms.
- One-Time-Password (OTP) generation
- Second factor authentication
- Online transaction signing
- Enhanced security for banking platforms
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Keystone Bank mToken is a security application that provides swift and easy One-Time-Password (OTP) for use as a second factor authentication for online transaction signing on Keystone Bank’s transactional platforms.
Ecobank Authenticator
Generate security codes to enhance transaction security for existing customers using Ecobank Online and Ecobank omni lite. This app provides an extra layer of protection for your financial activities.
- Generate security codes
- Secure transactions
- Ecobank Online support
- Ecobank omni lite support
- Enhanced transaction security
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This app will generate a security code which an existing customer performing a transaction on Ecobank Online and Ecobank omni lite can use to further secure their transaction.
Screenshots
Verdict
The clearest difference is rating: Keystone Bank mToken at 2.6 against Ecobank Authenticator's 1.0. Keystone Bank mToken also leads on ratings volume (13 vs 1) and iOS requirement (9.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Keystone Bank mToken holds the better App Store score, 2.6 against 1.0. That said, the two scores are not equally well evidenced: Keystone Bank mToken has 13 ratings behind it against 1, so its average is the more settled of the two.
Keystone Bank mToken ships an update every 19 months, Ecobank Authenticator every 24 months. The most recent releases landed on July 28, 2026 and September 5, 2026 respectively.
| Parameter | Keystone Bank mToken | Ecobank Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (13 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 13 — better | 1 |
| Update frequency | Every 19 months — better | Every 24 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 9.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 20 MB | 75 MB |
| Age rating | 4+ | 4+ |
| Developer | Keystone bank Limited | ECOBANK |
Customer experience
Keystone Bank mToken
Ecobank Authenticator
In-app purchases
Keystone Bank mToken
No in-app purchases
Ecobank Authenticator
No in-app purchases
Questions
Is Keystone Bank mToken free?
Is Ecobank Authenticator free?
Which has better reviews, Keystone Bank mToken or Ecobank Authenticator?
Do Keystone Bank mToken or Ecobank Authenticator have ads?
Which is updated more often, Keystone Bank mToken or Ecobank Authenticator?
Other comparisons
