Comparison

Ecobank Authenticator vs Banca By Sterling

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ecobank Authenticator

Generate security codes to enhance transaction security for existing customers using Ecobank Online and Ecobank omni lite. This app provides an extra layer of protection for your financial activities.

Highlights
  • Generate security codes
  • Secure transactions
  • Ecobank Online support
  • Ecobank omni lite support
  • Enhanced transaction security
Features
Read full description

This app will generate a security code which an existing customer performing a transaction on Ecobank Online and Ecobank omni lite can use to further secure their transaction.

About

Banca By Sterling

This business banking app allows users to instantly open business accounts, register their company, and request POS terminals. It also facilitates professional invoice creation, sharing, and online payment collection. Enjoy a seamless user experience with robust security features.

Highlights
  • Instant business account opening
  • Business registration
  • POS terminal requests
  • Professional invoice generation and sharing
  • Online payment links
  • Bulk transfers
Features
Read full description

Banca is a business banking product of sterling bank limited. You can open an instant business account, register your business, request a POS terminal, create and share professional invoices all from the comfort of your mobile. Business is better with Banca! Enjoy exciting features, an excellent user experience and the best security. Banca is powered by Sterling Bank. Features & Benefits Seamless Account Opening Still doing business with a personal account? You can open a business account on Banca within minutes POS Request Request a POS machine for offline collections and we will bring it to you Bulk Transfers Need to pay suppliers and staff? Bulk transfers are so easy on Banca Invoice Generation Generate and share professional invoices with clients Payment Links Collect online payments seamlessly with the Payment Link feature And much more

Screenshots

Ecobank Authenticator4 screens
Banca By Sterling4 screens

Verdict

The call

The clearest difference is rating: Banca By Sterling at 3.1 against Ecobank Authenticator's 1.0. Banca By Sterling also leads on update cadence (every 6 weeks vs every 24 months) and ratings volume (18 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Banca By Sterling holds the better App Store score, 3.1 against 1.0. That said, the two scores are not equally well evidenced: Banca By Sterling has 18 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Ecobank Authenticator ships an update every 24 months, Banca By Sterling every 6 weeks. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
Ecobank Authenticator versus Banca By Sterling: the parameters behind the verdict, then further details
ParameterEcobank AuthenticatorBanca By Sterling
PriceFreeFree
Rating1.0 (1 ratings)3.1 (18 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings118 — better
Update frequencyEvery 24 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size75 MB76 MB
Age rating4+17+
DeveloperECOBANKSterling Bank Plc

Customer experience

Ecobank Authenticator

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Banca By Sterling

All ratings18 ratings
Positive50.0%
Neutral5.6%
Negative44.4%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Ecobank Authenticator

No in-app purchases

None

Banca By Sterling

No in-app purchases

Questions

Is Ecobank Authenticator free?
Ecobank Authenticator is free to download, with no in-app purchases.
Is Banca By Sterling free?
Banca By Sterling is free to download, with no in-app purchases.
Which has better reviews, Ecobank Authenticator or Banca By Sterling?
Banca By Sterling is rated higher. Ecobank Authenticator averages 1.0 out of 5 from 1 ratings, while Banca By Sterling averages 3.1 from 18 ratings.
Do Ecobank Authenticator or Banca By Sterling have ads?
Neither Ecobank Authenticator nor Banca By Sterling shows ads.
Which is updated more often, Ecobank Authenticator or Banca By Sterling?
Ecobank Authenticator ships an update every 24 months, and Banca By Sterling every 6 weeks. Most recently, Ecobank Authenticator was updated on November 3, 2026 and Banca By Sterling on November 3, 2026.

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