Ecobank Authenticator vs Banca By Sterling
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ecobank Authenticator
Generate security codes to enhance transaction security for existing customers using Ecobank Online and Ecobank omni lite. This app provides an extra layer of protection for your financial activities.
- Generate security codes
- Secure transactions
- Ecobank Online support
- Ecobank omni lite support
- Enhanced transaction security
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This app will generate a security code which an existing customer performing a transaction on Ecobank Online and Ecobank omni lite can use to further secure their transaction.
Banca By Sterling
This business banking app allows users to instantly open business accounts, register their company, and request POS terminals. It also facilitates professional invoice creation, sharing, and online payment collection. Enjoy a seamless user experience with robust security features.
- Instant business account opening
- Business registration
- POS terminal requests
- Professional invoice generation and sharing
- Online payment links
- Bulk transfers
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Banca is a business banking product of sterling bank limited. You can open an instant business account, register your business, request a POS terminal, create and share professional invoices all from the comfort of your mobile. Business is better with Banca! Enjoy exciting features, an excellent user experience and the best security. Banca is powered by Sterling Bank. Features & Benefits Seamless Account Opening Still doing business with a personal account? You can open a business account on Banca within minutes POS Request Request a POS machine for offline collections and we will bring it to you Bulk Transfers Need to pay suppliers and staff? Bulk transfers are so easy on Banca Invoice Generation Generate and share professional invoices with clients Payment Links Collect online payments seamlessly with the Payment Link feature And much more
Screenshots
Verdict
The clearest difference is rating: Banca By Sterling at 3.1 against Ecobank Authenticator's 1.0. Banca By Sterling also leads on update cadence (every 6 weeks vs every 24 months) and ratings volume (18 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Banca By Sterling holds the better App Store score, 3.1 against 1.0. That said, the two scores are not equally well evidenced: Banca By Sterling has 18 ratings behind it against 1, so its average is the more settled of the two.
Ecobank Authenticator ships an update every 24 months, Banca By Sterling every 6 weeks. Both last shipped on November 3, 2026.
| Parameter | Ecobank Authenticator | Banca By Sterling |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 3.1 (18 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 18 — better |
| Update frequency | Every 24 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 75 MB | 76 MB |
| Age rating | 4+ | 17+ |
| Developer | ECOBANK | Sterling Bank Plc |
Customer experience
Ecobank Authenticator
Banca By Sterling
In-app purchases
Ecobank Authenticator
No in-app purchases
Banca By Sterling
No in-app purchases
Questions
Is Ecobank Authenticator free?
Is Banca By Sterling free?
Which has better reviews, Ecobank Authenticator or Banca By Sterling?
Do Ecobank Authenticator or Banca By Sterling have ads?
Which is updated more often, Ecobank Authenticator or Banca By Sterling?
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