Comparison

Banca By Sterling vs GT e

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banca By Sterling

This business banking app allows users to instantly open business accounts, register their company, and request POS terminals. It also facilitates professional invoice creation, sharing, and online payment collection. Enjoy a seamless user experience with robust security features.

Highlights
  • Instant business account opening
  • Business registration
  • POS terminal requests
  • Professional invoice generation and sharing
  • Online payment links
  • Bulk transfers
Features
Read full description

Banca is a business banking product of sterling bank limited. You can open an instant business account, register your business, request a POS terminal, create and share professional invoices all from the comfort of your mobile. Business is better with Banca! Enjoy exciting features, an excellent user experience and the best security. Banca is powered by Sterling Bank. Features & Benefits Seamless Account Opening Still doing business with a personal account? You can open a business account on Banca within minutes POS Request Request a POS machine for offline collections and we will bring it to you Bulk Transfers Need to pay suppliers and staff? Bulk transfers are so easy on Banca Invoice Generation Generate and share professional invoices with clients Payment Links Collect online payments seamlessly with the Payment Link feature And much more

About

GT e

This app generates secure one-time passwords (OTPs) for authenticating electronic transactions like online and mobile banking. It offers a convenient alternative to hardware tokens, providing 24/7 access to banking services after a simple activation process.

Highlights
  • Generates One-Time Passwords (OTPs)
  • Authenticates electronic transactions
  • Alternative to hardware tokens
  • Supports web, internet, and mobile banking
  • Secure 6-digit passcode login
  • 24/7 banking access
Features
Read full description

GT e-Token Plus Application Description (About this app) The "GT e-Token Plus" is a mobile application for generating One Time Passwords (OTPs) used in authenticating electronic transactions. A one-time password (OTP) is a secure and automatically generated string of characters that authenticates the user for login and/or electronic transaction completion. Electronic transactions include (but may not be limited to) web, internet banking and mobile banking transactions, where you are required to enter a 6-digit token-generated code. A one-time password (OTP) generated from your "GT e-Token Plus" App can be used as an alternative to or alongside the GTBank hardware token device. Activating Your "GT e-Token Plus" app To activate your "GT e-Token Plus", select your customer type and choose your preferred activation method, which can be the use of your Bank card, Hardware Token or by calling contact center to get an authorization code. Your data ID will be verified to complete the activation. Using Your "GT e-Token Plus" app: Once your app is activated, you can create a unique 6-digit Passcode that will be used for subsequent log in to the application and enjoy 24/7 banking. You can find more information about "GT e-Token Plus" on www.gtbank.com or contact GTCONNECT contact center on 080 2900 2900 or 080 3900 3900. Note: To avoid your OTP being used by anyone, you absolutely DO NOT DISCLOSE OTP code for anyone.

Screenshots

Banca By Sterling4 screens
GT e4 screens

Verdict

The call

The clearest difference is review sentiment: GT e at 57% against Banca By Sterling's 0%. GT e also leads on rating (4.9 vs 3.1) and ratings volume (772 vs 18). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GT e holds the better App Store score, 4.9 against 3.1. That said, the two scores are not equally well evidenced: GT e has 772 ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 0% of Banca By Sterling's written reviews are positive against 57% of GT e's.

UpkeepUpdate frequency

Banca By Sterling ships an update every 6 weeks, GT e fortnightly. The most recent releases landed on October 13, 2026 and October 22, 2026 respectively.

Scorecard4 real differences · 6 level
Banca By Sterling versus GT e: the parameters behind the verdict, then further details
ParameterBanca By SterlingGT e
PriceFreeFree
Rating3.1 (18 ratings)4.9 (772 ratings) — better
Positive reviews0.0% of reviews57.5% of reviews — better
Number of ratings18772 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size76 MB55 MB
Age rating17+4+
DeveloperSterling Bank PlcGuaranty Trust Bank PLC

Customer experience

Banca By Sterling

All ratings18 ratings
Positive50.0%
Neutral5.6%
Negative44.4%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

GT e

All ratings587 ratings
Positive96.9%
Neutral0.9%
Negative2.2%
Written reviews40 reviews
Positive57.5%
Neutral0.0%
Negative42.5%

In-app purchases

None

Banca By Sterling

No in-app purchases

None

GT e

No in-app purchases

Questions

Is Banca By Sterling free?
Banca By Sterling is free to download, with no in-app purchases.
Is GT e free?
GT e is free to download, with no in-app purchases.
Which has better reviews, Banca By Sterling or GT e?
GT e is rated higher. Banca By Sterling averages 3.1 out of 5 from 18 ratings, while GT e averages 4.9 from 772 ratings.
Do Banca By Sterling or GT e have ads?
Neither Banca By Sterling nor GT e shows ads.
Which is updated more often, Banca By Sterling or GT e?
Banca By Sterling ships an update every 6 weeks, and GT e fortnightly. Most recently, Banca By Sterling was updated on October 13, 2026 and GT e on October 22, 2026.

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