Dipay vs GAJA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Dipay
A digital wallet app for easy, secure, and convenient cashless transactions. Pay bills, installments, and taxes with just a few clicks. Earn rewards by referring friends.
- Easy balance top-up from major banks
- Pay credit installments conveniently
- Integrated vehicle tax payments
- Pay property taxes (PBB)
- Credit card bill payments
- Internet and landline bill payments
- Referral rewards program
Read full descriptionHide full description
Dompet bukan sekadar dompet. Ini dompet yang akan memberikan kamu kemudahan dalam bertransaksi keuangan secara nontunai. Dipay adalah layanan dompet digital yang akan membantu kamu untuk melakukan pembayaran online dan offline dengan aman, mudah, dan nyaman. Kamu juga bisa membayar semua tagihan hanya dengan sekali klik. Download sekarang & nikmati kecanggihan fitur-fitur ini: - Kemudahan top up saldo dari Mandiri, BCA, BRI, CIMB Niaga, dan masih banyak lagi - Bayar angsuran kredit jadi jauh lebih mudah dan praktis - Sudah terintegrasi dengan Samolnas untuk bayar pajak kendaraan - Bingung bayar PBB? Sekarang bisa lewat Dipay! - Bayar tagihan kartu kredit di mana aja dan kapan aja - Pembayaran tagihan internet dan Telkom PSTN dengan sekali klik - Mau dapat reward? Cukup bagikan kode referral dan ajak teman-temanmu untuk bertransaksi dengan Dipay Kalau kamu punya pertanyaan, kritik, dan saran, gak perlu ragu untuk hubungi kami melalui email cs@dipay.id. Atau bisa langsung ke Facebook, Instagram, Twitter @dipayindonesia. Kami akan dengan senang hati mendengar dan membantu kamu! Ayo #MulaiDenganDipay karena semua kemudahan berawal dari sini!
GAJA
This app provides a comprehensive digital payment solution for all your needs. It integrates various transaction types, including money transfers, bill payments, and merchant purchases via QRIS scan. Enjoy safe and guaranteed transactions with access to exclusive promos and vouchers.
- Send money anytime, anywhere
- Easy bill payments
- QRIS scan for merchant purchases
- Virtual account top-ups
- Safe and guaranteed transactions
- Exclusive promos and vouchers
Read full descriptionHide full description
Pay for all your needs anytime and anywhere with Gaja Digital Payment! Gaja Digital Payment offers various digital transaction integrated only in one application. With more than 3000 merchant from 150 leading brands under MAP involved, transaction with Gaja would make your purchasing a pleasant experience. Take a look on Gaja Digital Payment top feature, here 1. Send Money Anytime, Anywhere Transfer services at Gaja can be used from transfers to fellow Gaja users up until transfers to bank accounts without any problems. 2. Easy Way to Pay Bills From purchasing data packages to postpaid card payments, you can also pay all the electricity and BPJS Kesehatan bills easily from Gaja. 3. Ease of Purchase Make payments for purchases at various merchants easily through the QRIS scan feature. 4. Top-Up Easily via Virtual Account 5. Safe and Guaranteed Transactions. Gaja Digital Payment has been registered to Bank Indonesia, all financial transactions are guaranteed to be safe and reliable. 6. Explore Various Interesting Promos Find various attractive promos from merchants who have used Gaja and access exclusive vouchers that can only be obtained when transacting using Gaja Digital Payment.
Screenshots
Verdict
The clearest difference is review sentiment: GAJA at 100% against Dipay's 86%. Dipay's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Dipay ships an update every 3 weeks, GAJA every 2 months. The most recent releases landed on October 1, 2026 and October 14, 2026 respectively.
| Parameter | Dipay | GAJA |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 85.7% of reviews | 100.0% of reviews — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5.0 | 15.5 |
| Further details — not scored | ||
| Size | 204 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | Mareco Prima Mandiri, PT | PT GPay Digital Asia |
Customer experience
Dipay
GAJA
In-app purchases
Dipay
No in-app purchases
GAJA
No in-app purchases
