Comparison

Nusapay vs GAJA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nusapay

This application allows users to purchase mobile credit with a variety of rewards and attractive promotions. Sign up and create your account to start enjoying these benefits.

Highlights
  • Purchase mobile credit
  • Earn rewards
  • Access promotions
  • Easy account creation
Features
Read full description

Nusapay is an application that can be used to buy credit with various kinds of attractive prizes and promos. Let's sign up and get your account right now

About

GAJA

This app provides a comprehensive digital payment solution for all your needs. It integrates various transaction types, including money transfers, bill payments, and merchant purchases via QRIS scan. Enjoy safe and guaranteed transactions with access to exclusive promos and vouchers.

Highlights
  • Send money anytime, anywhere
  • Easy bill payments
  • QRIS scan for merchant purchases
  • Virtual account top-ups
  • Safe and guaranteed transactions
  • Exclusive promos and vouchers
Features
Read full description

Pay for all your needs anytime and anywhere with Gaja Digital Payment! Gaja Digital Payment offers various digital transaction integrated only in one application. With more than 3000 merchant from 150 leading brands under MAP involved, transaction with Gaja would make your purchasing a pleasant experience. Take a look on Gaja Digital Payment top feature, here 1. Send Money Anytime, Anywhere Transfer services at Gaja can be used from transfers to fellow Gaja users up until transfers to bank accounts without any problems. 2. Easy Way to Pay Bills From purchasing data packages to postpaid card payments, you can also pay all the electricity and BPJS Kesehatan bills easily from Gaja. 3. Ease of Purchase Make payments for purchases at various merchants easily through the QRIS scan feature. 4. Top-Up Easily via Virtual Account 5. Safe and Guaranteed Transactions. Gaja Digital Payment has been registered to Bank Indonesia, all financial transactions are guaranteed to be safe and reliable. 6. Explore Various Interesting Promos Find various attractive promos from merchants who have used Gaja and access exclusive vouchers that can only be obtained when transacting using Gaja Digital Payment.

Screenshots

Nusapay4 screens
GAJA4 screens

Verdict

The call

The clearest difference is review sentiment: GAJA at 100% against Nusapay's 62%. Nusapay's advantage is update cadence (every 2 weeks vs every 2 months) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Nusapay ships an update every 2 weeks, GAJA every 2 months. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
Nusapay versus GAJA: the parameters behind the verdict, then further details
ParameterNusapayGAJA
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews61.5% of reviews100.0% of reviews — better
Number of ratings—1 — better
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.515.5
Further details — not scored
Size97 MB80 MB
Age rating4+4+
DeveloperNusapay Solusi Indonesia, PTPT GPay Digital Asia

Customer experience

Nusapay

Written reviews26 reviews
Positive61.5%
Neutral0.0%
Negative38.5%

GAJA

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Nusapay

No in-app purchases

None

GAJA

No in-app purchases

Questions

Is Nusapay free?
Nusapay is free to download, with no in-app purchases.
Is GAJA free?
GAJA is free to download, with no in-app purchases.
Do Nusapay or GAJA have ads?
Neither Nusapay nor GAJA shows ads.
Which is updated more often, Nusapay or GAJA?
Nusapay ships an update every 2 weeks, and GAJA every 2 months. Most recently, Nusapay was updated on October 24, 2026 and GAJA on October 14, 2026.

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