Comparison

MPM Wallet vs GAJA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPM Wallet

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MPM WALLET, layanan dompet digital yang membantu pengguna One Heart Card di Jawa Timur untuk menyimpan uang, melakukan pembayaran online dan offline dengan AMAN, kapanpun dan dimanapun dengan Mudah. Anda juga dapat membayar berbagai macam tagihan bulanan, membeli pulsa serta transfer saldo ke sesama pengguna MPM WALLET, semua dalam genggaman Anda. MPM WALLET dapat Anda gunakan untuk memperbaharui OHC Anda, membayar layanan Honda Home Service dan digunakan di toko online terkemuka seperti AlfaOnline, AliExpress, Citilink, KAI, bayar langganan First Media, membeli pulsa di semua operator, membayar cicilan motor, tarik tunai dan masih banyak lagi. MPM WALLET – Dompet Digital yang AMAN • Data pribadi Anda tidak akan ditampilkan, sehingga Anda terlindungi dengan aman setiap melakukan transaksi • Dilengkapi dengan PASSWORD & PIN • Laporan transaksi Anda dapat dilihat secara online dan real time MPM WALLET – Layanan yang MUDAH • Anda bisa daftar melalui mobile apps dan website di www.dokuwallet.com • Anda yang tidak punya rekening bank dan Kartu Kredit tetap bisa berbelanja online • Jaringan top up saldo yang tersebar dimana saja: ATM dan Internet banking jaringan ATM Bersama, Prima dan Alto, gerai Alfamart, Alfamidi, Alfa Express, DAN+DAN, dan Lawson Unduh, daftar dan aktifkan MPM WALLET Anda sekarang. Jangan lupa isi saldo Anda di jaringan top up terdekat dan nikmati transaksi online serta offline yang AMAN dan MUDAH. MPM Wallet diterbitkan oleh DOKU.

About

GAJA

This app provides a comprehensive digital payment solution for all your needs. It integrates various transaction types, including money transfers, bill payments, and merchant purchases via QRIS scan. Enjoy safe and guaranteed transactions with access to exclusive promos and vouchers.

Highlights
  • Send money anytime, anywhere
  • Easy bill payments
  • QRIS scan for merchant purchases
  • Virtual account top-ups
  • Safe and guaranteed transactions
  • Exclusive promos and vouchers
Features
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Pay for all your needs anytime and anywhere with Gaja Digital Payment! Gaja Digital Payment offers various digital transaction integrated only in one application. With more than 3000 merchant from 150 leading brands under MAP involved, transaction with Gaja would make your purchasing a pleasant experience. Take a look on Gaja Digital Payment top feature, here 1. Send Money Anytime, Anywhere Transfer services at Gaja can be used from transfers to fellow Gaja users up until transfers to bank accounts without any problems. 2. Easy Way to Pay Bills From purchasing data packages to postpaid card payments, you can also pay all the electricity and BPJS Kesehatan bills easily from Gaja. 3. Ease of Purchase Make payments for purchases at various merchants easily through the QRIS scan feature. 4. Top-Up Easily via Virtual Account 5. Safe and Guaranteed Transactions. Gaja Digital Payment has been registered to Bank Indonesia, all financial transactions are guaranteed to be safe and reliable. 6. Explore Various Interesting Promos Find various attractive promos from merchants who have used Gaja and access exclusive vouchers that can only be obtained when transacting using Gaja Digital Payment.

Screenshots

MPM Wallet4 screens
GAJA4 screens

Verdict

The call

The clearest difference is ads: GAJA at none against MPM Wallet's shown. GAJA also leads on update cadence (every 2 months vs every 5 months). MPM Wallet's advantage is iOS requirement (13.0 vs 15.5). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MPM Wallet ships an update every 5 months, GAJA every 2 months. The most recent releases landed on October 6, 2026 and October 14, 2026 respectively.

Scorecard3 real differences · 7 level
MPM Wallet versus GAJA: the parameters behind the verdict, then further details
ParameterMPM WalletGAJA
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 5 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.5
Further details — not scored
Size80 MB80 MB
Age rating4+4+
DeveloperNUSA SATU INTI ARTHA, PTPT GPay Digital Asia

In-app purchases

None

MPM Wallet

No in-app purchases

None

GAJA

No in-app purchases

Questions

Is MPM Wallet free?
MPM Wallet is free to download, with no in-app purchases.
Is GAJA free?
GAJA is free to download, with no in-app purchases.
Do MPM Wallet or GAJA have ads?
MPM Wallet shows ads; GAJA does not.
Which is updated more often, MPM Wallet or GAJA?
MPM Wallet ships an update every 5 months, and GAJA every 2 months. Most recently, MPM Wallet was updated on October 6, 2026 and GAJA on October 14, 2026.

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