Easy Finances vs LendDirect
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Easy Finances
Track expenses, manage budgets, and gain insights into your spending habits without sharing banking data. Automate frequent payments and manage personal loans with friends. Offers cloud backup and multi-device access with a premium subscription.
- Expense tracking
- Budget creation
- Account management (cash, savings, credit)
- Income and expense pattern analysis
- Automated payment lists
- Personal loan management
- Cloud backup and multi-device access
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Forget your expense notebooks! Easy Finances gives you better insights of your personal finances, helping you follow all your expenses to be able to plan and make wiser decisions regarding your money, without having to expose your banking data. With Easy Finances you can: ◆ Add all your cash, savings or credit accounts - Add the accounts you need without having to expose your banking data. We have tools that help you get a clearer view on your credit debts by calculating your interests of the month. ◆ Keep a record of your financial movements - Our tools allow you to analyze where your money goes and your income and expense patterns. ◆ Control your expenses adding budgets - The best tool to keep an adequate control of your finances is through a budget, since it will allow you to be more aware of what you spend, helping you save (Subscription required). ◆ Add your friends - Find your friends who use Easy Finances and add them to be able to split payment lists and manage their personal loans (Subscription required). ◆ Automate your expenses with payment lists - Add your frequent expenses to a payment list and record them when you need them with just one click of a button. Share a list with your friends so you can divide the expense among everyone (Subscription required). ◆ Manage your personal loans between you and your friends - Maintain a good relationship with your friends and avoid misunderstandings by managing your personal loans with Easy Finances (Subscription required). Premium Subscriptions ----------------------- Registering your cash and savings accounts, as well as your financial movements is free with Easy Finances. To get the best of Easy Finances you need a premium subscription. A subscription allows you to: - Keep your information backed up in the cloud and access it on any of your devices - Add credit accounts - Add budgets - Add payment lists - Add your friends - Manage personal loans Premium subscriptions are available in two plans: - Monthly Premium Subscription - $2.49 (USD) per month - Yearly Premium Subscription - $27.49 (USD) per year All subscriptions offer a free 3-day trial period. At the end of this period, the corresponding subscription charge will be made automatically. These subscriptions will be renewed automatically every month or year, unless canceled up to 24 hours before the end of the period. Payment for subscriptions will be charged to your iTunes Account at confirmation of purchase. Subscriptions may be managed and auto-renewal may be turned off by going to your iTunes Account Settings after purchase. More information: https://easy-finances-app.web.app/en Privacy policy: https://easy-finances-app.web.app/en/privacy-policy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
LendDirect
Manage your existing payday loans, installment loans, and lines of credit directly from your smartphone. The app allows you to receive important reminders, view account details, make secure payments, and communicate with customer service.
- Push notifications for reminders
- View current loan information
- Manage your account
- Make secure payments
- Send secure messages to customer service
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The LendDirect® app helps customers manage their existing payday loans, installment loans, and lines of credit (where available) from the convenience of their smart phone. Simply sign in with your existing username and password. Features include: - Get Push Notifications for important reminders - See current loan information and manage your account - Make secure payments - Send secure messages to Customer Service
Screenshots
Verdict
The clearest difference is rating: Easy Finances at 4.0 against LendDirect's 2.3. Easy Finances also leads on iOS requirement (11.0 vs 15.0). LendDirect's advantage is in-app purchases (none vs 2) and update cadence (every 3 days vs weekly). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Easy Finances sells 2 in-app purchases, starting at $2.49 per month. LendDirect asks for nothing beyond the download.
Easy Finances holds the better App Store score, 4.0 against 2.3. Both are backed by a comparable volume of ratings — 3 and 3 respectively.
Easy Finances ships an update weekly, LendDirect every 3 days. The most recent releases landed on October 6, 2026 and October 13, 2026 respectively.
| Parameter | Easy Finances | LendDirect |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (3 ratings) — better | 2.3 (3 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 3 | 3 |
| Update frequency | Weekly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 31 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Alan Acuna | CURO Management LLC |
Customer experience
Easy Finances
LendDirect
In-app purchases
Easy Finances
- Premium Subscription3 Days trial$2.491 Month
- Yearly Premium Subscription3 Days trial$27.491 Year
LendDirect
No in-app purchases









