Comparison

Lend & Loan Tracker vs Simple Payment Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lend & Loan Tracker

Easily track loans, EMIs, and personal lending/borrowing. Get detailed reports on payments, interest, and loan end dates. Set reminders for due dates and view payment statuses with color-coded alerts.

Highlights
  • Add loan details (start date, amount, EMI, due date)
  • Track lend/borrow transactions with interest
  • View loan end date and EMI reports
  • Partial payments and loan extensions
  • Color-coded payment reminders
  • iCloud data backup
Features
Read full description

How many times you forgot to know how much of your amount stuck with your friends are family members? Did you forget your EMI on Due date? Are you always wan't to know when will be your Home Loan End. But know information about it on your documents? Here the app for all your payment tracking. Features: Loan 1. Add Loan Information with all details like start date, amount, EMI , due date etc. 2. Can view the detail of the Loan info. 3. Can get a full report of when the Loan will end, how much amount you spend on your principle and interest on your EMI 4. You can add a partial pay or extend more loan amount 5. You can view the month wise EMI report 6. You can view current payment due Lend / Borrow 1. Add Details with all info like member name, phone number, amount, due date, interest etc  2. Can view a full report of the Details 3. Can do a partial pay or close the lend / Borrow 4. Can view full report of interest. Reminder 1. Will show list of not completed Reminders still the current date. 2. Difference between color for various type of reminder like EMI reminder, interest reminder, Payment reminder etc. Privacy There is no third party backup about your data. You can take the backup in your iCloud

About

Simple Payment Tracker

Features
Read full description

Never miss a bill again. Add a payment with a name, amount and due date, and get a reminder on the day it is due. Simple Payment Tracker keeps rent, loans, credit cards, subscriptions and every other bill in one clear list. No sign-up, no clutter. WHAT YOU CAN DO • Add a payment in seconds: name, amount, due date • Get a notification on each due date • Mark payments as paid and keep your history • See upcoming payments month by month on a bar chart • Switch between monthly and daily views • Track income and expenses next to your bills • Keep up to 4 accounts, including cash, with their balances • Export a PDF report of your payments and balance BUILT TO STAY SIMPLE Open the app, see what is due next, mark it paid. That is it. Your financial data stays on your device. Available in English and Turkish.

Screenshots

Lend & Loan Tracker3 screens
Simple Payment Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Simple Payment Tracker at every 7 months against Lend & Loan Tracker's every 24 months. Lend & Loan Tracker's advantage is iOS requirement (12.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lend & Loan Tracker ships an update every 24 months, Simple Payment Tracker every 7 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 7 level
Lend & Loan Tracker versus Simple Payment Tracker: the parameters behind the verdict, then further details
ParameterLend & Loan TrackerSimple Payment Tracker
PriceFreeFree
Rating1.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 24 monthsEvery 7 months — better
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.4 — better15.0
Further details — not scored
Size19 MB34 MB
Age rating4+12+
DeveloperRajendran K Akerem yokuva

In-app purchases

None

Lend & Loan Tracker

No in-app purchases

None

Simple Payment Tracker

No in-app purchases

Questions

Is Lend & Loan Tracker free?
Lend & Loan Tracker is free to download, with no in-app purchases.
Is Simple Payment Tracker free?
Simple Payment Tracker is free to download, with no in-app purchases.
Do Lend & Loan Tracker or Simple Payment Tracker have ads?
Both Lend & Loan Tracker and Simple Payment Tracker show ads.
Which is updated more often, Lend & Loan Tracker or Simple Payment Tracker?
Lend & Loan Tracker ships an update every 24 months, and Simple Payment Tracker every 7 months. Most recently, Lend & Loan Tracker was updated on October 24, 2026 and Simple Payment Tracker on October 28, 2026.

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