Comparison

Simple Payment Tracker vs Chillio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Payment Tracker

Features
Read full description

Never miss a bill again. Add a payment with a name, amount and due date, and get a reminder on the day it is due. Simple Payment Tracker keeps rent, loans, credit cards, subscriptions and every other bill in one clear list. No sign-up, no clutter. WHAT YOU CAN DO • Add a payment in seconds: name, amount, due date • Get a notification on each due date • Mark payments as paid and keep your history • See upcoming payments month by month on a bar chart • Switch between monthly and daily views • Track income and expenses next to your bills • Keep up to 4 accounts, including cash, with their balances • Export a PDF report of your payments and balance BUILT TO STAY SIMPLE Open the app, see what is due next, mark it paid. That is it. Your financial data stays on your device. Available in English and Turkish.

About

Chillio

This app helps you build and track habits with a gamified approach. Earn rewards, level up, and watch a virtual world transform as you achieve your goals. It offers a distraction-free interface to stay focused on your personal growth.

Highlights
  • Customizable habit creation
  • Gamified progress tracking
  • Visual progress bars
  • Streak building
  • XP and coin rewards
  • Distraction-free interface
Features
Read full description

Chillio is your personal planning app that grows with you. Follow a routine that fits your life, level up your habits — and watch Chi's world transform as you do. Start with the routine that fits you best, and let Chi cheer you on every step of the way. The Cutest Life Planning And Cleaning App Create Your Own Tasks: Set up habits that match your lifestyle - daily, weekly, or fully custom. Track your habits with simple check-ins or use units like minutes, steps, or repetitions. Stay in control with a clean, distraction-free interface focused on your goals. Track Your Progress: Visual progress bars show how consistent you are with each habit. Build streaks and strengthen your momentum day by day. View detailed stats to stay motivated and see how far you’ve come. Gamify Your Routine: Earn XP every time you complete a task. Level up as you stick to your habits and unlock new milestones. Collect coins for every completed habit - rewarding you for consistency. Monitor your total XP, coins earned, and level in your personal dashboard. Subscription Information: Chi offers auto-renewing subscriptions for unlimited access to Premium features: • $19.99/month • $39.99 every 3 months • $89.99/year Payment will be charged to your iTunes Account upon confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours prior to the end of the current period, based on the selected plan. You can manage your subscription and turn off auto-renewal in your Account Settings after purchase. Canceling your subscription will stop future charges, but you’ll retain access until the end of the current billing period. Terms of Service: https://tou.my-chi.app/ Privacy Policy: https://pp.my-chi.app/ Support Email: support@my-chi.app

Screenshots

Simple Payment Tracker4 screens
Chillio4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple Payment Tracker at none against Chillio's 10. Simple Payment Tracker also leads on iOS requirement (15.0 vs 17.0). Chillio's advantage is ads (none vs shown) and update cadence (weekly vs every 7 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Chillio sells 9 in-app purchases, starting at $3.99 per 7 days. Simple Payment Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Simple Payment Tracker ships an update every 7 months, Chillio weekly. The most recent releases landed on October 28, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 6 level
Simple Payment Tracker versus Chillio: the parameters behind the verdict, then further details
ParameterSimple Payment TrackerChillio
PriceFreeFree
Rating—4.6 (4.5K ratings) — better
Positive reviews—53.2% of reviews
Number of ratings—4.5K — better
Update frequencyEvery 7 monthsWeekly — better
AdsYesNo — better
In-app purchasesNo — betterYes
Monetization—Freemium
Best chart rank—#70 — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size34 MB126 MB
Age rating12+4+
Developerkerem yokuvaCOREMOVE LIMITED

In-app purchases

None

Simple Payment Tracker

No in-app purchases

9 purchases

Chillio

Subscriptions9
  • Premium - Full Access$3.997 Days
  • Premium - Full Access$7.997 Days
  • Premium - Full Access$9.997 Days
Show 6 more
  • Premium - Full Access$11.997 Days
  • Premium - Full Access$24.991 Year
  • Premium - Full Access2 variants$29.991 Month
  • Premium - Full Access$39.991 Year
  • Premium - Full Access$49.991 Year
  • Premium - Full Access$69.991 Year

Questions

Is Simple Payment Tracker free?
Simple Payment Tracker is free to download, with no in-app purchases.
Is Chillio free?
Chillio is free to download, with in-app purchases available.
Do Simple Payment Tracker or Chillio have ads?
Simple Payment Tracker shows ads; Chillio does not.
Which is updated more often, Simple Payment Tracker or Chillio?
Simple Payment Tracker ships an update every 7 months, and Chillio weekly. Most recently, Simple Payment Tracker was updated on October 28, 2026 and Chillio on November 8, 2026.

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