Comparison

eNMB vs NICAMF

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eNMB

Manage your NMB Bank accounts and perform various banking transactions conveniently from your mobile device. Access self-service options, make transfers, pay bills, and update your account details on the go.

Highlights
  • Self-service account activation
  • PIN reset and change
  • View account balances and details
  • Fund transfers (inter and intra-bank)
  • Bill payments (school, water, electricity)
  • Create Fixed Deposits
  • Download and email statements
Features
Read full description

NMB Bank’s new Mobile Banking App is called eNMB, it provides banking on the go for all existing retail banking customers. If you are not an existing NMB Bank customer, you can open a savings account by visiting your nearest branch and then experience banking through our new application. If you are an existing NMB bank customer, you can download the application follow the simple one-time activation process, and experience the new digital experience. The new application is the first step towards the digital journey started by NMB Bank, the users can experience • Self services: - Self application activation for NMB Bank retail banking customers. - PIN reset. - Navigate to branches. - Navigate to ATM. - Contact support. - Change PIN. - FAQ • Banking on the go services: - View Accounts. - View FD. - View Loans. - Inter Bank Fund Transfer. - Intra Bank Fund Transfer. - Schedule Transfer. - Add Payee - Direct Transfer to Payee. - Create FD. - Email TDS. - Download & Email Statement • Services: - Stop check. - Occupation change. - Update marital status. - Update VAT/PAN. - Update the purpose of A/C. - Update the source of funds for A/C. - Update change in anticipated transactions to A/C. - Update number per year for the A/C. - Update temporary address • Pay Your Bills: - Pay school fees. - Pay water bill. - Pay electricity bill. - Topup Get started: To get started with eNMB, you just need your Customer Information File Number (CIF), In case you do not know your CIF number the application provides the option to fetch this number, you can follow the instructions. The app will take you through a one-time activation process when you download the mobile application and start the activation. eNMB App requires the following permissions: - Location: This is required for locating and navigating to the branches and ATM. - Photos / Media / Files / Camera: This is required to let you access the gallery / click an image to set a profile picture. Please note that your data is safe with NMB Bank. We do not share any information with the third party without your initiation. We never call you asking for your PIN, CIF, or Account numbers, please avoid giving such information to callers on the phone, email, or any other media for the security of your account.

About

NICAMF

Features
Read full description

NICAMF - moBank, an app for financial institutions to perform activities like viewing account details, balance statement and making various transactions by the users associated with the institution. The app is built by NIC Asia Laghubittiya Sanstha for the general customers of the institution.

Screenshots

eNMB4 screens
NICAMF4 screens

Verdict

The call

The clearest difference is update cadence: eNMB at every 5 weeks against NICAMF's every 7 months. eNMB also leads on iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

eNMB ships an update every 5 weeks, NICAMF every 7 months. The most recent releases landed on October 22, 2026 and October 8, 2026 respectively.

Scorecard2 real differences · 8 level
eNMB versus NICAMF: the parameters behind the verdict, then further details
ParametereNMBNICAMF
PriceFreeFree
Rating4.4 (2K ratings) — better—
Positive reviews35.6% of reviews—
Number of ratings2K — better—
Update frequencyEvery 5 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.5
Further details — not scored
Size106 MB77 MB
Age rating4+4+
DeveloperNMB Bank Ltd.MoFin

In-app purchases

None

eNMB

No in-app purchases

None

NICAMF

No in-app purchases

Questions

Is eNMB free?
eNMB is free to download, with no in-app purchases.
Is NICAMF free?
NICAMF is free to download, with no in-app purchases.
Do eNMB or NICAMF have ads?
Neither eNMB nor NICAMF shows ads.
Which is updated more often, eNMB or NICAMF?
eNMB ships an update every 5 weeks, and NICAMF every 7 months. Most recently, eNMB was updated on October 22, 2026 and NICAMF on October 8, 2026.

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