Comparison

PayWho vs Divide

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

PayWho

Features
Read full description

PayWho โ€” Quick Bill Splitting for Groups Going out with friends? Someone paid for dinner, someone else grabbed the cake, and not everyone shared every item. PayWho handles exactly this โ€” no spreadsheet needed. HOW IT WORKS Just 3 steps: 1. Add your group โ€” enter everyone's names 2. Add the bills โ€” set the amount, who paid, and who's splitting it 3. Hit Split Bill โ€” PayWho calculates exactly who owes who, and how much PayWho consolidates all the individual bills into the simplest possible set of transactions. Instead of a web of payments between everyone, you get a clean list: "Ben pays Alice $46.67, Claire pays Alice $30.00" โ€” done. PERFECT FOR - Birthday dinners & parties - Group holidays & trips - Gatherings where different people paid for different things - Any situation where you just want to settle up fast WHY PAYWHO No login required โ€” open and go No in-app purchases โ€” completely free Works offline โ€” no internet needed Handles multiple bills with different payers and different participants Clears up in seconds โ€” made for settling up on the spot The name? A nod to PayLah and PayNow โ€” because after PayWho tells you the breakdown, you know exactly who to pay.

About

Divide

Effortlessly manage shared expenses with friends, family, or travel companions. Track group and personal costs, get smart payment reminders, and split bills item-wise with custom options. This free, ad-free app simplifies budgeting and avoids awkward money conversations.

Highlights
  • Group expense tracking
  • Smart payment reminders
  • Item-wise bill splitting
  • Offline functionality
  • Custom split types
  • Personal expense tracking
  • Multi-currency support
Features
Read full description

Introducing Divide: The Ultimate Group Expense Manager Divide is your go-to app for managing shared expenses โ€” with friends, flatmates, family, or travel groups. Built to be simple, fast, and 100% free. No ads. No limits. Works even offline. #Who is Divide for? Anyone who shares expenses with: * Friends from school, college, or office * Flatmates and roommates * Travel companions and trip groups * Your partner or spouse * Family and household members * Hostel or co-living mates * Colleagues and co-workers * Business partners or small teams * Yourself (for personal expense tracking) #Why Choose Divide? * Save time and avoid awkward money talks * Track group and personal expenses in one place * Get smart payment reminders * No more manual calculations * Plan trips and set budgets * Manage bills for rent, groceries, subscriptions, and more * Seamlessly split expenses item-wise * Built for simplicity, speed, and smarter decisions #Powerful Features: * Intelligent payment reminders for timely settlements * Simple group creation with trip dates and members * Invite friends from your contacts * Clean design, zero bloat * Pay-per-use and shared cost breakdown * View analytics by group โ€” who paid, who spent * Simple home budget planning * Add personal or group expenses with ease * Auto-expense categorization * Chat with your expenses with AI * Mult-currency support * Works offline โ€“ perfect for trips * Select custom split types - unequally, equally, percentage * Track balances clearly by group or person * Send payment reminders * NO ADS Your data is safe and secure. Please review our Privacy Policy and Terms: 1.[https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) 2. [https://projectxco.org/divide/privacy-policy](https://projectxco.org/divide/privacy-policy) Download Divide today and take control of your shared expenses. For support, write to us at [company@projectxco.org](mailto:company@projectxco.org)

Screenshots

PayWho4 screens
Divide4 screens

Verdict

The call

The clearest difference is in-app purchases: PayWho at none against Divide's 1. On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Divide sells 1 in-app purchase, starting at $39.99 per year. PayWho asks for nothing beyond the download.

UpkeepUpdate frequency

PayWho ships an update every 2 weeks, Divide fortnightly. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

Scorecard1 real difference ยท 7 level
PayWho versus Divide: the parameters behind the verdict, then further details
ParameterPayWhoDivide
PriceFreeFree
Positive reviewsโ€”100.0% of reviews
Update frequencyEvery 2 weeksFortnightly โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
Monetizationโ€”Freemium
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.0 โ€” better16.6
Further details โ€” not scored
Size74 MB98 MB
Age rating4+4+
DeveloperCHIAM JACK KENProject X Co

In-app purchases

None

PayWho

No in-app purchases

1 purchases

Divide

Subscriptions1
  • Divide Premium$39.991 Year

Questions

Is PayWho free?
PayWho is free to download, with no in-app purchases.
Is Divide free?
Divide is free to download, with in-app purchases available.
Do PayWho or Divide have ads?
Neither PayWho nor Divide shows ads.
Which is updated more often, PayWho or Divide?
PayWho ships an update every 2 weeks, and Divide fortnightly. Most recently, PayWho was updated on October 15, 2026 and Divide on October 10, 2026.

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