Comparison

Raziel Wallet vs LoisPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Raziel Wallet

This application allows for secure cryptocurrency transfers globally by leveraging national identity documents and ePassports. It operates on a legal blockchain, turning your official identification into a digital wallet for seamless transactions.

Highlights
  • NFC enabled transfers
  • Uses National ID/ePassport for registration
  • Legal blockchain technology
  • Universal cryptocurrency wallet
  • Global peer-to-peer transfers
Read full description

NOTE: This app requires NFC. Transfer cryptocurrency to anyone in the world using only legal identities. Unlike other blockchains and cryptocurrencies, this a legal blockchain: this app turns your National Card and/or ePassport into a cryptocurrency wallet. HOW TO START USING RAZIEL WALLET 1. Install the app 2. Register with your ePassport or National Identity Card (ICAO-enabled) 3. Transfer coins to anyone on the world by typing their Passport Number and/or unique national identifier, even if they haven't yet installed and registered on this app

About

LoisPay

Features
Read full description

Welcome to LoisPay, the simple, secure, and fast way to manage your money right from your phone. LoisPay is designed to make your financial life easier, whether you're sending cash to a friend, paying your monthly bills, or topping up your mobile on the go. Experience True Financial Freedom: LoisPay puts you in control of your finances with a clean, intuitive interface and powerful features. Say goodbye to long queues and complicated banking apps. With LoisPay, everything is just a few taps away. KEY FEATURES: SEND & RECEIVE MONEY: Transfer funds to friends and family with just their phone number or username. It’s quick, secure, and completely hassle-free. ADD MONEY WITH EASE: Top up your LoisPay wallet using your bank account, debit card, or other convenient methods. Your funds are available to use in seconds. FLEXIBLE WITHDRAWAL OPTIONS: Need cash? Easily withdraw money from your LoisPay wallet to your linked bank account or at participating agent locations. MOBILE TOP-UP: Running low on mobile credit? Recharge any prepaid mobile number for yourself or your loved ones directly from the app. All major carriers are supported. BILL PAYMENTS: Forget about due dates! Pay all your bills—from utilities and internet to credit cards and more—all in one place. Set up reminders so you never miss a payment again.

Screenshots

Raziel Wallet4 screens
LoisPay3 screens

Verdict

The call

The clearest difference is update cadence: LoisPay at every 4 days against Raziel Wallet's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Raziel Wallet ships an update every 7 months, LoisPay every 4 days. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
Raziel Wallet versus LoisPay: the parameters behind the verdict, then further details
ParameterRaziel WalletLoisPay
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 7 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.3 — better13.0
Further details — not scored
Size200 MB34 MB
Age rating4+4+
DeveloperCalctopia Ltd.LOIS GROUP LTD

In-app purchases

None

Raziel Wallet

No in-app purchases

None

LoisPay

No in-app purchases

Questions

Is Raziel Wallet free?
Raziel Wallet is free to download, with no in-app purchases.
Is LoisPay free?
LoisPay is free to download, with no in-app purchases.
Do Raziel Wallet or LoisPay have ads?
Neither Raziel Wallet nor LoisPay shows ads.
Which is updated more often, Raziel Wallet or LoisPay?
Raziel Wallet ships an update every 7 months, and LoisPay every 4 days. Most recently, Raziel Wallet was updated on November 3, 2026 and LoisPay on October 30, 2026.

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