Comparison

KeyBCA vs Cekkeuanganku

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KeyBCA

Approve banking transactions processed through web platforms directly from your smartphone. It offers a convenient and faster alternative to physical security tokens for managing your finances on the go.

Highlights
  • Approve KlikBCA and myBCA transactions
  • Alternative to physical KeyBCA token
  • Practical and easy to use
  • Faster transaction approval
  • Check transaction approval history
Read full description

Through this application, banking transaction approvals processed through KlikBCA and myBCA - website are now easier, from the comfort of your phone. Benefits you get from KeyBCA: 1. Alternative to physical KeyBCA (token) 2. Practical and easy to use 3. Transaction approval is faster and easier 4. Ability to check the history and details of transaction approval More information bca.id/appkeybca

About

Cekkeuanganku

Features
Read full description

Cekkeuanganku adalah aplikasi perencanaan keuangan yang dibuat untuk membantu Kamu dalam menentukan tujuan (kalkulator finansial) ,mengumpulkan, menganalisa, membuat rencana (membuat anggaran), melakukan rencana yang telah di buat (pencatatan transaksi) serta melakukan evaluasi (Finansial cek up ) terhadap kegiatan keuanganmu. Salah satu tujuan keuangan setiap orang adalah bebas finansial, untuk mencapai Financial Freedom dibutuhkan perencanaan dan pengelolaan keuangan yang baik. Fitur yang kami siapkan sebagai berikut : 1. Anggaran, merupakan ekspektasi pendapatan dan pengeluaran dimasa yang akan datang dan juga sebagai kontrol pengeluaranmu. 2. Pencatatan Keuangan, kamu bisa mencatat semua transaksi uang masuk dan keluar sehingga tahu kemana uangmu mengalir. 3. Neraca, catat semua aset dan kewajibanmu untuk mengetahui berapa kekayaan bersihmu. 4. Tujuan Keuangan, tentukan tujuan keuanganmu seperti (menyiapkan dana pensiun, dana pendidikan anak, dana membeli rumah, dana membeli kendaraan, dana pernikahan dan lainnya), hitung mengunakan kalkulator finansial, buat rencana, dan segera lakukan. 5. Financial Check Up, ada 10 rasio yang akan dipakai mengukur kesehatan keuanganmu. Dengan menggunakan aplikasi manajemen keuangan ini kiranya dapat membantu kamu dalam mengelola dan membuat perencana keuangan sampai tercapai tujuan keuanganmu. Salam Sehat Finansial

Screenshots

KeyBCA4 screens
Cekkeuanganku4 screens

Verdict

The call

The clearest difference is in-app purchases: KeyBCA at none against Cekkeuanganku's 4. KeyBCA also leads on ads (none vs shown) and iOS requirement (13.0 vs 18.0). Cekkeuanganku's advantage is update cadence (fortnightly vs every 6 weeks). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cekkeuanganku sells 4 one-off in-app purchases. KeyBCA asks for nothing beyond the download.

UpkeepUpdate frequency

KeyBCA ships an update every 6 weeks, Cekkeuanganku fortnightly. The most recent releases landed on September 18, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
KeyBCA versus Cekkeuanganku: the parameters behind the verdict, then further details
ParameterKeyBCACekkeuanganku
PriceFreeFree
Rating3.0 (2 ratings) — better—
Positive reviews10.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 6 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better18.0
Further details — not scored
Size70 MB64 MB
Age rating4+4+
DeveloperPT. Bank Central Asia TbkPT. Cipta Edukasi Keuangan

In-app purchases

None

KeyBCA

No in-app purchases

4 purchases

Cekkeuanganku

One-time4
  • Premium 6 Bulan$10.99
  • Premium 6 Bulan$11.99
  • Premium 1 Tahun$17.99
Show 1 more
  • Premium 1 Tahun$20.99

Questions

Is KeyBCA free?
KeyBCA is free to download, with no in-app purchases.
Is Cekkeuanganku free?
Cekkeuanganku is free to download, with in-app purchases available.
Do KeyBCA or Cekkeuanganku have ads?
Cekkeuanganku shows ads; KeyBCA does not.
Which is updated more often, KeyBCA or Cekkeuanganku?
KeyBCA ships an update every 6 weeks, and Cekkeuanganku fortnightly. Most recently, KeyBCA was updated on September 18, 2026 and Cekkeuanganku on September 21, 2026.

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