Comparison

KeyBCA vs BSya by BCA Syariah

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KeyBCA

Approve banking transactions processed through web platforms directly from your smartphone. It offers a convenient and faster alternative to physical security tokens for managing your finances on the go.

Highlights
  • Approve KlikBCA and myBCA transactions
  • Alternative to physical KeyBCA token
  • Practical and easy to use
  • Faster transaction approval
  • Check transaction approval history
Read full description

Through this application, banking transaction approvals processed through KlikBCA and myBCA - website are now easier, from the comfort of your phone. Benefits you get from KeyBCA: 1. Alternative to physical KeyBCA (token) 2. Practical and easy to use 3. Transaction approval is faster and easier 4. Ability to check the history and details of transaction approval More information bca.id/appkeybca

About

BSya by BCA Syariah

Manage all your financial transactions and banking needs with a comprehensive suite of tools. Open accounts online, make transfers, pay bills, and access detailed transaction history. Enjoy secure, convenient banking from anywhere.

Highlights
  • Online account opening
  • Transfers to various banks
  • Bill payments and purchases
  • Transaction history and balance checks
  • Cardless cash withdrawal
  • QRIS payments
  • Hajj savings and information
Read full description

Assalamu'alaikum FrenS, Selamat datang di BSya by BCA Syariah. Dengan BSya, transaksi jadi lebih easy. Kenapa harus pake BSya? Yuk simak keunggulan BSya berikut ini: Fitur Lebih Lengkap Kebutuhan transaksi kamu dapat terpenuhi dengan berbagai fitur, baik fitur transaksi finansial maupun transaksi non finansial. Nyaman Cukup satu aplikasi untuk mengakses semua rekening kamu, kapanpun dan dimanapun. Aman Transaksi lebih aman dengan proteksi maksimal yang dilengkapi dengan sistem biometrik, kode akses dan mPIN. Fitur BSya • Pembukaan rekening online • Transfer ke rekening BCA Syariah, Grup BCA, Virtual Account dan ke Bank Lain • Pembelian dan pembayaran • Mutasi rekening & histori transaksi • Informasi detail rekening deposito dan pembiayaan • Pembayaran QRIS • Top up e-Wallet • Tarik tunai tanpa kartu, baik melalui fitur Cardless maupun eBranch • Setoran biaya haji dan informasi RTJH • Informasi rekening (cek saldo, mutasi rekening dan histori transaksi) • Informasi jadwal sholat dan arah kiblat sesuai lokasi kamu • Layanan contact center melalui Halo BCA Gak cuma itu.. Pembukaan rekening online di BSya juga dilengkapi dengan fitur autodebet Zakat. Ditambah lagi fitur-fitur yang memudahkan ibadah kamu seperti jadwal shalat dan arah kiblat. Jadi lebih berkah kan.. Info penting yang kamu perlu tahu! Jadi tim FrenS BCA Syariah, kamu bakal dimanjain sama transaksi-transaksi yang bebas biaya. Bebas biaya tarik tunai, cek saldo, transfer antara BCA-BCA Syariah dan tarik tunai tanpa kartu di ATM BCA. Yuk, segera download BSya dan nikmati segala kemudahannya. Informasi lebih lanjut, hubungi Halo BCA 1500 888 atau kunjungi www.bcasyariah.co.id

Screenshots

KeyBCA4 screens
BSya by BCA Syariah4 screens

Verdict

The call

The clearest difference is rating: KeyBCA at 3.0 against BSya by BCA Syariah's 2.2. KeyBCA also leads on review sentiment (10% vs 0%). BSya by BCA Syariah's advantage is update cadence (fortnightly vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

KeyBCA holds the better App Store score, 3.0 against 2.2. Both are backed by a comparable volume of ratings — 2 and 5 respectively. Written reviews point the same way: 10% of KeyBCA's written reviews are positive against 0% of BSya by BCA Syariah's.

UpkeepUpdate frequency

KeyBCA ships an update every 6 weeks, BSya by BCA Syariah fortnightly. The most recent releases landed on September 18, 2026 and August 2, 2026 respectively.

Scorecard3 real differences · 7 level
KeyBCA versus BSya by BCA Syariah: the parameters behind the verdict, then further details
ParameterKeyBCABSya by BCA Syariah
PriceFreeFree
Rating3.0 (2 ratings) — better2.2 (5 ratings)
Positive reviews10.0% of reviews — better0.0% of reviews
Number of ratings25 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size70 MB148 MB
Age rating4+4+
DeveloperPT. Bank Central Asia TbkPT. BANK BCA SYARIAH

Customer experience

KeyBCA

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews20 reviews
Positive10.0%
Neutral10.0%
Negative80.0%

BSya by BCA Syariah

All ratings5 ratings
Positive20.0%
Neutral20.0%
Negative60.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

KeyBCA

No in-app purchases

None

BSya by BCA Syariah

No in-app purchases

Questions

Is KeyBCA free?
KeyBCA is free to download, with no in-app purchases.
Is BSya by BCA Syariah free?
BSya by BCA Syariah is free to download, with no in-app purchases.
Which has better reviews, KeyBCA or BSya by BCA Syariah?
KeyBCA is rated higher. KeyBCA averages 3.0 out of 5 from 2 ratings, while BSya by BCA Syariah averages 2.2 from 5 ratings.
Do KeyBCA or BSya by BCA Syariah have ads?
Neither KeyBCA nor BSya by BCA Syariah shows ads.
Which is updated more often, KeyBCA or BSya by BCA Syariah?
KeyBCA ships an update every 6 weeks, and BSya by BCA Syariah fortnightly. Most recently, KeyBCA was updated on September 18, 2026 and BSya by BCA Syariah on August 2, 2026.

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