青子记账 vs Mumo

青子记账是一款元气满满的私人资产管理小工具。它设计简约，无社区、无理财推荐，只做该做之事。 当前青子APP已持续更新优化四年有余，许多忠实用户支持至今，多次获得 App Store 新鲜应用等多个专题推荐。 ◆ 产品理念 记账本是一件严肃枯燥的行为，青子希望让它“活泼”一些， 力图做一个更加贴近当代年轻人的理财规划产品，并让记账这件事情好看一些，愉快一些。 ◆ 产品功能 -- 预算管理：设置每个记账分类项目每月、每年的预算，并智能规划每日花费。 -- 定时记账：提前设定账单数据，按时自动生成账目。 -- 小组件：支持多种账单数据的实时展示。 -- 存钱计划：设定目标，开始执行存钱计划！ -- 导入账单：支持导入微信支付、支付宝等多个平台的账单，自动生成多条账单。 -- 模板记账：将常用的支出保存为模板，实现快速生成对应账单。 -- 账单日历：每日花费和支出均以日历的形式展现，一目了然。 -- 非理性消费：可将某些支出标记为“非理性”支出，反思自己的消费习惯。 -- 多账本：支持多账本设置，分门别类更清晰。 -- 数据过滤箱：保存多个过滤条件，一键查看报表。 -- 资产项目：支持设置多个资产和负债账户，账目和账户余额联动更新。 -- 汇率换算：定时更新最新汇率，支持多个货币单位的换算。 -- 账目地图：支持记录账目发生的地点，看看哪个地方花钱最多。 ◆ 我的产品 『小日常』『千结记』『须臾』等，欢迎您下载体验。 自动续费 VIP 订阅说明 • 方案：连续年度订阅（12 个月） • 付款：确认购买后，费用将由 Apple ID 账户扣款 • 续费：到期前 24 小时 Apple 将自动扣费并延长订阅 • 取消：请在当前周期结束前 24 小时，前往「设置 › Apple ID › 订阅」取消自动续费 • 试用：若提供免费试用，未使用部分将在购买后作废 - 隐私政策 https://glen-father-c47.notion.site/10b9e50ad6064cf89b29c37a78a75a74 - 自动续费会员服务协议 https://glen-father-c47.notion.site/fe80544e051f4af8ba222761c4141f6c?pvs=4 -- 联系作者 -- 邮箱：shineday.ho@qq.com

[Product Overview] Mumu Accounting is not just an app that tracks “how much you spent.” It’s more like a personal inventory and finance management system you can build yourself. You can use it solely for bookkeeping, or connect money, items, assets, subscriptions, and relationships—piece by piece. Mumu doesn’t aim to have “more features is better.” Instead, it lets you keep only what you truly need. [Core Philosophy | Build-Your-Own Personal Management] Don’t want subscriptions? Turn it off. Not tracking items? Hide it. Just want a simple cash flow record? No problem—extra features disappear. Modules can be turned on or off, hidden, or reordered. Processes can be simplified or expanded. The app adapts to you, not the other way around. [Core Modules] AI Bookkeeping: Supports text, voice, and screenshot parsing for fast, multi-scenario recording. Automatic Bookkeeping: Combines system capabilities with AI parsing to reduce manual input. Bill System: Fast recording, templates, installments, refunds, reimbursements, members, tags, combined payments—everything you need. Personalization: Offers category and theme markets. Modules can be freely enabled or hidden like building blocks, letting you craft a bookkeeping method that fits your habits. Asset Management: Multi-account management, balance reconciliation, hiding/archiving. Item Management: Track purchases, usage cycles, and actual costs. Gold Management: Weight, average price, and profit/loss clearly visible. Subscription Management: Auto-renewal reminders for long-term expenses. Fixed Deposits: Record all types of fixed-term funds with clear maturity dates. Shopping List: Plan purchases to reduce impulsive spending. Contacts: Keep track of interactions so personal relationships stay clear. Recurring Bookkeeping: Auto-record loans, subscriptions, and fixed expenses to prevent omissions. Batch Operations: Supports batch editing, moving, deleting, and property adjustment of bills. Advanced Search: Filter by date, amount, category, account, contacts, and more. Anniversary Tracking: Centralized management of important dates to avoid forgetting. Data Backup: Supports local and multiple backup methods for easy migration and restoration. Privacy Protection: Password and biometric unlocking, data fully under your control. [What Mumu Stands For] Mumu isn’t a product designed once and done. It’s a system built and refined continuously. Useful features stay; unsuitable ones are redesigned. You can gradually build it into the most convenient version for yourself.