Monthly Spending Tracker vs iSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monthly Spending Tracker
This personal finance app helps you monitor your monthly expenses by recording transactions, categories, dates, and payees. Set a budget limit and receive alerts as you approach it. View your spending history by month and generate expense reports.
- Track monthly spending
- Record transactions, categories, dates, payees
- Set monthly budget limits
- Receive budget alerts
- View monthly transactions
- Generate expense reports
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Monthly Spending Tracker is a personal finance app that helps you track your monthly spending habits. Whenever you spend money, enter the transaction into monthly spending tracker. The app records the transaction, the category (what type of expense it is), the date and the payee. With Monthly Spending Tracker, staying within your monthly budget is simple. The app allows you to set a monthly spending limit, and will warn you when your spending reaches your budget. You can also view all of your transactions by month, and even print out monthly expense reports.
iSpend
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iSpend-CBT is a simple expense tracker. Before spending money, open the app and describe the purchase as either necessary or discretionary. Your expense will be recorded. At a glance, you can see your spending habits. You can set budgets and export your spending history as a spreadsheet.
Screenshots
Verdict
The clearest difference is in-app purchases: iSpend at none against Monthly Spending Tracker's 1. iSpend also leads on ads (none vs shown) and update cadence (fortnightly vs every 17 months). Monthly Spending Tracker's advantage is iOS requirement (15.0 vs 17.0). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Monthly Spending Tracker sells 1 one-off in-app purchase. iSpend asks for nothing beyond the download.
Monthly Spending Tracker ships an update every 17 months, iSpend fortnightly. The most recent releases landed on September 12, 2026 and October 3, 2026 respectively.
| Parameter | Monthly Spending Tracker | iSpend |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 17 months | Fortnightly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 4 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Brandon Stecklein | Spencer Marks |
In-app purchases
Monthly Spending Tracker
- Spending Tracker Premium$2.99
iSpend
No in-app purchases
Questions
Is Monthly Spending Tracker free?
Is iSpend free?
Do Monthly Spending Tracker or iSpend have ads?
Which is updated more often, Monthly Spending Tracker or iSpend?
Other comparisons
