John Charcol vs CT Chat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
John Charcol
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John Charcols' ID verification app is a quick and convenient way to verify your identity as part of the mortgage application process. Why Is ID Verification Needed? We need to verify that you are who you say you are. Your submission is validated against policies imposed on us under AML financial service regulations. How Does It Work? The process is simple and your submission should only take a few minutes to complete. You’ll be guided through the following steps: 1. Upload a photo of an official ID document (we’ll let you know what document type is required) 2. Snap a selfie 3. Record a short video using on-screen prompts
CT Chat
A secure and reliable real-time messaging application designed for commodity market professionals. It offers full message accountability, file sharing, and group chat capabilities. Track messages, share media, and search conversations efficiently.
- Real-time messaging with read receipts
- Blast message tracking
- File and media sharing
- Full-text search
- Push notifications with muting
- QR code contact discovery
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CT Chat is a secure messaging app built for commodity market professionals. Fast, reliable real-time messaging with full message accountability — see when messages are sent, delivered, and read. Track blast messages across multiple recipients. Share files, images, and documents. Create group chats for desks and teams. * Direct and group messaging with read receipts * Blast message tracking with per-recipient status * File and media sharing * Full-text search across all conversations * Push notifications with per-contact muting * QR code contact discovery * Dark and light themes Built by CT Grid for the commodity trading and broking industry.
Screenshots
Verdict
The clearest difference is update cadence: CT Chat at every 11 days against John Charcol's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
John Charcol ships an update every 3 months, CT Chat every 11 days. The most recent releases landed on October 4, 2026 and October 12, 2026 respectively.
| Parameter | John Charcol | CT Chat |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 months | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 56 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Pivotal Financial Limited | Commodity Technologies Limited |
In-app purchases
John Charcol
No in-app purchases
CT Chat
No in-app purchases
Questions
Is John Charcol free?
Is CT Chat free?
Do John Charcol or CT Chat have ads?
Which is updated more often, John Charcol or CT Chat?
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