Comparison

CheckPad vs Horizon Checkbook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CheckPad

Read full description

This CheckPad is the same one that was in the AppStore till October 2020 Created a macOS version from iOS version via Mac Catalyst. Same UI and some macOS menu options. macOS Catalina (version 10.15) is required to run this macOS version. Payer/Payee changed to From/To. Date, Means, From/To and Memo fields changed from center to left aligned. Fixed bug with searching for From/To. Allows deletion of iCloud accounts in Settings. Since Bundle ID has changed, users need to save to device and move to desktop and then copy to new app. ATTENTION:USERS OF PREVIOUS VERSIONS WHO USE iCloud MUST READ THIS BEFORE UPDATING. Due to an App identifying change, save your data to iCloud, or save them in Finder (in Catalina) to any location and add them to this version. CheckPad is a simple digital version of a check book. Transactions are presented on the screen the same way they are in a check book register. This is not an online bill payment application and therefore doesn’t have access to any bank data via the internet. It replaces most of the paper in your drawers, shoe box and on your desks. With this app you can keep track of your money by tracking transactions like you normally do with your checkbook. CheckPad offers the following advantages: - help save the trees - Printing now supported despite the app premise. Some users just can't do without a hard copy. - make clean transaction register entries without messy corrections - correct transaction dates - familiar layout - so simple to use an 8 year old (who keeps a register) can use it without help - offers password protection to prevent unauthorized access - a small memory foot print and fast - doesn’t require the internet to use it (except backing up accounts to iCloud)

About

Horizon Checkbook

Features
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Track your spending, schedule upcoming transactions, and use **Look Ahead** to see your future balances before the money leaves your account. Know what’s really available to spend and avoid the surprise of an upcoming bill pushing your balance too low. SEE WHAT’S AHEAD Look Ahead projects your balance into the future using the transactions you’ve already scheduled. See the impact of upcoming bills, subscriptions, purchases, paychecks, and deposits before they happen. AVOID OVERDRAFTS Spot potential shortfalls before they become overdrafts. Horizon gives you time to adjust your spending, move money, or plan around upcoming expenses. KNOW YOUR TRUE BALANCE Track transactions as they happen and mark payments as cleared when they appear at your bank. See the difference between what your bank reports and what you actually have available after accounting for transactions still in progress. Horizon combines the clarity of a traditional checkbook register with something a checkbook can’t give you: a clear view of what comes next. Know what you have. See what’s ahead. Stay ahead of overdrafts.

Screenshots

CheckPad4 screens
Horizon Checkbook3 screens

Verdict

The call

The clearest difference is price: Horizon Checkbook at Free against CheckPad's $2.99. Horizon Checkbook also leads on update cadence (every 6 days vs every 3 months). CheckPad's advantage is in-app purchases (none vs 1) and iOS requirement (18.0 vs 26.2). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Horizon Checkbook is free to download; CheckPad costs $2.99 up front. Horizon Checkbook sells 1 one-off in-app purchase. CheckPad asks for nothing beyond the download.

UpkeepUpdate frequency

CheckPad ships an update every 3 months, Horizon Checkbook every 6 days. The most recent releases landed on October 12, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 2 level
CheckPad versus Horizon Checkbook: the parameters behind the verdict, then further details
ParameterCheckPadHorizon Checkbook
Price$2.99Free — better
Update frequencyEvery 3 monthsEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS18.0 — better26.2
Further details — not scored
Size7 MB69 MB
Age rating4+4+
DeveloperTanoi TanwiSean Howell

In-app purchases

None

CheckPad

No in-app purchases

1 purchases

Horizon Checkbook

One-time1
  • Full Version$1.99

Questions

Is CheckPad free?
CheckPad costs $2.99, with no in-app purchases.
Is Horizon Checkbook free?
Horizon Checkbook is free to download, with in-app purchases available.
Do CheckPad or Horizon Checkbook have ads?
Neither CheckPad nor Horizon Checkbook shows ads.
Which is updated more often, CheckPad or Horizon Checkbook?
CheckPad ships an update every 3 months, and Horizon Checkbook every 6 days. Most recently, CheckPad was updated on October 12, 2026 and Horizon Checkbook on October 15, 2026.

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