Checkbook Register vs Horizon Checkbook

Track your income, expenses, and account balances with LedgerFlow — a personal finance and checkbook register app designed for people who want complete control over their money without linking a bank account. Manage your finances manually, maintain an accurate checkbook, and know exactly where your money goes each month. Whether you are tracking household expenses or managing multiple accounts, LedgerFlow works as a reliable personal ledger and budget manager. From logging a single expense to managing recurring bills, everything stays organized in one place. FREE FEATURES • Checkbook Register – Track income, expenses, and transfers with a running balance • 2 Accounts – Manage checking, savings, credit, and cash accounts • Category Breakdown – Organize spending by category • Smart Search – Find any transaction by payee, amount, category, or date • Backup & Restore – Export a full backup and restore it anytime • CSV Export – Export your register to CSV for spreadsheets or accounting software • No Bank Login Required – Your data stays on your device, completely private LEDGERFLOW PRO (subscription required) • Unlimited Accounts – Add as many accounts as you need beyond the free two • Recurring Transactions – Schedule bills, subscriptions, and paychecks to post automatically • Monthly Reports – Visual charts showing income vs. expenses and top spending categories • Receipt Attachment – Attach photos of receipts directly to transactions • Advanced Reconciliation – Reconcile against bank statements with full history • Custom Categories – Create your own categories with custom icons LedgerFlow Pro is available as a weekly or yearly subscription. Payment is charged to your Apple ID account. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your App Store account settings. Perfect for: • Personal expense and budget tracking • Household and family checkbook management • Freelance and small business bookkeeping • Rental income and property expense tracking • Anyone switching from a paper ledger or notebook register Terms of Use: https://checkbook-register.lovable.app/terms Privacy Policy: https://checkbook-register.lovable.app/privacy

Track your spending, schedule upcoming transactions, and use **Look Ahead** to see your future balances before the money leaves your account. Know what’s really available to spend and avoid the surprise of an upcoming bill pushing your balance too low. SEE WHAT’S AHEAD Look Ahead projects your balance into the future using the transactions you’ve already scheduled. See the impact of upcoming bills, subscriptions, purchases, paychecks, and deposits before they happen. AVOID OVERDRAFTS Spot potential shortfalls before they become overdrafts. Horizon gives you time to adjust your spending, move money, or plan around upcoming expenses. KNOW YOUR TRUE BALANCE Track transactions as they happen and mark payments as cleared when they appear at your bank. See the difference between what your bank reports and what you actually have available after accounting for transactions still in progress. Horizon combines the clarity of a traditional checkbook register with something a checkbook can’t give you: a clear view of what comes next. Know what you have. See what’s ahead. Stay ahead of overdrafts.