Finja vs iBPS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finja
A comprehensive digital wallet and financial solution for individuals, merchants, and small businesses. It facilitates payments, offers credit lines, and provides tools for managing employee work chores and HR tasks.
- Apply for FINJA Card with credit line
- Receive salaries and apply for instant loans
- Make payments and QR code transactions
- Pay utility bills and recharge networks
- Manage employee leaves, attendance, and expenses
- Secure login with PIN and biometrics
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Apply for FINJA Card backed with Credit Line Finja App is a one stop financial solution for individuals, merchants and small businesses that addresses everyday payment and credit needs. Finja is an authorised electronic money institution regulated by the State Bank of Pakistan. Finja App makes it incredibly easy for employees of businesses to receive salaries in their Finja account and Apply for instant loans from Finja partner institutions Make payments to friends and family anytime, anywhere Add money to your wallet by simply submitting a request for Cash-In at doorstep You can add money by visiting nearby agents or any Internet Banking facility Pay your Utility bills and Recharge your network within few clicks Save your recipients in Quick Pay for performing future transactions in less clicks Make QR payments with the built in QR scanner Shop online from hundreds of merchants Remotely manage work chores like: An employee can apply for leaves An employee can extract salary slips An employee can view their attendance An HR/Line Manager can approve leaves An HR/Line Manager can view employee’s attendance An HR can approve expenses An HR can process salaries Set a secure Login PIN or simply add bio metric authentication Keep a record of your account’s activity in the Activity Feed Real-time notifications whenever you send or receive funds Download now and sign up using your mobile phone number and CNIC! What’s new? Bio metric Login Wallet to Wallet transfer Bank Transfer QR Payments Recharge Network Pay Utility Bills
iBPS
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iBPS Mobile suite extends its entire range of BPM capabilities on mobile platform, enabling seamless collaboration between the system and the process stakeholders. It provides business users with anytime anywhere access to critical processes and workflows on mobile devices, improving their responsiveness and performance. iBPS Mobile suite is not just a mobile application catering to a specific business function. It mobilizes your entire process framework and empowers you to view, prioritize, manage, perform and monitor critical tasks by communicating on a real-time basis with the central processing system. * View and complete tasks right from your iOS device * Launch New Processes Instances Remotely * Attach Documents This application requires the end user to connect to a Live iBPS Server.
Screenshots
Verdict
The clearest difference is ads: Finja at none against iBPS's shown. Finja also leads on update cadence (every 3 weeks vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Finja ships an update every 3 weeks, iBPS every 2 months. The most recent releases landed on August 12, 2026 and September 22, 2026 respectively.
| Parameter | Finja | iBPS |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 58 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | OPay Digital Services Pte.Ltd. | United Bank For Africa Plc |
In-app purchases
Finja
No in-app purchases
iBPS
No in-app purchases









