Finja vs Easy Khaata
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finja
A comprehensive digital wallet and financial solution for individuals, merchants, and small businesses. It facilitates payments, offers credit lines, and provides tools for managing employee work chores and HR tasks.
- Apply for FINJA Card with credit line
- Receive salaries and apply for instant loans
- Make payments and QR code transactions
- Pay utility bills and recharge networks
- Manage employee leaves, attendance, and expenses
- Secure login with PIN and biometrics
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Apply for FINJA Card backed with Credit Line Finja App is a one stop financial solution for individuals, merchants and small businesses that addresses everyday payment and credit needs. Finja is an authorised electronic money institution regulated by the State Bank of Pakistan. Finja App makes it incredibly easy for employees of businesses to receive salaries in their Finja account and Apply for instant loans from Finja partner institutions Make payments to friends and family anytime, anywhere Add money to your wallet by simply submitting a request for Cash-In at doorstep You can add money by visiting nearby agents or any Internet Banking facility Pay your Utility bills and Recharge your network within few clicks Save your recipients in Quick Pay for performing future transactions in less clicks Make QR payments with the built in QR scanner Shop online from hundreds of merchants Remotely manage work chores like: An employee can apply for leaves An employee can extract salary slips An employee can view their attendance An HR/Line Manager can approve leaves An HR/Line Manager can view employee’s attendance An HR can approve expenses An HR can process salaries Set a secure Login PIN or simply add bio metric authentication Keep a record of your account’s activity in the Activity Feed Real-time notifications whenever you send or receive funds Download now and sign up using your mobile phone number and CNIC! What’s new? Bio metric Login Wallet to Wallet transfer Bank Transfer QR Payments Recharge Network Pay Utility Bills
Easy Khaata
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Easy Khata is your private, all‑in‑one business manager. Add equipment, log sales and expenses, track investors and ownership, and see cash flow, payables, and receivables at a glance. The dashboard highlights daily profit and key metrics so you can make decisions quickly. Need to share? Export clean, professional PDF reports with summaries and disclaimers in one tap. Privacy is built in. Your data never leaves your device — no servers, no tracking. Protect access with Face ID/Touch ID and manage your account securely with strong password requirements. Powerful admin tools let you reset app data when needed and keep everything under control. Key features • Inventory to income: Add equipment, sell with one tap, track profit automatically • Clear finances: Revenue, expenses, net profit, cash, payables, receivables • Investor management: Ownership percentages, history updates, current value • Professional exports: Generate shareable PDF financial reports instantly • Daily insights: See today’s profit and recent transactions at a glance • Strong privacy: Local-only storage, no data collection, no cloud accounts • Secure access: Face ID/Touch ID support and robust password rules • Admin tools: Reset business data safely when needed
Screenshots
Verdict
The clearest difference is price: Finja at Free against Easy Khaata's $1.99. Finja also leads on iOS requirement (13.0 vs 16.6). Easy Khaata's advantage is update cadence (weekly vs every 3 weeks). On ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Finja is free to download; Easy Khaata costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Finja ships an update every 3 weeks, Easy Khaata weekly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | Finja | Easy Khaata |
|---|---|---|
| Price | Free — better | $1.99 |
| Rating | 2.3 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 58 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | OPay Digital Services Pte.Ltd. | muhammad adeel |
In-app purchases
Finja
No in-app purchases
Easy Khaata
No in-app purchases









