52 Week Challenge vs Lucra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
52 Week Challenge
This app helps you achieve financial goals through a structured savings plan. It offers a gradual progression system, allowing you to save a significant amount over a year with customizable weekly contributions and smart tracking tools.
- 52 Weeks or Monthly Challenge
- Customizable Financial Goals
- Smart Financial Tracking
- Personalized Notifications
- Gradual Contribution System
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Make saving for what matters simple. 52 Week Challenge turns a financial goal into a plan you can follow. Choose a target, pick the classic 52-week challenge or a monthly plan, and record each contribution as you go. PLAN YOUR WAY • Use the 52-week challenge to build momentum one week at a time • Create a monthly plan for a fixed saving amount • Set your target amount and start date • Choose an image that keeps your goal visible TRACK REAL PROGRESS • Mark contributions as saved • See your current balance, target, and completion percentage • Compare planned and actual savings • Explore monthly and accumulated savings charts • Switch between list and grid views for your goals STAY CONSISTENT • Schedule reminders for upcoming contributions • Review the full plan before creating a goal • Track multiple goals for trips, an emergency fund, a car, a home, or anything else Your money stays in your own account. The app helps you plan and track your progress; it never moves funds or requires a bank connection. Start small, stay consistent, and turn a goal into something you can measure. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Lucra
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Track subscriptions, bills, and all your recurring money in one place. Lucra is the all-in-one subscription tracker and bill organizer that shows your financial life in real time — second by second — without ever asking for your bank password. Why Lucra Most finance apps demand your bank login. Other subscription trackers are iOS-only or charge their own monthly subscription. Lucra stores everything locally on your device, and the Pro upgrade is a one-time purchase — not another recurring bill. Subscription & Bill Tracking Track every subscription: streaming, apps, gym, SaaS, anything recurring. Organize bills: rent, mortgage, utilities, insurance, phone. Get renewal reminders before free trials end and bills renew. See annual spending totals so you know exactly what subscriptions cost. Identify unused subscriptions immediately with built-in cancellation guides for popular services. Real-Time Money Tracking Ever wonder how much you earn per second? Lucra calculates it live: per-second, per-minute, per-hour income and expense rates. Watch your subscriptions and bills accumulate in real time. See exactly how much you have earned or spent until now today. Complete Financial Dashboard Track income from salary, freelance, side hustles, and investments. Monitor daily spending, shopping, dining, and transportation. Set savings goals with real-time projections. View monthly and yearly net summaries with income vs expense breakdown in visual charts. Privacy by Design No bank account linking ever. All data stored locally on your device. No personal data collection or third-party analytics. Works offline. Six Languages English, Spanish, German, French, Italian, Portuguese. Lucra Pro: One-Time Purchase Free: up to 5 balances with all core features. Pro: unlimited balances — one payment, forever. No subscription to track subscriptions.
Screenshots
Verdict
The clearest difference is update cadence: Lucra at every 2 weeks against 52 Week Challenge's every 5 months. Lucra also leads on iOS requirement (15.0 vs 17.6). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 52 Week Challenge sells 3 in-app purchases, starting at $0.99 per month and Lucra sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
52 Week Challenge ships an update every 5 months, Lucra every 2 weeks. The most recent releases landed on October 16, 2026 and October 3, 2026 respectively.
| Parameter | 52 Week Challenge | Lucra |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (71 ratings) — better | — |
| Positive reviews | 83.3% of reviews | — |
| Number of ratings | 71 — better | — |
| Update frequency | Every 5 months | Every 2 weeks — better |
| Ads | Yes | — |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone — better | — |
| Requires iOS | 17.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 57 MB | 27 MB |
| Age rating | +4 | 4+ |
| Developer | Raffael Patrício de Souza | Daniel Rodriguez Ramirez |
In-app purchases
52 Week Challenge
- Monthly PRO$0.991 Month
- Annual PRO$7.991 Year
- Lifetime PRO$19.99
Lucra
- PRO$5.99
Questions
Is 52 Week Challenge free?
Is Lucra free?
Which is updated more often, 52 Week Challenge or Lucra?
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