UTB Secure Chat Hub vs Simplified.ID
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UTB Secure Chat Hub
Securely communicate with United Trust Bank. Upload files, e-sign documents, and perform facial recognition checks. Introducers can register, refer cases, and submit documentation.
- Secure communication
- File uploads
- E-signature
- Facial recognition ID scan
- Case referral
- Document submission
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The UTB Secure Chat Hub is your safe and simple gateway for communicating with United Trust Bank. Customers can easily upload files, e-sign documentation and scan ID for facial recognition checks and Introducers can register, refer cases and forward documentation securely.
Simplified.ID
This tool helps businesses verify customer identities to prevent fraud. If a company requested you download it, you can securely submit documents and confirm your identity.
- Secure identity capture
- Document verification
- Fraud prevention
- Identity theft prevention
- User verification
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Simplified.ID is a secure identity capture and verification tool used by businesses to help prevent fraud and identity theft. If you've been asked to download Simplified.ID by a company you have engaged with, you will be able to securely capture the required documents, as well as verify that you are the same person shown in those documents. Simplified.ID is a trading name of Professional Office Limited, registered office 45 Market Street, Hoylake, Wirral Registered in England and Wales Registration number 06672314 - VAT Number GB 185 3325 02
Screenshots
Verdict
The clearest difference is review sentiment: UTB Secure Chat Hub at 100% against Simplified.ID's 63%. Simplified.ID's advantage is device support (3 vs 1) and iOS requirement (12.2 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UTB Secure Chat Hub ships an update every 2 months, Simplified.ID monthly. Both last shipped on October 5, 2026.
| Parameter | UTB Secure Chat Hub | Simplified.ID |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 62.5% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 12.2 — better |
| Further details — not scored | ||
| Size | 50 MB | 219 MB |
| Age rating | 4+ | 4+ |
| Developer | United Trust Bank Ltd | Simplified.ID Ltd |
Customer experience
UTB Secure Chat Hub
Simplified.ID
In-app purchases
UTB Secure Chat Hub
No in-app purchases
Simplified.ID
No in-app purchases



