PHP Reimbursement Account vs IOU

Save time and hassles while making the most of your FSA, HRA, and DCAP reimbursement accounts by quickly checking your balances and details. Our secure app makes managing your accounts easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure · Simply login to the intuitive app using the username and password retrieved from your reimbursement account at phpni.com Connects You with the Details · Quickly check available balances 24/7 · Access account details · View charts summarizing account(s) · Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) · View claims requiring receipts · Ability to manually submit medical FSA and dependent claims when necessary · Take a picture of a receipt and submit for a new or existing claim · Using Dashboard, enter medical expense information and supporting documentation to store for later use in paying claims via your health benefits website Powered by WEX Health®

IOU is the easiest way to scan receipts, itemize every purchase, and split group expenses accurately. Split what everyone actually ordered—no spreadsheets, no mental math, no awkward follow-ups. SCAN RECEIPTS. ASSIGN ITEMS. DONE. Take a photo of any receipt and IOU will automatically extract items, prices, and totals. Then tap through and assign each item to the right person. Perfect for dinners, trips, and shared purchases where everyone orders something different. ACCURATE SPLITS, EVEN INTERNATIONALLY Split expenses using items, equal splits, percentages, or exact amounts. IOU supports foreign currencies with real-world exchange accuracy using actual credit card charge rates. Region-aware calculations ensure tax and tip are handled correctly wherever you are. BUILT FOR GROUP EXPENSES Create groups for trips, dinners, roommates, and more. Customize groups with photos or curated artwork. Track all expenses in one place and view group insights and spending breakdowns. Settle up easily with Venmo & CashApp. POWERFUL RECEIPT FEATURES * Scan and automatically itemize receipts * Works with foreign receipts and translations * Assign items to individuals one by one * Upload and store receipts within groups * Share a clean breakdown with your group FLEXIBLE AND ORGANIZED * Import existing expenses from other apps * Export your data as CSV or PDF * Adjust settings based on your region * Customize the app with your preferred accent color WHY IOU MOST APPS SPLIT TOTALS. IOU SPLITS WHAT ACTUALLY HAPPENED. No more overpaying. No more chasing people. Just accurate, transparent group expenses. Terms of condition: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/