Comparison

Genius by InterCapital vs Trosko

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Genius by InterCapital

This app offers a simple and flexible way to invest long-term in global and regional ETFs. It provides diversified ETF portfolios, options for smart cash management, and ETF savings plans. Ideal for both beginners and experienced investors.

Highlights
  • Diversified ETF portfolios
  • ETF savings plans
  • Smart cash management
  • Investment in gold via ETF
  • User-tailored risk tolerance
  • Low minimum investment
Features
Read full description

Genius je jedinstvena hrvatska aplikacija za dugoročno, pasivno ulaganje u najbolje svjetske i regionalne ETF-ove. Prvi u Hrvatsku donosi ETF štedne planove i opciju pametnijeg korištenja novca koji možda samo stoji na računu. Bilo da ste početnik ili profesionalac, ulaganje kroz Genius je jednostavno, povoljno i fleksibilno. Bez ulazni i izlaznih naknada. DIVERZIFICIRANI ETF PORTFELJ Naša TOP usluga kao temelj vaše investicije. Moćni Genius algoritam za vas kreira i održava profesionalni ETF portfelj. • Vrhunski svjetski ETF-ovi • Tolerancija rizika specifično prilagođena korisniku • Redoviti rebalans i optimizacija • Početna uplata: 50 EUR • Naknada se smanjuje svake iduće godine ulaganja do max. 4 godine POSPREMITE CASH BEZ OROČENJA Pametnije korištenje novca koji na računu gubi vrijednost zbog inflacije. • Bez oročenja, idealno za kratkoročno ulaganje • Minimalni rizik • Prinos bolji od bankovne štednje • Novac dostupan za isplatu - BEZ NAKNADE • Početna uplata: 50 EUR ETF ŠTEDNI PLAN - REVOLUCIJA NA HR TRŽIŠTU Svjetski ulagački hit - jednostavno, jeftino, fleksibilno. Samostalni odabir jednog ili bilo koje kombinacije ETF-ova poput: • S&P 500, NASDAQ, All World • TOP regionalni ETF-ovi InterCapitala • Alternativna imovina • Zlato • Odličan dodatak temeljnom ETF portfelju • Naknada - od 1 EUR po portfelju mjesečno • Početna uplata: 50 EUR ULAGANJE U ZLATO Bez skupih pločica, sefova za čuvanje ili izazova kod prodaje. • Ulažite u zlato kroz ETF, jednim klikom • Uplatite ili isplatite novac kad god želite • Početna uplata: 50 EUR Ne treba vam diploma iz ulaganja niti veliki iznosi. Sve što vam treba za krenuti ulagati je - krenuti! Genius je idealan i za početnike i za iskusne profesionalce. Ulažite pametno, jednostavno i dugoročno - uz male mjesečne uplate. Iskoristite vrijeme i držite se svojeg plana, to je tajna uspješnog ulaganja.

About

Trosko

Features
Read full description

Troško is a simple expense tracker. It gives you the ability to add expenses into various categories. Expenses are displayed using a minimalistic design which gives you all info at a glance. You can filter data by month and keep everything organized. Expenses Shows a list of your expenses. You can change the month, which will filter the values. You can filter by category, which will let you see data more clearly. New expense Add new expense here. You need to choose a category, expense name and amount spent. There's a possibility to write a more detailed note or change the time of the expense. Expense can also be edited or deleted if necessary. New category Add new category here. You need to choose a color, category name and icon. Category can also be edited or deleted if necessary.

Screenshots

Genius by InterCapital4 screens
Trosko4 screens

Verdict

The call

Genius by InterCapital and Trosko are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Genius by InterCapital ships an update every 4 weeks, Trosko every 2 weeks. The most recent releases landed on October 24, 2026 and October 3, 2026 respectively.

ScorecardNo meaningful differences
Genius by InterCapital versus Trosko: the parameters behind the verdict, then further details
ParameterGenius by InterCapitalTrosko
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 4 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size144 MB42 MB
Age rating4+4+
DeveloperInterCapital Asset ManagementJosip Kilic

In-app purchases

None

Genius by InterCapital

No in-app purchases

None

Trosko

No in-app purchases

Questions

Is Genius by InterCapital free?
Genius by InterCapital is free to download, with no in-app purchases.
Is Trosko free?
Trosko is free to download, with no in-app purchases.
Do Genius by InterCapital or Trosko have ads?
Neither Genius by InterCapital nor Trosko shows ads.
Which is updated more often, Genius by InterCapital or Trosko?
Genius by InterCapital ships an update every 4 weeks, and Trosko every 2 weeks. Most recently, Genius by InterCapital was updated on October 24, 2026 and Trosko on October 3, 2026.

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