Comparison

Cashplan vs AlmostZero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashplan

This app helps you create budgets and monitor your spending. Set up categories with planned amounts and easily track your progress with visual indicators. It offers features for multiple budgets, currency support, and data export.

Highlights
  • Multiple budgets
  • Visual progress bars
  • Customizable periods
  • Spending pattern charts
  • Location mapping
  • Cross-device sync
  • Multi-currency support
  • CSV data export
Read full description

Plan your budget and track your spending.  Set up categories with planned amounts, then tap them when you spend money to see how you're doing against your plan. How it works Create a plan – Set up income and expense categories with planned amounts for monthly, bi-weekly, or custom periods Track spending – Tap categories when you spend or receive money See progress – Visual progress bars show spent vs. planned amounts What you get Features: • Multiple budgets for different goals or time periods • Progress bars show spent vs. planned amounts • Plan by month, bi-weekly, or custom periods • Bar charts show daily spending patterns • Pie charts break down spending by category • Location mapping shows where you spend money • Sync across devices • Multiple currencies with exchange rates • Export transaction data as CSV Premium: • Account registration for device sync • Unlimited plans and categories • Data export features Privacy Policy: http://apptakk.com/cashplan_privacy.html Terms of Use: http://apptakk.com/cashplan_terms.html

About

AlmostZero

Manage all your debts, track spending, and set savings goals. Visualize your financial progress with clear charts and utilize proven repayment strategies to become debt-free faster. Gain a comprehensive view of your finances by linking debts to assets and access helpful financial education.

Highlights
  • Debt & Loan Management
  • Expense Tracking
  • Savings Goals
  • Link to Assets
  • Repayment Strategies (Snowball/Avalanche)
  • Financial Education
  • Multiple Currencies
Features
Read full description

AlmostZero is a personal finance app that helps you manage debt, track spending, and reach your savings goals. Credit cards, student loans, mortgages, auto loans — bring all your debts together in one app and get a clear picture of your financial situation. Struggling to plan repayments, spending more than you'd like, or finding it hard to save consistently? AlmostZero is designed to help you organize your money and stay on track without the stress. With visual progress indicators and practical repayment strategies, you can see exactly where you stand and how to move forward. 【Key Features】 ▸ Debt & Loan Management Track credit cards, personal loans, mortgages, auto loans, and student loans all in one place. The app automatically calculates accrued interest, remaining term, and estimated payoff date, so you can see the status of every debt at a glance. Repayment frequency is fully customizable — weekly, biweekly, monthly, quarterly, and more, matched to your income cycle. Clear progress charts show you how far you've come and help you stay motivated. Two proven repayment strategies are supported: the snowball method (pay off the smallest debts first) and the avalanche method (pay off the highest-interest debts first). Choose the strategy that fits your situation best. ▸ Expense Tracking Log your daily expenses and they're automatically organized by category. View spending by merchant or category to understand exactly where your money is going. Analyze spending trends by day, week, month, or year to identify your habits. Set a budget and receive a notification when you're approaching your limit. ▸ Savings Goals Create multiple savings goals with individual target amounts and deadlines. The app automatically calculates the savings pace you need and displays your progress clearly. A progress bar helps you stay on track. ▸ Link to Assets Connect your debts to assets like property or vehicles. By viewing debts and assets together, you get a more complete picture of your overall financial position. ▸ Tag Organization Use custom tags to organize your debts and expenses flexibly. View totals and statistics by tag to analyze your finances from different angles. ▸ Multiple Currencies All major world currencies are supported. Switch your display currency with a single tap — convenient for use abroad or managing finances across multiple currencies. ▸ Financial Education Access clear, approachable content covering debt management, savings tips, investing basics, and other financial topics. Build your financial knowledge right inside the app. ▸ Financial Calculator Simulate different repayment and savings plans with the built-in calculator to make more informed financial decisions. 【Privacy & Security】 Protecting your financial data is our top priority. AlmostZero supports biometric lock with Face ID and Touch ID. All data is stored on your device and synced securely through iCloud. No account creation or bank linking required. Your data is never collected or shared with third parties. 【Data Management】 iCloud sync automatically shares your data between your iPhone and iPad. Import and export in JSON format makes backup and data transfer simple. 【What Sets AlmostZero Apart】 • Built for debt reduction — packed with features to help you pay off what you owe • Simple and intuitive — powerful yet easy to use • Strong privacy — your data stays on your device and in iCloud only • Regular updates — new features and improvements added continuously Start today with AlmostZero and bring more clarity to your finances. Reduce your debt step by step and work toward your savings goals.

Screenshots

Cashplan4 screens
AlmostZero4 screens

Verdict

The call

The clearest difference is review sentiment: AlmostZero at 86% against Cashplan's 0%. AlmostZero also leads on rating (4.8 vs 3.0) and ratings volume (75 vs 2). Cashplan's advantage is iOS requirement (15.6 vs 26.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashplan sells 2 in-app purchases, starting at $3.99 per month and AlmostZero sells 13 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

AlmostZero holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: AlmostZero has 75 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Cashplan's written reviews are positive against 86% of AlmostZero's.

UpkeepUpdate frequency

Cashplan ships an update every 8 days, AlmostZero every 2 weeks. The most recent releases landed on June 1, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 6 level
Cashplan versus AlmostZero: the parameters behind the verdict, then further details
ParameterCashplanAlmostZero
PriceFreeFree
Rating3.0 (2 ratings)4.8 (75 ratings) — better
Positive reviews0.0% of reviews85.7% of reviews — better
Number of ratings275 — better
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better26.2
Further details — not scored
Size78 MB224 MB
Age rating4+4+
DeveloperErlend MadsenLife Utility Apps, LLC

Customer experience

Cashplan

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

AlmostZero

All ratings75 ratings
Positive96.0%
Neutral1.3%
Negative2.7%
Written reviews21 reviews
Positive85.7%
Neutral4.8%
Negative9.5%

In-app purchases

2 purchases

Cashplan

Subscriptions2
  • Premium Account$3.991 Month
  • Premium Account (Yearly)$29.991 Year
13 purchases

AlmostZero

Subscriptions3
  • Monthly Pro$0.991 Month
  • AlmostZero Pro Monthly$4.991 Month
  • AlmostZero Pro Yearly$29.991 Year
One-time10
  • Tip$0.99
  • Tip$2.99
  • Tip$3.99
Show 7 more
  • Tip$5.99
  • Tip$7.99
  • Tip$12.99
  • Lifetime Pro$14.99
  • Tip$14.99
  • Steak Dinner sized Tip$19.99
  • Lifetime AlmostZero Pro$49.99

Questions

Is Cashplan free?
Cashplan is free to download, with in-app purchases available.
Is AlmostZero free?
AlmostZero is free to download, with in-app purchases available.
Which has better reviews, Cashplan or AlmostZero?
AlmostZero is rated higher. Cashplan averages 3.0 out of 5 from 2 ratings, while AlmostZero averages 4.8 from 75 ratings.
Do Cashplan or AlmostZero have ads?
Neither Cashplan nor AlmostZero shows ads.
Which is updated more often, Cashplan or AlmostZero?
Cashplan ships an update every 8 days, and AlmostZero every 2 weeks. Most recently, Cashplan was updated on June 1, 2026 and AlmostZero on September 27, 2026.

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