AlmostZero User Reviews

Top reviews

I think it is scam

Cuz i already paid and the app is not allowing me to add cards or debts, besides it’s lagging

Response from developer

We’re very sorry you’re experiencing this. Can you please connect with us by submitting a bug report from the Contact screen in Settings, and we’ll investigate and get this fixed for you. After unlocking the paid features, you should be able to add cards and debts without restrictions. Thank you for bringing it to our attention.

Good, could be better

This is almost perfect! The main thing missing is a widget to add to my Home Screen. I am very visual and would love to be able to see my progress from there. Also how about add a tile for those who are paying towards a medical expense such as elective (plastic) surgery.

Response from developer

Thank you so much for using AlmostZero! We’re really happy to hear the app has been helpful for you. Widgets are something we plan to work on, and we’re hoping to include them in our next release — stay tuned! 😊

Great budgeting app

The design is cool with the logos, the interface is easy to use, and the Learn tab is incredibly helpful for improving financial habits. The fact that it offers a low-cost Pro feature lifetime fee instead of a subscription is a game-changer! Highly recommend for anyone looking to take control of their finances without a high monthly cost!
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Endgame App

You owe it to yourself to use this app and support this developer.

And apparently you owe others too so better get to downloading.

First Home Buyers Must Have

Thinking on buying a place or simply get financially organized ? This app is a must have. Easy to use and more importantly sets you up for your next financial goal.

Good debt-tracking app

This is a very good app! I am able to track my debts and savings all in one, easy-to-use app. I would highly recommend it to people looking for a free solution for debt and savings tracking.

Response from developer

Thank you for the awesome review! We’re so glad to hear you’re finding DownPay helpful for managing your debts and savings. Your recommendation means a lot to us! Best regards, The DownPay Team

A+ app for tracking debt and savings planning.

I’ve been looking for an app like this for years, something pretty advanced but is easy to use, feature packed with a beautiful user interface and experience. This has it all for me. A+ support from the developer as well, and really looking forward to seeing whatever else this developer makes in the future. Great pricing as well for an app like this. Highly recommend.
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Response from developer

Thank you so much for your amazing review! We're thrilled to hear DownPay has been helpful for you and that you love the design and features. Your support means a lot, and we’re excited to bring you more updates in the future! Best regards, The DownPay Team

Great, but some suggestions!

First off, I love the app and appreciate it’s existence, lol. It’s simple, to the point. I like manually updating it bc it forces me to pay attention to my finances and debt.

I do have some suggestions, though!

First, and this is HUGE to me and would make this my only budgeting app, is that there should be an overall progress. I like that we can see our progress for each individual debt, but there isn’t an option to see your overall payoff or a timeline with your past balance. Maybe having the option to click on your “total owed”, then it takes you to another page where you can see your total payoff, all payment history and charge history in one place.

Second, it would be nice to be able to adjust the order of your savings. I have a few things in there that are miscellaneous, not high priority and don’t have “save by” dates. Since I made those first, those show up at the top of my savings list and I have to scroll down to see the important savings. having the options to sort by amount saved, due date, alphabetical, etc would be useful.
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Response from developer

New Response: Thank you so much for your valuable feedback and for the updated review! I’m thrilled to share that we’re currently working on the debt timeline feature you suggested, and we’d love to get your input as we develop it. Please submit this suggestion through the app via Settings -> Email Support -> Request Feature and then we can share a work-in-progress video with you which will allow us to further refine this feature with your feedback. Also, your idea to sort savings lists is fantastic! We’re adding it to our feature roadmap. Thanks again for helping make DownPay even better. Your input is incredibly appreciated! Best regards, The DownPay Team Original Response: Thank you for your positive feedback! Your suggestion for a debt timeline section is fantastic—it will be a wonderful addition to help visualize progress over time. We've recently implemented multiple savings goal types based on a user suggestion, and we have a few more feature requests in queue. But rest assured, we find your idea excellent and will definitely add this to our future plans. Your request and feedback will help us make DownPay better for everyone. Thanks again for using our app and for leaving a review!

great app!

this app is so helpful, i'm not an organized person but this is pretty easy to use and i love the little icons of the trip destinations that i'm saving up for!!!

Response from developer

Thank you so much for your kind words! We’re thrilled to hear that DownPay is helping you stay organized and making saving for your trips a bit more fun with those icons. Happy saving!

When u pay every thing stays the same

Paid for pro still couldn’t adjust payment frequency so no good for me I even deleted and re made my debts still wouldn’t let me

Response from developer

We’re sorry for the confusion and inconvenience you've experienced. We reached out to you after you emailed us and we haven’t heard back yet, it seems there was a misunderstanding regarding the payment frequency feature. Currently, the ability to adjust payment frequencies for credit cards and student loans is limited to monthly payments only and is why the lock symbol appears. This limitation isn't linked to the Pro version but is due to the specific nature of these debt types. We are aware of this limitation and as a result of your initial support email we plan to enhance this feature in future updates. Please respond to your support request or contact us again, and we'd be happy to assist further and discuss how we can make DownPay better for you.

Love it!

Will provide more feedback as I continue using the app. I love it, it’s robust and super intuitive.

One suggestion! Can you make a timeline section where we can see where we started vs now? Like a graph that shows you far you’ve come in bringing debts down. Would be cool to be able to filter this section by the type of debt as well, ie seeing only your credit card debt and how it’s changed.
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Response from developer

Thank you for your positive feedback! Your suggestion for a debt timeline section is fantastic—it will be a wonderful addition to help visualize progress over time. We've recently implemented multiple savings goal types based on a user suggestion, and we have a few more feature requests in queue. But rest assured, we find your idea excellent and will definitely add this to our future plans. Your request and feedback will help us make DownPay better for everyone. Thanks again for using our app and for leaving a review!

Nice app 👍🏻

Can you please add the French Car Manufacturers like Renault, Peugeot and Citroën ?

Simple yet Effective

Everything I need in a budget app. Simple, easy to customize, and doesn’t track my banking and credit file like these other data mining apps do. It’s the perfect addition to my excel spreadsheet to better visualize the numbers.

Response from developer

Thank you so much for your review! We're glad DownPay meets your budgeting needs. We recently expanded our Savings feature to support various goals and will continue enhancing the app. More feature updates are coming soon, and thanks for trying DownPay!

Love It!

I found this app through Reddit and I love it! Great way to track your debts and pay off plan

Response from developer

Thank you for your review and for finding us through Reddit! After we shared on Reddit we've since made several feature upgrades to enhance the App, and we have many more exciting features planned for the near future. Thanks for your support!

Highly Recommended

This app is great for tracking my progress toward paying off my student loans. The interface looks great! I love all the customizable icons! Once I get out of debt I’m going to use it to track my progress towards saving for a house!

Response from developer

Thanks so much for your review! We’re so happy to hear that you like the interface and the customizable options. Our goal is to make the App easy, detailed, and fun to use. We hope the house savings tracker helps you, and we’re here to support your savings journey every step of the way!

Helpful Too

I like setting goals and this app is a big help!

Very easy App to use

Well thought out and easy to navigate. Perfect for managing finances.

Well Polished Finance App!

I’ve downloaded and used numerous finance apps over the years. I have to say that I was amazed at the level of detail, conveniences and well thought out design that went into making this app. I have been gearing up to pay down some of my debt and it’s like the developer knew exactly what I was looking for as far as features to help me do so.
Highly recommend getting the Pro version. The price is a steal for the amount of features you get.
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Response from developer

Thank you so much for your review! We’re thrilled to hear that DownPay has met your financial management needs. Our team is passionate about creating a tool that not only simplifies debt management but also provides meaningful features to help users like you achieve their financial goals. We appreciate your recommendation and are glad you find the Pro version valuable. Please feel free to reach out if you have any suggestions or need support.

Game Changer!

With its advanced Debt Manager, you can effortlessly take control of your finances, from tackling credit cards to planning mortgage repayments. Say hello to financial empowerment with DownPay!

Finances organized

Really enjoy this app. It allows me to stay organized and see how far I am from accomplishing my goals in terms of paying debt or saving money. Being able to see it visually helps me adapt how I manage my money. Very useful!

Response from developer

Thank you for your positive feedback! We’re so glad to hear that DownPay helps you stay organized and track your financial goals. If you have any new feature ideas or need assistance, please don’t hesitate to reach out. We want to continue making improvements to the app to help users like you achieve financial success!