Best apps like AlmostZero - Debt Tracking App

10+ similar apps compared and reviewed

4.2 avg rating
10 free apps
Updated July 2026

Looking for something like AlmostZero? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to AlmostZero

Debts Monitor#1

Debts Monitor by 倩 赵

Payment Track, Snowball Method
Editor's Choice
💰 Finance
3.6(50 ratings)
FreeAds
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Organize and track all your debts in one place. This app uses the popular Snowball method to help you manage and pay off your debts efficiently. Visualize your progress, see payoff dates, and receive payment reminders to reduce financial stress.

Debts Break#2

Debts Break by LINKLINKS LTD

Payoff Plan & Snowball Method
Strong Contender
💰 Finance
4.1😐(96 ratings)
FreeAdsIn-App Purchases
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This app helps you become debt-free using popular payoff strategies like the Snowball method. It offers visual tracking, detailed reports, and multiple payoff plans to manage your debts effectively and save on interest.

What We Love

  • 👍 User-friendly interface and easy to navigate
  • 📊 Clear visual charts and graphs for debt tracking
  • 💰 Effective debt snowball method for motivation
  • 🎯 Simple and straightforward debt management

Room to Improve

  • 🐛 Frequent app crashes and freezing issues
  • ❌ Decimal point removal in interest rates (major bug)
  • ⚠️ Inaccurate calculations after updates

More apps like AlmostZero

4
Debt Payoff Planner - Monnelia
Debt Payoff Planner - Monnelia
Debt Payoff Planner - Monnelia
Avalanche, Snowball Calculator
Free

This app helps you conquer debt with personalized repayment plans. Compare strategies like snowball and avalanche, and get insights into your financial progress. Achieve financial freedom faster by saving time and money on interest.

Personalized debt repayment plansCompare snowball, avalanche, and tsunami strategiesCustomizable payment adjustments
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(11)
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5
Debt Fix
Debt Fix
Debt Fix
Plan To Payoff Your Debt
Free

Easily track your debts and create a personalized payoff plan. Get a clear financial breakdown, analyze your progress with a report page, and utilize an amortized schedule to see all your payments. Start your journey to financial freedom.

Debt trackingFinancial breakdownPayoff plan development
💰 Finance
(11)
free with in-app purchases
6
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Snowball Calculator & Tracker
Free

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Personalized debt repayment plansSnowball and Avalanche payoff methodsTrack multiple loans and credit cards
💰 Finance
(35)
freemium
7
PayAway: Debt Payoff Planner
PayAway: Debt Payoff Planner
PayAway: Debt Payoff Planner
Debt Tracker & Credit Booster
Free

This app helps you pay off debt faster and improve your credit score simultaneously. It offers personalized payoff plans, tracks all your debts, and uses a unique method to boost credit utilization while you eliminate balances.

All-in-one debt trackerPersonalized payoff plans (Snowball, Avalanche, Custom)Smart debt payoff calculator
💰 Finance
(11)
freemium
8
Money Planner: RainyDay
Money Planner: RainyDay
Money Planner: RainyDay
Income and Expense Tracker
Free

This app helps you manage your money and finances by tracking expenses and planning budgets. It automatically imports transactions from your bank and allows for custom categorization and detailed insights into your spending habits.

Automatic transaction importCustomizable expense categoriesReimbursement tracking
💰 Finance
(30)
freemium
9
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
💰 Finance
(2.3K)
free with in-app purchases
10
Debt Tracker Master
Debt Tracker Master
Debt Tracker Master
Manage your debt efficiently
Free

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

Debt recording and organizationRepayment progress trackingPayment planning outlook
💰 Finance
(3)
free with in-app purchases