Comparison

Memo Bank Authenticator vs Nef Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Memo Bank Authenticator

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

Highlights
  • Account verification
  • Transaction authorization
  • Login approval
  • Password change approval
  • Wire transfer approval
  • Beneficiary addition approval
  • Touch ID/Face ID security
Features
Read full description

Pairing a mobile device with your Memo Bank account makes verifying your identity and approving sensitive financial operations simple and secure. You will not be able to access your online account without downloading the app. Important: this application is designed solely for the purpose of securing your account and associated transactions. If you would like to check your balance using a mobile device, simply access our mobile-responsive site https://client.memo.bank from your device’s browser. To pair your iPhone or iPad with your Memo Bank account, download the app and scan the QR code that appears on your computer screen when you connect to your account. Once the app has been installed and linked to your Memo Bank account, that’s it. There is nothing else to do on your part. You will automatically receive a notification each time you need to authorize any of the following: - Logging into your Memo Bank account; - Changing of your password; - Inviting a new user; - Sending a wire transfer; - Adding a beneficiary; - Adding a direct debit mandate. To reinforce your iPhone or iPad’s security, you can add Touch ID or Face ID authentication.

About

Nef Pro

Features
Read full description

Grâce à l'application Nef Pro, gérez vos comptes professionnels simplement 24h/24 et 7j/7, où que vous soyez. Ouvrez l'application et découvrez votre tableau de bord : • En un coup d'oeil visionnez votre solde prévisionnel, la liste de vos dernières recettes et de vos dernières dépenses. Consultez votre synthèse : • L'intégralité de vos opérations est disponible, plus besoin de télécharger vos relevés pour trouver une transaction. • Associez facilement vos notes de frais ou factures à vos opérations Virements : • Réalisez tous vos virements depuis l'application mobile Nef Pro • Ajoutez facilement vos bénéficiaires et suivez en temps réel toutes vos opérations. Sécurisez vos opérations : • Validez toutes les opérations que vous considérez sensibles depuis votre application (ajout d'un RIB ou validation d'un virement). • Consultez vos comptes de manière sécurisée grâce à votre mot de passe, Touch ID, Face ID.

Screenshots

Memo Bank Authenticator4 screens
Nef Pro4 screens

Verdict

The call

The clearest difference is iOS requirement: Memo Bank Authenticator at 14.0 against Nef Pro's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Memo Bank Authenticator ships an update every 3 months, Nef Pro every 4 months. The most recent releases landed on June 19, 2026 and September 17, 2026 respectively.

Scorecard1 real difference · 7 level
Memo Bank Authenticator versus Nef Pro: the parameters behind the verdict, then further details
ParameterMemo Bank AuthenticatorNef Pro
PriceFreeFree
Positive reviews0.0% of reviews
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0 — better18.6
Further details — not scored
Size22 MB41 MB
Age rating4+4+
DeveloperMemo Bank SASOC FINANCIERE DE LA NEF

In-app purchases

None

Memo Bank Authenticator

No in-app purchases

None

Nef Pro

No in-app purchases

Questions

Is Memo Bank Authenticator free?
Memo Bank Authenticator is free to download, with no in-app purchases.
Is Nef Pro free?
Nef Pro is free to download, with no in-app purchases.
Do Memo Bank Authenticator or Nef Pro have ads?
Neither Memo Bank Authenticator nor Nef Pro shows ads.
Which is updated more often, Memo Bank Authenticator or Nef Pro?
Memo Bank Authenticator ships an update every 3 months, and Nef Pro every 4 months. Most recently, Memo Bank Authenticator was updated on June 19, 2026 and Nef Pro on September 17, 2026.

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