Comparison

Anytime vs Memo Bank Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Anytime

A digital professional account designed for associations, businesses, and freelancers. It offers integrated expense management tools, IBAN, customizable Mastercard, SEPA transfers, and simplified invoicing and payment collection.

Highlights
  • Digital professional account
  • Integrated expense management
  • Customizable Mastercard
  • SEPA transfers and direct debits
  • Invoice and payment creation
  • Simplified accounting
Features
Read full description

Anytime simplifie la gestion financière des associations, des entreprises et des indépendants avec un compte pro 100% digital et des outils de gestion des dépenses intégrés.  Depuis plus de 10 ans, nous transformons la banque en proposant des services et outils qui répondent à vos besoins quotidiens. Nous acceptons toutes les structures : Association, Fondation, EI, EURL, SARL, SASU, SAS, SELURL, SELARL, SNC, SCI, SA, profession libérale, micro-entrepreneur. GÉRER VOTRE COMPTE PRO EN TOUTE SIMPLICITÉ * IBAN français * Cartes Mastercard physiques et virtuelles 100% paramétrables * Virements SEPA * Prélèvements SEPA Core et B2B inter-entreprises * Historique des transactions en temps réel OPTIMISEZ LA GESTION DE VOS DÉPENSES PROFESSIONNELLES * Solution pour prendre en photo vos notes de frais * Sous-comptes pour une meilleure organisation de votre trésorerie * Plafonds personnalisés pour chaque collaborateur / bénévole * Catégories de dépenses configurables * Justificatifs dématérialisés certifiés conformes * Suivi des dépenses en temps réel SIMPLIFIEZ VOTRE FACTURATION ET VOS ENCAISSEMENTS * Création de devis et factures directement dans l'application * Liens de paiement pour les transactions à distance * Votre terminal de paiement offert* SOLUTIONS SPÉCIFIQUES POUR LE SECTEUR MÉDICO-SOCIAL * Élimination des risques liés à la manipulation d'espèces * Autonomie accrue pour les personnes accompagnées * Traçabilité complète des dépenses * Remplacement des petites caisses par une solution digitale FACILITEZ VOTRE COMPTABILITÉ * Extraits comptables compatibles avec vos outils  * Rapprochement bancaire simplifié * Accès dédié pour votre comptable Anytime fait partie du Groupe Crédit Coopératif, banque historiquement engagée auprès de l'économie sociale et solidaire. Avec Anytime, vous avez toutes les cartes en main pour développer votre activité sereinement.

About

Memo Bank Authenticator

This app securely verifies your identity and approves sensitive financial transactions for your account. It's required for accessing your online banking and authorizing actions like logins, password changes, and transfers.

Highlights
  • Account verification
  • Transaction authorization
  • Login approval
  • Password change approval
  • Wire transfer approval
  • Beneficiary addition approval
  • Touch ID/Face ID security
Features
Read full description

Pairing a mobile device with your Memo Bank account makes verifying your identity and approving sensitive financial operations simple and secure. You will not be able to access your online account without downloading the app. Important: this application is designed solely for the purpose of securing your account and associated transactions. If you would like to check your balance using a mobile device, simply access our mobile-responsive site https://client.memo.bank from your device’s browser. To pair your iPhone or iPad with your Memo Bank account, download the app and scan the QR code that appears on your computer screen when you connect to your account. Once the app has been installed and linked to your Memo Bank account, that’s it. There is nothing else to do on your part. You will automatically receive a notification each time you need to authorize any of the following: - Logging into your Memo Bank account; - Changing of your password; - Inviting a new user; - Sending a wire transfer; - Adding a beneficiary; - Adding a direct debit mandate. To reinforce your iPhone or iPad’s security, you can add Touch ID or Face ID authentication.

Screenshots

Anytime4 screens
Memo Bank Authenticator4 screens

Verdict

The call

The clearest difference is review sentiment: Anytime at 54% against Memo Bank Authenticator's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Anytime ships an update every 2 months, Memo Bank Authenticator every 3 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard1 real difference · 9 level
Anytime versus Memo Bank Authenticator: the parameters behind the verdict, then further details
ParameterAnytimeMemo Bank Authenticator
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews54.2% of reviews — better0.0% of reviews
Number of ratings5 — better—
Update frequencyEvery 2 months — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.0 — better
Further details — not scored
Size33 MB22 MB
Age rating4+4+
DeveloperAnytime SAMemo Bank SA

Customer experience

Anytime

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews59 reviews
Positive54.2%
Neutral8.5%
Negative37.3%

Memo Bank Authenticator

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Anytime

No in-app purchases

None

Memo Bank Authenticator

No in-app purchases

Questions

Is Anytime free?
Anytime is free to download, with no in-app purchases.
Is Memo Bank Authenticator free?
Memo Bank Authenticator is free to download, with no in-app purchases.
Do Anytime or Memo Bank Authenticator have ads?
Neither Anytime nor Memo Bank Authenticator shows ads.
Which is updated more often, Anytime or Memo Bank Authenticator?
Anytime ships an update every 2 months, and Memo Bank Authenticator every 3 months. Most recently, Anytime was updated on November 1, 2026 and Memo Bank Authenticator on November 3, 2026.

Other comparisons