Comparison

Anytime vs Olkypay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Anytime

A digital professional account designed for associations, businesses, and freelancers. It offers integrated expense management tools, IBAN, customizable Mastercard, SEPA transfers, and simplified invoicing and payment collection.

Highlights
  • Digital professional account
  • Integrated expense management
  • Customizable Mastercard
  • SEPA transfers and direct debits
  • Invoice and payment creation
  • Simplified accounting
Features
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Anytime simplifie la gestion financière des associations, des entreprises et des indépendants avec un compte pro 100% digital et des outils de gestion des dépenses intégrés.  Depuis plus de 10 ans, nous transformons la banque en proposant des services et outils qui répondent à vos besoins quotidiens. Nous acceptons toutes les structures : Association, Fondation, EI, EURL, SARL, SASU, SAS, SELURL, SELARL, SNC, SCI, SA, profession libérale, micro-entrepreneur. GÉRER VOTRE COMPTE PRO EN TOUTE SIMPLICITÉ * IBAN français * Cartes Mastercard physiques et virtuelles 100% paramétrables * Virements SEPA * Prélèvements SEPA Core et B2B inter-entreprises * Historique des transactions en temps réel OPTIMISEZ LA GESTION DE VOS DÉPENSES PROFESSIONNELLES * Solution pour prendre en photo vos notes de frais * Sous-comptes pour une meilleure organisation de votre trésorerie * Plafonds personnalisés pour chaque collaborateur / bénévole * Catégories de dépenses configurables * Justificatifs dématérialisés certifiés conformes * Suivi des dépenses en temps réel SIMPLIFIEZ VOTRE FACTURATION ET VOS ENCAISSEMENTS * Création de devis et factures directement dans l'application * Liens de paiement pour les transactions à distance * Votre terminal de paiement offert* SOLUTIONS SPÉCIFIQUES POUR LE SECTEUR MÉDICO-SOCIAL * Élimination des risques liés à la manipulation d'espèces * Autonomie accrue pour les personnes accompagnées * Traçabilité complète des dépenses * Remplacement des petites caisses par une solution digitale FACILITEZ VOTRE COMPTABILITÉ * Extraits comptables compatibles avec vos outils  * Rapprochement bancaire simplifié * Accès dédié pour votre comptable Anytime fait partie du Groupe Crédit Coopératif, banque historiquement engagée auprès de l'économie sociale et solidaire. Avec Anytime, vous avez toutes les cartes en main pour développer votre activité sereinement.

About

Olkypay

Manage personal and business accounts from a single interface. Facilitates secure and rapid transactions, including instant payments up to €100,000. Offers remote payment collection for businesses and online capital deposits for new companies.

Highlights
  • Unified personal and business account access
  • Instant payments up to €100,000
  • Remote payment collection for businesses
  • Online capital deposit for new companies
  • Card management (block/unblock)
  • Transaction and balance monitoring
Features
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Olkypay, the 1st neobank for everyone! The Olkypay application allows you to consult your accounts easily, quickly and securely, anywhere and anytime. Whether you are an individual or a company (self-employed, craftsman, trader, e-merchant, liberal profession, association, limited company, non-trading property company...) or even if you are only at the stage of depositing capital for your new company, Olkypay allows you to open an account in a few minutes by going to the website https://www.olkypay.com/EN/index.php. - Access your different business and personal accounts on the same interface - Take advantage of the separation between the card account and the current account for a more precise follow-up and offer card accounts to your employees - Find your last transactions, your balance and your upcoming transactions - Create, validate or cancel one-off and recurring transfers - Use Instant Payment (or instant transfer) up to €100,000 per transaction. Transfers are credited in less than 10 seconds anywhere in Europe, even at weekends and on public holidays - Create new beneficiaries - Block your card if it is lost or stolen and unblock it if you find it - Share your bank details - Set daily, weekly and monthly limits Companies, collect your customers in a smooth way: - Remote collection by virtual POS terminal - Distance selling contract for e-commerce sites - Provision of an authorisation number for debiting your customers (ICS) - Management of mandates with remote handwritten or electronic signature - Automatic collection of unpaid invoices - 100% online capital deposit for companies in the process of incorporation (capital deposit certificate within 48 working hours*) The Olkypay application is a free service available to Olkypay customers. Not yet an Olkypay customer? Subscribe in less than 5 minutes and receive the IBAN we have reserved for you! For INDIVIDUALS, go to https://register.olkypay.com/?_locale=en For PROS go to https://iban-express.olkypay.com/configurateur?_locale=en For more information: The Olkypay website: https://www.olkypay.com/EN/index.php Follow us on Facebook: https://www.facebook.com/Olkypay On Instagram: https://www.instagram.com/olkypay_official/ And on LinkedIn: https://www.linkedin.com/company/olky-payment-service-provider-s-a/ *Certificate of capital deposit sent after receipt of funds and draft statutes.

Screenshots

Anytime4 screens
Olkypay4 screens

Verdict

The call

The clearest difference is review sentiment: Anytime at 100% against Olkypay's 29%. Anytime also leads on rating (5.0 vs 4.0). Olkypay's advantage is iOS requirement (12.0 vs 16.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Anytime holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews point the same way: 100% of Anytime's written reviews are positive against 29% of Olkypay's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 9, 2026 and July 17, 2026 respectively.

Scorecard3 real differences · 7 level
Anytime versus Olkypay: the parameters behind the verdict, then further details
ParameterAnytimeOlkypay
PriceFreeFree
Rating5.0 (5 ratings) — better4.0 (2 ratings)
Positive reviews100.0% of reviews — better28.6% of reviews
Number of ratings5 — better2
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.612.0 — better
Further details — not scored
Size33 MB98 MB
Age rating4+4+
DeveloperAnytime SAolkyrent sa

Customer experience

Anytime

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Olkypay

All ratings2 ratings
Positive50.0%
Neutral50.0%
Negative0.0%
Written reviews14 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

In-app purchases

None

Anytime

No in-app purchases

None

Olkypay

No in-app purchases

Questions

Is Anytime free?
Anytime is free to download, with no in-app purchases.
Is Olkypay free?
Olkypay is free to download, with no in-app purchases.
Which has better reviews, Anytime or Olkypay?
Anytime is rated higher. Anytime averages 5.0 out of 5 from 5 ratings, while Olkypay averages 4.0 from 2 ratings.
Do Anytime or Olkypay have ads?
Neither Anytime nor Olkypay shows ads.
Which is updated more often, Anytime or Olkypay?
Anytime ships an update every 2 months, and Olkypay every 2 months. Most recently, Anytime was updated on September 9, 2026 and Olkypay on July 17, 2026.

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